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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 5 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.85%
5 years fixed
since 15 Sep 2026
Your return on €16,600
€473
per year, annualised · €2,504 total over 5 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,504.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,504

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€16,600 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.75%2.00%2.25%2.50%2.75%3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct10 years · 3.20% · Direct
After 1 month: €39.42 rate · balance €16,639.42After 2 months: €78.85 rate · balance €16,678.85After 3 months: €118.27 rate · balance €16,718.28After 4 months: €157.70 rate · balance €16,757.70After 5 months: €197.13 rate · balance €16,797.13After 6 months: €236.55 rate · balance €16,836.55After 7 months: €275.98 rate · balance €16,875.97After 8 months: €315.40 rate · balance €16,915.40After 9 months: €354.83 rate · balance €16,954.83After 10 months: €394.25 rate · balance €16,994.25After 11 months: €433.68 rate · balance €17,033.67After 12 months: €473.10 rate · balance €17,073.10After 13 months: €513.65 rate · balance €17,113.65After 14 months: €554.20 rate · balance €17,154.20After 15 months: €594.75 rate · balance €17,194.75After 16 months: €635.29 rate · balance €17,235.29After 17 months: €675.84 rate · balance €17,275.84After 18 months: €716.39 rate · balance €17,316.39After 19 months: €756.94 rate · balance €17,356.94After 20 months: €797.49 rate · balance €17,397.49After 21 months: €838.04 rate · balance €17,438.04After 22 months: €878.59 rate · balance €17,478.59After 23 months: €919.13 rate · balance €17,519.13After 24 months: €959.68 rate · balance €17,559.68After 25 months: €1,001.39 rate · balance €17,601.39After 26 months: €1,043.09 rate · balance €17,643.09After 27 months: €1,084.80 rate · balance €17,684.80After 28 months: €1,126.50 rate · balance €17,726.50After 29 months: €1,168.20 rate · balance €17,768.20After 30 months: €1,209.91 rate · balance €17,809.91After 31 months: €1,251.61 rate · balance €17,851.61After 32 months: €1,293.32 rate · balance €17,893.32After 33 months: €1,335.02 rate · balance €17,935.02After 34 months: €1,376.73 rate · balance €17,976.73After 35 months: €1,418.43 rate · balance €18,018.43After 36 months: €1,460.13 rate · balance €18,060.13After 37 months: €1,503.03 rate · balance €18,103.03After 38 months: €1,545.92 rate · balance €18,145.92After 39 months: €1,588.81 rate · balance €18,188.81After 40 months: €1,631.70 rate · balance €18,231.70After 41 months: €1,674.60 rate · balance €18,274.60After 42 months: €1,717.49 rate · balance €18,317.49After 43 months: €1,760.38 rate · balance €18,360.38After 44 months: €1,803.28 rate · balance €18,403.28After 45 months: €1,846.17 rate · balance €18,446.17After 46 months: €1,889.06 rate · balance €18,489.06After 47 months: €1,931.95 rate · balance €18,531.95After 48 months: €1,974.85 rate · balance €18,574.85After 49 months: €2,018.96 rate · balance €18,618.96After 50 months: €2,063.08 rate · balance €18,663.08After 51 months: €2,107.19 rate · balance €18,707.19After 52 months: €2,151.31 rate · balance €18,751.31After 53 months: €2,195.42 rate · balance €18,795.42After 54 months: €2,239.54 rate · balance €18,839.54After 55 months: €2,283.65 rate · balance €18,883.65After 56 months: €2,327.77 rate · balance €18,927.77After 57 months: €2,371.88 rate · balance €18,971.88After 58 months: €2,416.00 rate · balance €19,016.00After 59 months: €2,460.12 rate · balance €19,060.12After 60 months: €2,504.23 rate · balance €19,104.23
