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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 5 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.85%
5 years fixed
since 15 Sep 2026
Your return on €100,000
€2,850
per year, annualised · €15,086 total over 5 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €15,086.
Interest built up over 5 years
€ 0€ 10kstart2 yrs4 yrs€15,086After 1 month: €237.50 rate · balance €100,237.50

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€100,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.75%2.00%2.25%2.50%2.75%3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct10 years · 3.20% · Direct
After 2 months: €475 rate · balance €100,475After 3 months: €712.50 rate · balance €100,712.50After 4 months: €950 rate · balance €100,950After 5 months: €1,187.50 rate · balance €101,187.50After 6 months: €1,425 rate · balance €101,425After 7 months: €1,662.50 rate · balance €101,662.50After 8 months: €1,900 rate · balance €101,900After 9 months: €2,137.50 rate · balance €102,137.50After 10 months: €2,375 rate · balance €102,375After 11 months: €2,612.50 rate · balance €102,612.50After 12 months: €2,850 rate · balance €102,850After 13 months: €3,094.27 rate · balance €103,094.27After 14 months: €3,338.54 rate · balance €103,338.54After 15 months: €3,582.81 rate · balance €103,582.81After 16 months: €3,827.08 rate · balance €103,827.08After 17 months: €4,071.34 rate · balance €104,071.34After 18 months: €4,315.61 rate · balance €104,315.61After 19 months: €4,559.88 rate · balance €104,559.88After 20 months: €4,804.15 rate · balance €104,804.15After 21 months: €5,048.42 rate · balance €105,048.42After 22 months: €5,292.69 rate · balance €105,292.69After 23 months: €5,536.96 rate · balance €105,536.96After 24 months: €5,781.23 rate · balance €105,781.23After 25 months: €6,032.46 rate · balance €106,032.46After 26 months: €6,283.69 rate · balance €106,283.69After 27 months: €6,534.92 rate · balance €106,534.92After 28 months: €6,786.15 rate · balance €106,786.15After 29 months: €7,037.38 rate · balance €107,037.38After 30 months: €7,288.61 rate · balance €107,288.61After 31 months: €7,539.84 rate · balance €107,539.84After 32 months: €7,791.07 rate · balance €107,791.07After 33 months: €8,042.30 rate · balance €108,042.30After 34 months: €8,293.53 rate · balance €108,293.53After 35 months: €8,544.76 rate · balance €108,544.76After 36 months: €8,795.99 rate · balance €108,795.99After 37 months: €9,054.38 rate · balance €109,054.38After 38 months: €9,312.77 rate · balance €109,312.77After 39 months: €9,571.16 rate · balance €109,571.16After 40 months: €9,829.55 rate · balance €109,829.55After 41 months: €10,087.94 rate · balance €110,087.94After 42 months: €10,346.33 rate · balance €110,346.33After 43 months: €10,604.72 rate · balance €110,604.72After 44 months: €10,863.11 rate · balance €110,863.11After 45 months: €11,121.50 rate · balance €111,121.50After 46 months: €11,379.90 rate · balance €111,379.90After 47 months: €11,638.29 rate · balance €111,638.29After 48 months: €11,896.68 rate · balance €111,896.68After 49 months: €12,162.43 rate · balance €112,162.43After 50 months: €12,428.19 rate · balance €112,428.19After 51 months: €12,693.94 rate · balance €112,693.94After 52 months: €12,959.69 rate · balance €112,959.69After 53 months: €13,225.45 rate · balance €113,225.45After 54 months: €13,491.20 rate · balance €113,491.20After 55 months: €13,756.96 rate · balance €113,756.96After 56 months: €14,022.71 rate · balance €114,022.71After 57 months: €14,288.47 rate · balance €114,288.47After 58 months: €14,554.22 rate · balance €114,554.22After 59 months: €14,819.98 rate · balance €114,819.98After 60 months: €15,085.73 rate · balance €115,085.73
