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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 3 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.75%
3 years fixed
since 15 Sep 2026
Your return on €16,600
€457
per year, annualised · €1,408 total over 3 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 3 years: €1,408.
Interest built up over 3 years
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,408After 1 month: €38.04 rate · balance €16,638.04After 2 months: €76.08 rate · balance €16,676.08After 3 months: €114.13 rate · balance €16,714.13After 4 months: €152.17 rate · balance €16,752.17

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
3 years fixed · early withdrawal with loss of interest
Term
3 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€16,600 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.50%1.75%2.00%2.25%2.50%2.75%3.00%25 Jan 202623 May 2026now2.75%1.95% from 25 Jan 2026 until 17 May 20262.15% from 17 May 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.75% from 15 Sep 2026 until now
1.50%1.75%2.00%2.25%2.50%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct10 years · 3.20% · Direct
After 5 months: €190.21 rate · balance €16,790.21After 6 months: €228.25 rate · balance €16,828.25After 7 months: €266.29 rate · balance €16,866.29After 8 months: €304.33 rate · balance €16,904.33After 9 months: €342.38 rate · balance €16,942.38After 10 months: €380.42 rate · balance €16,980.42After 11 months: €418.46 rate · balance €17,018.46After 12 months: €456.50 rate · balance €17,056.50After 13 months: €495.59 rate · balance €17,095.59After 14 months: €534.68 rate · balance €17,134.68After 15 months: €573.76 rate · balance €17,173.76After 16 months: €612.85 rate · balance €17,212.85After 17 months: €651.94 rate · balance €17,251.94After 18 months: €691.03 rate · balance €17,291.03After 19 months: €730.12 rate · balance €17,330.12After 20 months: €769.20 rate · balance €17,369.20After 21 months: €808.29 rate · balance €17,408.29After 22 months: €847.38 rate · balance €17,447.38After 23 months: €886.47 rate · balance €17,486.47After 24 months: €925.55 rate · balance €17,525.55After 25 months: €965.72 rate · balance €17,565.72After 26 months: €1,005.88 rate · balance €17,605.88After 27 months: €1,046.04 rate · balance €17,646.04After 28 months: €1,086.20 rate · balance €17,686.20After 29 months: €1,126.37 rate · balance €17,726.37After 30 months: €1,166.53 rate · balance €17,766.53After 31 months: €1,206.69 rate · balance €17,806.69After 32 months: €1,246.86 rate · balance €17,846.86After 33 months: €1,287.02 rate · balance €17,887.02After 34 months: €1,327.18 rate · balance €17,927.18After 35 months: €1,367.34 rate · balance €17,967.34After 36 months: €1,407.51 rate · balance €18,007.51
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,408After 1 month: €38.04 rate · balance €16,638.04After 2 months: €76.08 rate · balance €16,676.08After 3 months: €114.13 rate · balance €16,714.13After 4 months: €152.17 rate · balance €16,752.17After 5 months: €190.21 rate · balance €16,790.21After 6 months: €228.25 rate · balance €16,828.25After 7 months: €266.29 rate · balance €16,866.29After 8 months: €304.33 rate · balance €16,904.33After 9 months: €342.38 rate · balance €16,942.38After 10 months: €380.42 rate · balance €16,980.42After 11 months: €418.46 rate · balance €17,018.46After 12 months: €456.50 rate · balance €17,056.50After 13 months: €495.59 rate · balance €17,095.59After 14 months: €534.68 rate · balance €17,134.68After 15 months: €573.76 rate · balance €17,173.76After 16 months: €612.85 rate · balance €17,212.85After 17 months: €651.94 rate · balance €17,251.94After 18 months: €691.03 rate · balance €17,291.03After 19 months: €730.12 rate · balance €17,330.12After 20 months: €769.20 rate · balance €17,369.20After 21 months: €808.29 rate · balance €17,408.29After 22 months: €847.38 rate · balance €17,447.38After 23 months: €886.47 rate · balance €17,486.47After 24 months: €925.55 rate · balance €17,525.55After 25 months: €965.72 rate · balance €17,565.72After 26 months: €1,005.88 rate · balance €17,605.88After 27 months: €1,046.04 rate · balance €17,646.04After 28 months: €1,086.20 rate · balance €17,686.20After 29 months: €1,126.37 rate · balance €17,726.37After 30 months: €1,166.53 rate · balance €17,766.53After 31 months: €1,206.69 rate · balance €17,806.69After 32 months: €1,246.86 rate · balance €17,846.86After 33 months: €1,287.02 rate · balance €17,887.02After 34 months: €1,327.18 rate · balance €17,927.18After 35 months: €1,367.34 rate · balance €17,967.34After 36 months: €1,407.51 rate · balance €18,007.51
Per year
AfterInterest up to thenBalance
1 year€457€17,057
2 years€926€17,526
3 years€1,408€18,008
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.75%3.00%25 Jan 202623 May 2026now2.75%1.95% from 25 Jan 2026 until 17 May 20262.15% from 17 May 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.75% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.75%current
2 Sep 20262.55%15 Sep 2026
17 May 20262.15%2 Sep 2026web archive
25 Jan 20261.95%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (36 mo): 2.55% → 2.75%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (36 mo) 2.55%

Rate checked on 18 Sep 2026.