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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 2 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.70%
2 years fixed
since 15 Sep 2026
Your return on €25,000
€675
per year, annualised · €1,368 total over 2 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 2 years: €1,368.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,368After 1 month: €56.25 rate · balance €25,056.25After 2 months: €112.50 rate · balance €25,112.50After 3 months: €168.75 rate · balance €25,168.75After 4 months: €225 rate · balance €25,225After 5 months: €281.25 rate · balance €25,281.25After 6 months: €337.50 rate · balance €25,337.50After 7 months: €393.75 rate · balance €25,393.75After 8 months: €450 rate · balance €25,450

Rate and conditions

BalanceRate
€0 – and up2.70%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
2 years fixed · early withdrawal with loss of interest
Term
2 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.25%1.75%2.25%2.75%25 Jan 202623 May 2026now2.70%1.75% from 25 Jan 2026 until 17 May 20262.05% from 17 May 2026 until 2 Sep 20262.50% from 2 Sep 2026 until 15 Sep 20262.70% from 15 Sep 2026 until now
1.25%1.75%2.25%2.75%25 Jan 202623 May 2026now2.70%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct10 years · 3.20% · Direct
After 9 months: €506.25 rate · balance €25,506.25After 10 months: €562.50 rate · balance €25,562.50After 11 months: €618.75 rate · balance €25,618.75After 12 months: €675 rate · balance €25,675After 13 months: €732.77 rate · balance €25,732.77After 14 months: €790.54 rate · balance €25,790.54After 15 months: €848.31 rate · balance €25,848.31After 16 months: €906.08 rate · balance €25,906.08After 17 months: €963.84 rate · balance €25,963.84After 18 months: €1,021.61 rate · balance €26,021.61After 19 months: €1,079.38 rate · balance €26,079.38After 20 months: €1,137.15 rate · balance €26,137.15After 21 months: €1,194.92 rate · balance €26,194.92After 22 months: €1,252.69 rate · balance €26,252.69After 23 months: €1,310.46 rate · balance €26,310.46After 24 months: €1,368.23 rate · balance €26,368.23
€ 0€ 500€ 1kstart1 yr2 yrs€1,368After 1 month: €56.25 rate · balance €25,056.25After 2 months: €112.50 rate · balance €25,112.50After 3 months: €168.75 rate · balance €25,168.75After 4 months: €225 rate · balance €25,225After 5 months: €281.25 rate · balance €25,281.25After 6 months: €337.50 rate · balance €25,337.50After 7 months: €393.75 rate · balance €25,393.75After 8 months: €450 rate · balance €25,450After 9 months: €506.25 rate · balance €25,506.25After 10 months: €562.50 rate · balance €25,562.50After 11 months: €618.75 rate · balance €25,618.75After 12 months: €675 rate · balance €25,675After 13 months: €732.77 rate · balance €25,732.77After 14 months: €790.54 rate · balance €25,790.54After 15 months: €848.31 rate · balance €25,848.31After 16 months: €906.08 rate · balance €25,906.08After 17 months: €963.84 rate · balance €25,963.84After 18 months: €1,021.61 rate · balance €26,021.61After 19 months: €1,079.38 rate · balance €26,079.38After 20 months: €1,137.15 rate · balance €26,137.15After 21 months: €1,194.92 rate · balance €26,194.92After 22 months: €1,252.69 rate · balance €26,252.69After 23 months: €1,310.46 rate · balance €26,310.46After 24 months: €1,368.23 rate · balance €26,368.23
Per year
AfterInterest up to thenBalance
1 year€675€25,675
2 years€1,368€26,368
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.75% from 25 Jan 2026 until 17 May 20262.05% from 17 May 2026 until 2 Sep 20262.50% from 2 Sep 2026 until 15 Sep 20262.70% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.70%current
2 Sep 20262.50%15 Sep 2026
17 May 20262.05%2 Sep 2026web archive
25 Jan 20261.75%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (24 mo): 2.50% → 2.70%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (24 mo) 2.50%

Rate checked on 18 Sep 2026.