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,504After 1 month: €39.42 rate · balance €16,639.42After 2 months: €78.85 rate · balance €16,678.85After 3 months: €118.27 rate · balance €16,718.28After 4 months: €157.70 rate · balance €16,757.70After 5 months: €197.13 rate · balance €16,797.13After 6 months: €236.55 rate · balance €16,836.55After 7 months: €275.98 rate · balance €16,875.97After 8 months: €315.40 rate · balance €16,915.40After 9 months: €354.83 rate · balance €16,954.83After 10 months: €394.25 rate · balance €16,994.25After 11 months: €433.68 rate · balance €17,033.67After 12 months: €473.10 rate · balance €17,073.10After 13 months: €513.65 rate · balance €17,113.65After 14 months: €554.20 rate · balance €17,154.20After 15 months: €594.75 rate · balance €17,194.75After 16 months: €635.29 rate · balance €17,235.29After 17 months: €675.84 rate · balance €17,275.84After 18 months: €716.39 rate · balance €17,316.39After 19 months: €756.94 rate · balance €17,356.94After 20 months: €797.49 rate · balance €17,397.49After 21 months: €838.04 rate · balance €17,438.04After 22 months: €878.59 rate · balance €17,478.59After 23 months: €919.13 rate · balance €17,519.13After 24 months: €959.68 rate · balance €17,559.68After 25 months: €1,001.39 rate · balance €17,601.39After 26 months: €1,043.09 rate · balance €17,643.09After 27 months: €1,084.80 rate · balance €17,684.80After 28 months: €1,126.50 rate · balance €17,726.50After 29 months: €1,168.20 rate · balance €17,768.20After 30 months: €1,209.91 rate · balance €17,809.91After 31 months: €1,251.61 rate · balance €17,851.61After 32 months: €1,293.32 rate · balance €17,893.32After 33 months: €1,335.02 rate · balance €17,935.02After 34 months: €1,376.73 rate · balance €17,976.73After 35 months: €1,418.43 rate · balance €18,018.43After 36 months: €1,460.13 rate · balance €18,060.13After 37 months: €1,503.03 rate · balance €18,103.03After 38 months: €1,545.92 rate · balance €18,145.92After 39 months: €1,588.81 rate · balance €18,188.81After 40 months: €1,631.70 rate · balance €18,231.70After 41 months: €1,674.60 rate · balance €18,274.60After 42 months: €1,717.49 rate · balance €18,317.49After 43 months: €1,760.38 rate · balance €18,360.38After 44 months: €1,803.28 rate · balance €18,403.28After 45 months: €1,846.17 rate · balance €18,446.17After 46 months: €1,889.06 rate · balance €18,489.06After 47 months: €1,931.95 rate · balance €18,531.95After 48 months: €1,974.85 rate · balance €18,574.85After 49 months: €2,018.96 rate · balance €18,618.96After 50 months: €2,063.08 rate · balance €18,663.08After 51 months: €2,107.19 rate · balance €18,707.19After 52 months: €2,151.31 rate · balance €18,751.31After 53 months: €2,195.42 rate · balance €18,795.42After 54 months: €2,239.54 rate · balance €18,839.54After 55 months: €2,283.65 rate · balance €18,883.65After 56 months: €2,327.77 rate · balance €18,927.77After 57 months: €2,371.88 rate · balance €18,971.88After 58 months: €2,416.00 rate · balance €19,016.00After 59 months: €2,460.12 rate · balance €19,060.12After 60 months: €2,504.23 rate · balance €19,104.23
Per year
AfterInterest up to thenBalance
1 year€473€17,073
2 years€960€17,560
3 years€1,460€18,060
4 years€1,975€18,575
5 years€2,504€19,104
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.85%current
2 Sep 20262.65%15 Sep 2026
17 May 20262.35%2 Sep 2026web archive
25 Jan 20262.20%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (60 mo): 2.65% → 2.85%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (60 mo) 2.65%

Rate checked on 18 Sep 2026.