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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 5 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.85%
5 years fixed
since 15 Sep 2026
Your return on €10,000
€285
per year, annualised · €1,509 total over 5 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,509.
Interest built up over 5 years
€ 0€ 1kstart2 yrs4 yrs€1,509After 1 month: €23.75 rate · balance €10,023.75

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€10,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.75%2.00%2.25%2.50%2.75%3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct10 years · 3.20% · Direct
After 2 months: €47.50 rate · balance €10,047.50After 3 months: €71.25 rate · balance €10,071.25After 4 months: €95 rate · balance €10,095After 5 months: €118.75 rate · balance €10,118.75After 6 months: €142.50 rate · balance €10,142.50After 7 months: €166.25 rate · balance €10,166.25After 8 months: €190 rate · balance €10,190After 9 months: €213.75 rate · balance €10,213.75After 10 months: €237.50 rate · balance €10,237.50After 11 months: €261.25 rate · balance €10,261.25After 12 months: €285 rate · balance €10,285After 13 months: €309.43 rate · balance €10,309.43After 14 months: €333.85 rate · balance €10,333.85After 15 months: €358.28 rate · balance €10,358.28After 16 months: €382.71 rate · balance €10,382.71After 17 months: €407.13 rate · balance €10,407.13After 18 months: €431.56 rate · balance €10,431.56After 19 months: €455.99 rate · balance €10,455.99After 20 months: €480.42 rate · balance €10,480.42After 21 months: €504.84 rate · balance €10,504.84After 22 months: €529.27 rate · balance €10,529.27After 23 months: €553.70 rate · balance €10,553.70After 24 months: €578.12 rate · balance €10,578.12After 25 months: €603.25 rate · balance €10,603.25After 26 months: €628.37 rate · balance €10,628.37After 27 months: €653.49 rate · balance €10,653.49After 28 months: €678.61 rate · balance €10,678.61After 29 months: €703.74 rate · balance €10,703.74After 30 months: €728.86 rate · balance €10,728.86After 31 months: €753.98 rate · balance €10,753.98After 32 months: €779.11 rate · balance €10,779.11After 33 months: €804.23 rate · balance €10,804.23After 34 months: €829.35 rate · balance €10,829.35After 35 months: €854.48 rate · balance €10,854.48After 36 months: €879.60 rate · balance €10,879.60After 37 months: €905.44 rate · balance €10,905.44After 38 months: €931.28 rate · balance €10,931.28After 39 months: €957.12 rate · balance €10,957.12After 40 months: €982.95 rate · balance €10,982.95After 41 months: €1,008.79 rate · balance €11,008.79After 42 months: €1,034.63 rate · balance €11,034.63After 43 months: €1,060.47 rate · balance €11,060.47After 44 months: €1,086.31 rate · balance €11,086.31After 45 months: €1,112.15 rate · balance €11,112.15After 46 months: €1,137.99 rate · balance €11,137.99After 47 months: €1,163.83 rate · balance €11,163.83After 48 months: €1,189.67 rate · balance €11,189.67After 49 months: €1,216.24 rate · balance €11,216.24After 50 months: €1,242.82 rate · balance €11,242.82After 51 months: €1,269.39 rate · balance €11,269.39After 52 months: €1,295.97 rate · balance €11,295.97After 53 months: €1,322.54 rate · balance €11,322.54After 54 months: €1,349.12 rate · balance €11,349.12After 55 months: €1,375.70 rate · balance €11,375.70After 56 months: €1,402.27 rate · balance €11,402.27After 57 months: €1,428.85 rate · balance €11,428.85After 58 months: €1,455.42 rate · balance €11,455.42After 59 months: €1,482.00 rate · balance €11,482.00After 60 months: €1,508.57 rate · balance €11,508.57
€ 0€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,509After 1 month: €23.75 rate · balance €10,023.75After 2 months: €47.50 rate · balance €10,047.50After 3 months: €71.25 rate · balance €10,071.25After 4 months: €95 rate · balance €10,095After 5 months: €118.75 rate · balance €10,118.75After 6 months: €142.50 rate · balance €10,142.50After 7 months: €166.25 rate · balance €10,166.25After 8 months: €190 rate · balance €10,190After 9 months: €213.75 rate · balance €10,213.75After 10 months: €237.50 rate · balance €10,237.50After 11 months: €261.25 rate · balance €10,261.25After 12 months: €285 rate · balance €10,285After 13 months: €309.43 rate · balance €10,309.43After 14 months: €333.85 rate · balance €10,333.85After 15 months: €358.28 rate · balance €10,358.28After 16 months: €382.71 rate · balance €10,382.71After 17 months: €407.13 rate · balance €10,407.13After 18 months: €431.56 rate · balance €10,431.56After 19 months: €455.99 rate · balance €10,455.99After 20 months: €480.42 rate · balance €10,480.42After 21 months: €504.84 rate · balance €10,504.84After 22 months: €529.27 rate · balance €10,529.27After 23 months: €553.70 rate · balance €10,553.70After 24 months: €578.12 rate · balance €10,578.12After 25 months: €603.25 rate · balance €10,603.25After 26 months: €628.37 rate · balance €10,628.37After 27 months: €653.49 rate · balance €10,653.49After 28 months: €678.61 rate · balance €10,678.61After 29 months: €703.74 rate · balance €10,703.74After 30 months: €728.86 rate · balance €10,728.86After 31 months: €753.98 rate · balance €10,753.98After 32 months: €779.11 rate · balance €10,779.11After 33 months: €804.23 rate · balance €10,804.23After 34 months: €829.35 rate · balance €10,829.35After 35 months: €854.48 rate · balance €10,854.48After 36 months: €879.60 rate · balance €10,879.60After 37 months: €905.44 rate · balance €10,905.44After 38 months: €931.28 rate · balance €10,931.28After 39 months: €957.12 rate · balance €10,957.12After 40 months: €982.95 rate · balance €10,982.95After 41 months: €1,008.79 rate · balance €11,008.79After 42 months: €1,034.63 rate · balance €11,034.63After 43 months: €1,060.47 rate · balance €11,060.47After 44 months: €1,086.31 rate · balance €11,086.31After 45 months: €1,112.15 rate · balance €11,112.15After 46 months: €1,137.99 rate · balance €11,137.99After 47 months: €1,163.83 rate · balance €11,163.83After 48 months: €1,189.67 rate · balance €11,189.67After 49 months: €1,216.24 rate · balance €11,216.24After 50 months: €1,242.82 rate · balance €11,242.82After 51 months: €1,269.39 rate · balance €11,269.39After 52 months: €1,295.97 rate · balance €11,295.97After 53 months: €1,322.54 rate · balance €11,322.54After 54 months: €1,349.12 rate · balance €11,349.12After 55 months: €1,375.70 rate · balance €11,375.70After 56 months: €1,402.27 rate · balance €11,402.27After 57 months: €1,428.85 rate · balance €11,428.85After 58 months: €1,455.42 rate · balance €11,455.42After 59 months: €1,482.00 rate · balance €11,482.00After 60 months: €1,508.57 rate · balance €11,508.57
Per year
AfterInterest up to thenBalance
1 year€285€10,285
2 years€578€10,578
3 years€880€10,880
4 years€1,190€11,190
5 years€1,509€11,509
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.85%current
2 Sep 20262.65%15 Sep 2026
17 May 20262.35%2 Sep 2026web archive
25 Jan 20262.20%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (60 mo): 2.65% → 2.85%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (60 mo) 2.65%

Rate checked on 18 Sep 2026.