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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 3 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.75%
3 years fixed
since 15 Sep 2026
Your return on €100,000
€2,750
per year, annualised · €8,479 total over 3 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 3 years: €8,479.
Interest built up over 3 years
€ 0€ 5kstart1 yr2 yrs3 yrs€8,479After 1 month: €229.17 rate · balance €100,229.17After 2 months: €458.33 rate · balance €100,458.33After 3 months: €687.50 rate · balance €100,687.50After 4 months: €916.67 rate · balance €100,916.67After 5 months: €1,145.83 rate · balance €101,145.83After 6 months: €1,375.00 rate · balance €101,375.00

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
3 years fixed · early withdrawal with loss of interest
Term
3 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€100,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.50%1.75%2.00%2.25%2.50%2.75%3.00%25 Jan 202623 May 2026now2.75%1.95% from 25 Jan 2026 until 17 May 20262.15% from 17 May 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.75% from 15 Sep 2026 until now
1.50%1.75%2.00%2.25%2.50%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct10 years · 3.20% · Direct
After 7 months: €1,604.17 rate · balance €101,604.17After 8 months: €1,833.33 rate · balance €101,833.33After 9 months: €2,062.50 rate · balance €102,062.50After 10 months: €2,291.67 rate · balance €102,291.67After 11 months: €2,520.83 rate · balance €102,520.83After 12 months: €2,750.00 rate · balance €102,750.00After 13 months: €2,985.47 rate · balance €102,985.47After 14 months: €3,220.94 rate · balance €103,220.94After 15 months: €3,456.41 rate · balance €103,456.41After 16 months: €3,691.88 rate · balance €103,691.88After 17 months: €3,927.34 rate · balance €103,927.34After 18 months: €4,162.81 rate · balance €104,162.81After 19 months: €4,398.28 rate · balance €104,398.28After 20 months: €4,633.75 rate · balance €104,633.75After 21 months: €4,869.22 rate · balance €104,869.22After 22 months: €5,104.69 rate · balance €105,104.69After 23 months: €5,340.16 rate · balance €105,340.16After 24 months: €5,575.63 rate · balance €105,575.63After 25 months: €5,817.57 rate · balance €105,817.57After 26 months: €6,059.51 rate · balance €106,059.51After 27 months: €6,301.46 rate · balance €106,301.46After 28 months: €6,543.40 rate · balance €106,543.40After 29 months: €6,785.35 rate · balance €106,785.35After 30 months: €7,027.29 rate · balance €107,027.29After 31 months: €7,269.23 rate · balance €107,269.23After 32 months: €7,511.18 rate · balance €107,511.18After 33 months: €7,753.12 rate · balance €107,753.12After 34 months: €7,995.07 rate · balance €107,995.07After 35 months: €8,237.01 rate · balance €108,237.01After 36 months: €8,478.96 rate · balance €108,478.96
€ 0€ 5kstart1 yr2 yrs3 yrs€8,479After 1 month: €229.17 rate · balance €100,229.17After 2 months: €458.33 rate · balance €100,458.33After 3 months: €687.50 rate · balance €100,687.50After 4 months: €916.67 rate · balance €100,916.67After 5 months: €1,145.83 rate · balance €101,145.83After 6 months: €1,375.00 rate · balance €101,375.00After 7 months: €1,604.17 rate · balance €101,604.17After 8 months: €1,833.33 rate · balance €101,833.33After 9 months: €2,062.50 rate · balance €102,062.50After 10 months: €2,291.67 rate · balance €102,291.67After 11 months: €2,520.83 rate · balance €102,520.83After 12 months: €2,750.00 rate · balance €102,750.00After 13 months: €2,985.47 rate · balance €102,985.47After 14 months: €3,220.94 rate · balance €103,220.94After 15 months: €3,456.41 rate · balance €103,456.41After 16 months: €3,691.88 rate · balance €103,691.88After 17 months: €3,927.34 rate · balance €103,927.34After 18 months: €4,162.81 rate · balance €104,162.81After 19 months: €4,398.28 rate · balance €104,398.28After 20 months: €4,633.75 rate · balance €104,633.75After 21 months: €4,869.22 rate · balance €104,869.22After 22 months: €5,104.69 rate · balance €105,104.69After 23 months: €5,340.16 rate · balance €105,340.16After 24 months: €5,575.63 rate · balance €105,575.63After 25 months: €5,817.57 rate · balance €105,817.57After 26 months: €6,059.51 rate · balance €106,059.51After 27 months: €6,301.46 rate · balance €106,301.46After 28 months: €6,543.40 rate · balance €106,543.40After 29 months: €6,785.35 rate · balance €106,785.35After 30 months: €7,027.29 rate · balance €107,027.29After 31 months: €7,269.23 rate · balance €107,269.23After 32 months: €7,511.18 rate · balance €107,511.18After 33 months: €7,753.12 rate · balance €107,753.12After 34 months: €7,995.07 rate · balance €107,995.07After 35 months: €8,237.01 rate · balance €108,237.01After 36 months: €8,478.96 rate · balance €108,478.96
Per year
AfterInterest up to thenBalance
1 year€2,750€102,750
2 years€5,576€105,576
3 years€8,479€108,479
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.75%3.00%25 Jan 202623 May 2026now2.75%1.95% from 25 Jan 2026 until 17 May 20262.15% from 17 May 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.75% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.75%current
2 Sep 20262.55%15 Sep 2026
17 May 20262.15%2 Sep 2026web archive
25 Jan 20261.95%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (36 mo): 2.55% → 2.75%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (36 mo) 2.55%

Rate checked on 19 Sep 2026.