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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 3 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.75%
3 years fixed
since 15 Sep 2026
Your return on €25,000
€688
per year, annualised · €2,120 total over 3 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 years: €2,120.
Interest built up over 3 years
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,120After 1 month: €57.29 rate · balance €25,057.29After 2 months: €114.58 rate · balance €25,114.58After 3 months: €171.88 rate · balance €25,171.88After 4 months: €229.17 rate · balance €25,229.17

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
3 years fixed · early withdrawal with loss of interest
Term
3 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.50%1.75%2.00%2.25%2.50%2.75%3.00%25 Jan 202623 May 2026now2.75%1.95% from 25 Jan 2026 until 17 May 20262.15% from 17 May 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.75% from 15 Sep 2026 until now
1.50%1.75%2.00%2.25%2.50%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct4 years · 2.80% · Direct5 years · 2.85% · Direct10 years · 3.20% · Direct
After 5 months: €286.46 rate · balance €25,286.46After 6 months: €343.75 rate · balance €25,343.75After 7 months: €401.04 rate · balance €25,401.04After 8 months: €458.33 rate · balance €25,458.33After 9 months: €515.63 rate · balance €25,515.63After 10 months: €572.92 rate · balance €25,572.92After 11 months: €630.21 rate · balance €25,630.21After 12 months: €687.50 rate · balance €25,687.50After 13 months: €746.37 rate · balance €25,746.37After 14 months: €805.23 rate · balance €25,805.23After 15 months: €864.10 rate · balance €25,864.10After 16 months: €922.97 rate · balance €25,922.97After 17 months: €981.84 rate · balance €25,981.84After 18 months: €1,040.70 rate · balance €26,040.70After 19 months: €1,099.57 rate · balance €26,099.57After 20 months: €1,158.44 rate · balance €26,158.44After 21 months: €1,217.31 rate · balance €26,217.31After 22 months: €1,276.17 rate · balance €26,276.17After 23 months: €1,335.04 rate · balance €26,335.04After 24 months: €1,393.91 rate · balance €26,393.91After 25 months: €1,454.39 rate · balance €26,454.39After 26 months: €1,514.88 rate · balance €26,514.88After 27 months: €1,575.36 rate · balance €26,575.36After 28 months: €1,635.85 rate · balance €26,635.85After 29 months: €1,696.34 rate · balance €26,696.34After 30 months: €1,756.82 rate · balance €26,756.82After 31 months: €1,817.31 rate · balance €26,817.31After 32 months: €1,877.79 rate · balance €26,877.79After 33 months: €1,938.28 rate · balance €26,938.28After 34 months: €1,998.77 rate · balance €26,998.77After 35 months: €2,059.25 rate · balance €27,059.25After 36 months: €2,119.74 rate · balance €27,119.74
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,120After 1 month: €57.29 rate · balance €25,057.29After 2 months: €114.58 rate · balance €25,114.58After 3 months: €171.88 rate · balance €25,171.88After 4 months: €229.17 rate · balance €25,229.17After 5 months: €286.46 rate · balance €25,286.46After 6 months: €343.75 rate · balance €25,343.75After 7 months: €401.04 rate · balance €25,401.04After 8 months: €458.33 rate · balance €25,458.33After 9 months: €515.63 rate · balance €25,515.63After 10 months: €572.92 rate · balance €25,572.92After 11 months: €630.21 rate · balance €25,630.21After 12 months: €687.50 rate · balance €25,687.50After 13 months: €746.37 rate · balance €25,746.37After 14 months: €805.23 rate · balance €25,805.23After 15 months: €864.10 rate · balance €25,864.10After 16 months: €922.97 rate · balance €25,922.97After 17 months: €981.84 rate · balance €25,981.84After 18 months: €1,040.70 rate · balance €26,040.70After 19 months: €1,099.57 rate · balance €26,099.57After 20 months: €1,158.44 rate · balance €26,158.44After 21 months: €1,217.31 rate · balance €26,217.31After 22 months: €1,276.17 rate · balance €26,276.17After 23 months: €1,335.04 rate · balance €26,335.04After 24 months: €1,393.91 rate · balance €26,393.91After 25 months: €1,454.39 rate · balance €26,454.39After 26 months: €1,514.88 rate · balance €26,514.88After 27 months: €1,575.36 rate · balance €26,575.36After 28 months: €1,635.85 rate · balance €26,635.85After 29 months: €1,696.34 rate · balance €26,696.34After 30 months: €1,756.82 rate · balance €26,756.82After 31 months: €1,817.31 rate · balance €26,817.31After 32 months: €1,877.79 rate · balance €26,877.79After 33 months: €1,938.28 rate · balance €26,938.28After 34 months: €1,998.77 rate · balance €26,998.77After 35 months: €2,059.25 rate · balance €27,059.25After 36 months: €2,119.74 rate · balance €27,119.74
Per year
AfterInterest up to thenBalance
1 year€688€25,688
2 years€1,394€26,394
3 years€2,120€27,120
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.75%3.00%25 Jan 202623 May 2026now2.75%1.95% from 25 Jan 2026 until 17 May 20262.15% from 17 May 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.75% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.75%current
2 Sep 20262.55%15 Sep 2026
17 May 20262.15%2 Sep 2026web archive
25 Jan 20261.95%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (36 mo): 2.55% → 2.75%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (36 mo) 2.55%

Rate checked on 18 Sep 2026.