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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 5 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.85%
5 years fixed
since 15 Sep 2026
Your return on €16,800
€479
per year, annualised · €2,534 total over 5 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €2,534.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,534

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€16,800 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.75%2.00%2.25%2.50%2.75%3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct10 years · 3.20% · Direct
After 1 month: €39.90 rate · balance €16,839.90After 2 months: €79.80 rate · balance €16,879.80After 3 months: €119.70 rate · balance €16,919.70After 4 months: €159.60 rate · balance €16,959.60After 5 months: €199.50 rate · balance €16,999.50After 6 months: €239.40 rate · balance €17,039.40After 7 months: €279.30 rate · balance €17,079.30After 8 months: €319.20 rate · balance €17,119.20After 9 months: €359.10 rate · balance €17,159.10After 10 months: €399.00 rate · balance €17,199After 11 months: €438.90 rate · balance €17,238.90After 12 months: €478.80 rate · balance €17,278.80After 13 months: €519.84 rate · balance €17,319.84After 14 months: €560.87 rate · balance €17,360.87After 15 months: €601.91 rate · balance €17,401.91After 16 months: €642.95 rate · balance €17,442.95After 17 months: €683.99 rate · balance €17,483.99After 18 months: €725.02 rate · balance €17,525.02After 19 months: €766.06 rate · balance €17,566.06After 20 months: €807.10 rate · balance €17,607.10After 21 months: €848.13 rate · balance €17,648.13After 22 months: €889.17 rate · balance €17,689.17After 23 months: €930.21 rate · balance €17,730.21After 24 months: €971.25 rate · balance €17,771.25After 25 months: €1,013.45 rate · balance €17,813.45After 26 months: €1,055.66 rate · balance €17,855.66After 27 months: €1,097.87 rate · balance €17,897.87After 28 months: €1,140.07 rate · balance €17,940.07After 29 months: €1,182.28 rate · balance €17,982.28After 30 months: €1,224.49 rate · balance €18,024.49After 31 months: €1,266.69 rate · balance €18,066.69After 32 months: €1,308.90 rate · balance €18,108.90After 33 months: €1,351.11 rate · balance €18,151.11After 34 months: €1,393.31 rate · balance €18,193.31After 35 months: €1,435.52 rate · balance €18,235.52After 36 months: €1,477.73 rate · balance €18,277.73After 37 months: €1,521.14 rate · balance €18,321.14After 38 months: €1,564.55 rate · balance €18,364.55After 39 months: €1,607.96 rate · balance €18,407.96After 40 months: €1,651.37 rate · balance €18,451.37After 41 months: €1,694.77 rate · balance €18,494.77After 42 months: €1,738.18 rate · balance €18,538.18After 43 months: €1,781.59 rate · balance €18,581.59After 44 months: €1,825.00 rate · balance €18,625.00After 45 months: €1,868.41 rate · balance €18,668.41After 46 months: €1,911.82 rate · balance €18,711.82After 47 months: €1,955.23 rate · balance €18,755.23After 48 months: €1,998.64 rate · balance €18,798.64After 49 months: €2,043.29 rate · balance €18,843.29After 50 months: €2,087.94 rate · balance €18,887.94After 51 months: €2,132.58 rate · balance €18,932.58After 52 months: €2,177.23 rate · balance €18,977.23After 53 months: €2,221.88 rate · balance €19,021.88After 54 months: €2,266.52 rate · balance €19,066.52After 55 months: €2,311.17 rate · balance €19,111.17After 56 months: €2,355.82 rate · balance €19,155.82After 57 months: €2,400.46 rate · balance €19,200.46After 58 months: €2,445.11 rate · balance €19,245.11After 59 months: €2,489.76 rate · balance €19,289.76After 60 months: €2,534.40 rate · balance €19,334.40
