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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 3 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.75%
3 years fixed
since 15 Sep 2026
Your return on €10,000
€275
per year, annualised · €848 total over 3 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 3 years: €848.
Interest built up over 3 years
€ 0€ 500start1 yr2 yrs3 yrs€848After 1 month: €22.92 rate · balance €10,022.92After 2 months: €45.83 rate · balance €10,045.83After 3 months: €68.75 rate · balance €10,068.75After 4 months: €91.67 rate · balance €10,091.67After 5 months: €114.58 rate · balance €10,114.58After 6 months: €137.50 rate · balance €10,137.50

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
3 years fixed · early withdrawal with loss of interest
Term
3 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€10,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.50%1.75%2.00%2.25%2.50%2.75%3.00%25 Jan 202623 May 2026now2.75%1.95% from 25 Jan 2026 until 17 May 20262.15% from 17 May 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.75% from 15 Sep 2026 until now
1.50%1.75%2.00%2.25%2.50%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct10 years · 3.20% · Direct
After 7 months: €160.42 rate · balance €10,160.42After 8 months: €183.33 rate · balance €10,183.33After 9 months: €206.25 rate · balance €10,206.25After 10 months: €229.17 rate · balance €10,229.17After 11 months: €252.08 rate · balance €10,252.08After 12 months: €275.00 rate · balance €10,275.00After 13 months: €298.55 rate · balance €10,298.55After 14 months: €322.09 rate · balance €10,322.09After 15 months: €345.64 rate · balance €10,345.64After 16 months: €369.19 rate · balance €10,369.19After 17 months: €392.73 rate · balance €10,392.73After 18 months: €416.28 rate · balance €10,416.28After 19 months: €439.83 rate · balance €10,439.83After 20 months: €463.38 rate · balance €10,463.38After 21 months: €486.92 rate · balance €10,486.92After 22 months: €510.47 rate · balance €10,510.47After 23 months: €534.02 rate · balance €10,534.02After 24 months: €557.56 rate · balance €10,557.56After 25 months: €581.76 rate · balance €10,581.76After 26 months: €605.95 rate · balance €10,605.95After 27 months: €630.15 rate · balance €10,630.15After 28 months: €654.34 rate · balance €10,654.34After 29 months: €678.54 rate · balance €10,678.54After 30 months: €702.73 rate · balance €10,702.73After 31 months: €726.92 rate · balance €10,726.92After 32 months: €751.12 rate · balance €10,751.12After 33 months: €775.31 rate · balance €10,775.31After 34 months: €799.51 rate · balance €10,799.51After 35 months: €823.70 rate · balance €10,823.70After 36 months: €847.90 rate · balance €10,847.90
€ 0€ 500start1 yr2 yrs3 yrs€848After 1 month: €22.92 rate · balance €10,022.92After 2 months: €45.83 rate · balance €10,045.83After 3 months: €68.75 rate · balance €10,068.75After 4 months: €91.67 rate · balance €10,091.67After 5 months: €114.58 rate · balance €10,114.58After 6 months: €137.50 rate · balance €10,137.50After 7 months: €160.42 rate · balance €10,160.42After 8 months: €183.33 rate · balance €10,183.33After 9 months: €206.25 rate · balance €10,206.25After 10 months: €229.17 rate · balance €10,229.17After 11 months: €252.08 rate · balance €10,252.08After 12 months: €275.00 rate · balance €10,275.00After 13 months: €298.55 rate · balance €10,298.55After 14 months: €322.09 rate · balance €10,322.09After 15 months: €345.64 rate · balance €10,345.64After 16 months: €369.19 rate · balance €10,369.19After 17 months: €392.73 rate · balance €10,392.73After 18 months: €416.28 rate · balance €10,416.28After 19 months: €439.83 rate · balance €10,439.83After 20 months: €463.38 rate · balance €10,463.38After 21 months: €486.92 rate · balance €10,486.92After 22 months: €510.47 rate · balance €10,510.47After 23 months: €534.02 rate · balance €10,534.02After 24 months: €557.56 rate · balance €10,557.56After 25 months: €581.76 rate · balance €10,581.76After 26 months: €605.95 rate · balance €10,605.95After 27 months: €630.15 rate · balance €10,630.15After 28 months: €654.34 rate · balance €10,654.34After 29 months: €678.54 rate · balance €10,678.54After 30 months: €702.73 rate · balance €10,702.73After 31 months: €726.92 rate · balance €10,726.92After 32 months: €751.12 rate · balance €10,751.12After 33 months: €775.31 rate · balance €10,775.31After 34 months: €799.51 rate · balance €10,799.51After 35 months: €823.70 rate · balance €10,823.70After 36 months: €847.90 rate · balance €10,847.90
Per year
AfterInterest up to thenBalance
1 year€275€10,275
2 years€558€10,558
3 years€848€10,848
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.75%3.00%25 Jan 202623 May 2026now2.75%1.95% from 25 Jan 2026 until 17 May 20262.15% from 17 May 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.75% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.75%current
2 Sep 20262.55%15 Sep 2026
17 May 20262.15%2 Sep 2026web archive
25 Jan 20261.95%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (36 mo): 2.55% → 2.75%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (36 mo) 2.55%

Rate checked on 18 Sep 2026.