Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 1 minute ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
Back to the comparison

ASN BankASN Depositosparen

Deposit · 4 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.80%
4 years fixed
since 15 Sep 2026
Your return on €16,800
€470
per year, annualised · €1,962 total over 4 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 4 years: €1,962.
Interest built up over 4 years
€ 0€ 1kstart2 yrs4 yrs€1,962After 1 month: €39.20 rate · balance €16,839.20After 2 months: €78.40 rate · balance €16,878.40After 3 months: €117.60 rate · balance €16,917.60After 4 months: €156.80 rate · balance €16,956.80

Rate and conditions

BalanceRate
€0 – and up2.80%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
4 years fixed · early withdrawal with loss of interest
Term
4 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€16,800 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.75%2.00%2.25%2.50%2.75%3.00%3.25%25 Jan 202623 May 2026now2.80%2.00% from 25 Jan 2026 until 17 May 20262.20% from 17 May 2026 until 2 Sep 20262.60% from 2 Sep 2026 until 15 Sep 20262.80% from 15 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct5 years · 2.85% · Direct10 years · 3.20% · Direct
After 5 months: €196 rate · balance €16,996After 6 months: €235.20 rate · balance €17,035.20After 7 months: €274.40 rate · balance €17,074.40After 8 months: €313.60 rate · balance €17,113.60After 9 months: €352.80 rate · balance €17,152.80After 10 months: €392.00 rate · balance €17,192After 11 months: €431.20 rate · balance €17,231.20After 12 months: €470.40 rate · balance €17,270.40After 13 months: €510.70 rate · balance €17,310.70After 14 months: €551.00 rate · balance €17,351.00After 15 months: €591.29 rate · balance €17,391.29After 16 months: €631.59 rate · balance €17,431.59After 17 months: €671.89 rate · balance €17,471.89After 18 months: €712.19 rate · balance €17,512.19After 19 months: €752.48 rate · balance €17,552.48After 20 months: €792.78 rate · balance €17,592.78After 21 months: €833.08 rate · balance €17,633.08After 22 months: €873.38 rate · balance €17,673.38After 23 months: €913.67 rate · balance €17,713.67After 24 months: €953.97 rate · balance €17,753.97After 25 months: €995.40 rate · balance €17,795.40After 26 months: €1,036.82 rate · balance €17,836.82After 27 months: €1,078.25 rate · balance €17,878.25After 28 months: €1,119.67 rate · balance €17,919.67After 29 months: €1,161.10 rate · balance €17,961.10After 30 months: €1,202.53 rate · balance €18,002.53After 31 months: €1,243.95 rate · balance €18,043.95After 32 months: €1,285.38 rate · balance €18,085.38After 33 months: €1,326.80 rate · balance €18,126.80After 34 months: €1,368.23 rate · balance €18,168.23After 35 months: €1,409.66 rate · balance €18,209.66After 36 months: €1,451.08 rate · balance €18,251.08After 37 months: €1,493.67 rate · balance €18,293.67After 38 months: €1,536.25 rate · balance €18,336.25After 39 months: €1,578.84 rate · balance €18,378.84After 40 months: €1,621.43 rate · balance €18,421.43After 41 months: €1,664.01 rate · balance €18,464.01After 42 months: €1,706.60 rate · balance €18,506.60After 43 months: €1,749.18 rate · balance €18,549.18After 44 months: €1,791.77 rate · balance €18,591.77After 45 months: €1,834.36 rate · balance €18,634.36After 46 months: €1,876.94 rate · balance €18,676.94After 47 months: €1,919.53 rate · balance €18,719.53After 48 months: €1,962.11 rate · balance €18,762.11
€ 0€ 1kstart1 yr2 yrs3 yrs4 yrs€1,962After 1 month: €39.20 rate · balance €16,839.20After 2 months: €78.40 rate · balance €16,878.40After 3 months: €117.60 rate · balance €16,917.60After 4 months: €156.80 rate · balance €16,956.80After 5 months: €196 rate · balance €16,996After 6 months: €235.20 rate · balance €17,035.20After 7 months: €274.40 rate · balance €17,074.40After 8 months: €313.60 rate · balance €17,113.60After 9 months: €352.80 rate · balance €17,152.80After 10 months: €392.00 rate · balance €17,192After 11 months: €431.20 rate · balance €17,231.20After 12 months: €470.40 rate · balance €17,270.40After 13 months: €510.70 rate · balance €17,310.70After 14 months: €551.00 rate · balance €17,351.00After 15 months: €591.29 rate · balance €17,391.29After 16 months: €631.59 rate · balance €17,431.59After 17 months: €671.89 rate · balance €17,471.89After 18 months: €712.19 rate · balance €17,512.19After 19 months: €752.48 rate · balance €17,552.48After 20 months: €792.78 rate · balance €17,592.78After 21 months: €833.08 rate · balance €17,633.08After 22 months: €873.38 rate · balance €17,673.38After 23 months: €913.67 rate · balance €17,713.67After 24 months: €953.97 rate · balance €17,753.97After 25 months: €995.40 rate · balance €17,795.40After 26 months: €1,036.82 rate · balance €17,836.82After 27 months: €1,078.25 rate · balance €17,878.25After 28 months: €1,119.67 rate · balance €17,919.67After 29 months: €1,161.10 rate · balance €17,961.10After 30 months: €1,202.53 rate · balance €18,002.53After 31 months: €1,243.95 rate · balance €18,043.95After 32 months: €1,285.38 rate · balance €18,085.38After 33 months: €1,326.80 rate · balance €18,126.80After 34 months: €1,368.23 rate · balance €18,168.23After 35 months: €1,409.66 rate · balance €18,209.66After 36 months: €1,451.08 rate · balance €18,251.08After 37 months: €1,493.67 rate · balance €18,293.67After 38 months: €1,536.25 rate · balance €18,336.25After 39 months: €1,578.84 rate · balance €18,378.84After 40 months: €1,621.43 rate · balance €18,421.43After 41 months: €1,664.01 rate · balance €18,464.01After 42 months: €1,706.60 rate · balance €18,506.60After 43 months: €1,749.18 rate · balance €18,549.18After 44 months: €1,791.77 rate · balance €18,591.77After 45 months: €1,834.36 rate · balance €18,634.36After 46 months: €1,876.94 rate · balance €18,676.94After 47 months: €1,919.53 rate · balance €18,719.53After 48 months: €1,962.11 rate · balance €18,762.11
Per year
AfterInterest up to thenBalance
1 year€470€17,270
2 years€954€17,754
3 years€1,451€18,251
4 years€1,962€18,762
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.00%3.25%25 Jan 202623 May 2026now2.80%2.00% from 25 Jan 2026 until 17 May 20262.20% from 17 May 2026 until 2 Sep 20262.60% from 2 Sep 2026 until 15 Sep 20262.80% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.80%current
2 Sep 20262.60%15 Sep 2026
17 May 20262.20%2 Sep 2026web archive
25 Jan 20262.00%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (48 mo): 2.60% → 2.80%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (48 mo) 2.60%

Rate checked on 18 Sep 2026.