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,534After 1 month: €39.90 rate · balance €16,839.90After 2 months: €79.80 rate · balance €16,879.80After 3 months: €119.70 rate · balance €16,919.70After 4 months: €159.60 rate · balance €16,959.60After 5 months: €199.50 rate · balance €16,999.50After 6 months: €239.40 rate · balance €17,039.40After 7 months: €279.30 rate · balance €17,079.30After 8 months: €319.20 rate · balance €17,119.20After 9 months: €359.10 rate · balance €17,159.10After 10 months: €399.00 rate · balance €17,199After 11 months: €438.90 rate · balance €17,238.90After 12 months: €478.80 rate · balance €17,278.80After 13 months: €519.84 rate · balance €17,319.84After 14 months: €560.87 rate · balance €17,360.87After 15 months: €601.91 rate · balance €17,401.91After 16 months: €642.95 rate · balance €17,442.95After 17 months: €683.99 rate · balance €17,483.99After 18 months: €725.02 rate · balance €17,525.02After 19 months: €766.06 rate · balance €17,566.06After 20 months: €807.10 rate · balance €17,607.10After 21 months: €848.13 rate · balance €17,648.13After 22 months: €889.17 rate · balance €17,689.17After 23 months: €930.21 rate · balance €17,730.21After 24 months: €971.25 rate · balance €17,771.25After 25 months: €1,013.45 rate · balance €17,813.45After 26 months: €1,055.66 rate · balance €17,855.66After 27 months: €1,097.87 rate · balance €17,897.87After 28 months: €1,140.07 rate · balance €17,940.07After 29 months: €1,182.28 rate · balance €17,982.28After 30 months: €1,224.49 rate · balance €18,024.49After 31 months: €1,266.69 rate · balance €18,066.69After 32 months: €1,308.90 rate · balance €18,108.90After 33 months: €1,351.11 rate · balance €18,151.11After 34 months: €1,393.31 rate · balance €18,193.31After 35 months: €1,435.52 rate · balance €18,235.52After 36 months: €1,477.73 rate · balance €18,277.73After 37 months: €1,521.14 rate · balance €18,321.14After 38 months: €1,564.55 rate · balance €18,364.55After 39 months: €1,607.96 rate · balance €18,407.96After 40 months: €1,651.37 rate · balance €18,451.37After 41 months: €1,694.77 rate · balance €18,494.77After 42 months: €1,738.18 rate · balance €18,538.18After 43 months: €1,781.59 rate · balance €18,581.59After 44 months: €1,825.00 rate · balance €18,625.00After 45 months: €1,868.41 rate · balance €18,668.41After 46 months: €1,911.82 rate · balance €18,711.82After 47 months: €1,955.23 rate · balance €18,755.23After 48 months: €1,998.64 rate · balance €18,798.64After 49 months: €2,043.29 rate · balance €18,843.29After 50 months: €2,087.94 rate · balance €18,887.94After 51 months: €2,132.58 rate · balance €18,932.58After 52 months: €2,177.23 rate · balance €18,977.23After 53 months: €2,221.88 rate · balance €19,021.88After 54 months: €2,266.52 rate · balance €19,066.52After 55 months: €2,311.17 rate · balance €19,111.17After 56 months: €2,355.82 rate · balance €19,155.82After 57 months: €2,400.46 rate · balance €19,200.46After 58 months: €2,445.11 rate · balance €19,245.11After 59 months: €2,489.76 rate · balance €19,289.76After 60 months: €2,534.40 rate · balance €19,334.40
Per year
AfterInterest up to thenBalance
1 year€479€17,279
2 years€971€17,771
3 years€1,478€18,278
4 years€1,999€18,799
5 years€2,534€19,334
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.85%current
2 Sep 20262.65%15 Sep 2026
17 May 20262.35%2 Sep 2026web archive
25 Jan 20262.20%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (60 mo): 2.65% → 2.85%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (60 mo) 2.65%

Rate checked on 18 Sep 2026.