€ 0€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€15,086After 1 month: €237.50 rate · balance €100,237.50After 2 months: €475 rate · balance €100,475After 3 months: €712.50 rate · balance €100,712.50After 4 months: €950 rate · balance €100,950After 5 months: €1,187.50 rate · balance €101,187.50After 6 months: €1,425 rate · balance €101,425After 7 months: €1,662.50 rate · balance €101,662.50After 8 months: €1,900 rate · balance €101,900After 9 months: €2,137.50 rate · balance €102,137.50After 10 months: €2,375 rate · balance €102,375After 11 months: €2,612.50 rate · balance €102,612.50After 12 months: €2,850 rate · balance €102,850After 13 months: €3,094.27 rate · balance €103,094.27After 14 months: €3,338.54 rate · balance €103,338.54After 15 months: €3,582.81 rate · balance €103,582.81After 16 months: €3,827.08 rate · balance €103,827.08After 17 months: €4,071.34 rate · balance €104,071.34After 18 months: €4,315.61 rate · balance €104,315.61After 19 months: €4,559.88 rate · balance €104,559.88After 20 months: €4,804.15 rate · balance €104,804.15After 21 months: €5,048.42 rate · balance €105,048.42After 22 months: €5,292.69 rate · balance €105,292.69After 23 months: €5,536.96 rate · balance €105,536.96After 24 months: €5,781.23 rate · balance €105,781.23After 25 months: €6,032.46 rate · balance €106,032.46After 26 months: €6,283.69 rate · balance €106,283.69After 27 months: €6,534.92 rate · balance €106,534.92After 28 months: €6,786.15 rate · balance €106,786.15After 29 months: €7,037.38 rate · balance €107,037.38After 30 months: €7,288.61 rate · balance €107,288.61After 31 months: €7,539.84 rate · balance €107,539.84After 32 months: €7,791.07 rate · balance €107,791.07After 33 months: €8,042.30 rate · balance €108,042.30After 34 months: €8,293.53 rate · balance €108,293.53After 35 months: €8,544.76 rate · balance €108,544.76After 36 months: €8,795.99 rate · balance €108,795.99After 37 months: €9,054.38 rate · balance €109,054.38After 38 months: €9,312.77 rate · balance €109,312.77After 39 months: €9,571.16 rate · balance €109,571.16After 40 months: €9,829.55 rate · balance €109,829.55After 41 months: €10,087.94 rate · balance €110,087.94After 42 months: €10,346.33 rate · balance €110,346.33After 43 months: €10,604.72 rate · balance €110,604.72After 44 months: €10,863.11 rate · balance €110,863.11After 45 months: €11,121.50 rate · balance €111,121.50After 46 months: €11,379.90 rate · balance €111,379.90After 47 months: €11,638.29 rate · balance €111,638.29After 48 months: €11,896.68 rate · balance €111,896.68After 49 months: €12,162.43 rate · balance €112,162.43After 50 months: €12,428.19 rate · balance €112,428.19After 51 months: €12,693.94 rate · balance €112,693.94After 52 months: €12,959.69 rate · balance €112,959.69After 53 months: €13,225.45 rate · balance €113,225.45After 54 months: €13,491.20 rate · balance €113,491.20After 55 months: €13,756.96 rate · balance €113,756.96After 56 months: €14,022.71 rate · balance €114,022.71After 57 months: €14,288.47 rate · balance €114,288.47After 58 months: €14,554.22 rate · balance €114,554.22After 59 months: €14,819.98 rate · balance €114,819.98After 60 months: €15,085.73 rate · balance €115,085.73
Per year
AfterInterest up to thenBalance
1 year€2,850€102,850
2 years€5,781€105,781
3 years€8,796€108,796
4 years€11,897€111,897
5 years€15,086€115,086
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.85%current
2 Sep 20262.65%15 Sep 2026
17 May 20262.35%2 Sep 2026web archive
25 Jan 20262.20%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (60 mo): 2.65% → 2.85%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (60 mo) 2.65%

Rate checked on 19 Sep 2026.