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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at ASN Bank
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ASN BankASN Depositosparen

Deposit · 5 years · ASN Bank N.V. · Netherlands · Directly at the bank
Open an account at ASN Bank
Rate
2.85%
5 years fixed
since 15 Sep 2026
Your return on €25,000
€713
per year, annualised · €3,771 total over 5 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €3,771.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,771After 1 month: €59.38 rate · balance €25,059.38

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
5 years fixed · early withdrawal with loss of interest
Term
5 years
Minimum deposit
€500
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks bijgeschreven op het deposito (rente over rente)
  • Minimale storting € 500

Deposit guarantee

€25,000 fully protected
Dutch scheme

ASN Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

How is my money protected?

ASN Bank N.V. (ASN Bank, SNS, RegioBank) share one banking licence: balances at these brands count together for the guarantee.

Licence and verification
Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Rate history

1.75%2.00%2.25%2.50%2.75%3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%

Other offers from ASN Bank

Instant access · 1.30% · Direct1 year · 2.60% · Direct2 years · 2.70% · Direct3 years · 2.75% · Direct4 years · 2.80% · Direct10 years · 3.20% · Direct
After 2 months: €118.75 rate · balance €25,118.75After 3 months: €178.13 rate · balance €25,178.13After 4 months: €237.50 rate · balance €25,237.50After 5 months: €296.88 rate · balance €25,296.88After 6 months: €356.25 rate · balance €25,356.25After 7 months: €415.63 rate · balance €25,415.63After 8 months: €475 rate · balance €25,475After 9 months: €534.38 rate · balance €25,534.38After 10 months: €593.75 rate · balance €25,593.75After 11 months: €653.13 rate · balance €25,653.13After 12 months: €712.50 rate · balance €25,712.50After 13 months: €773.57 rate · balance €25,773.57After 14 months: €834.63 rate · balance €25,834.63After 15 months: €895.70 rate · balance €25,895.70After 16 months: €956.77 rate · balance €25,956.77After 17 months: €1,017.84 rate · balance €26,017.84After 18 months: €1,078.90 rate · balance €26,078.90After 19 months: €1,139.97 rate · balance €26,139.97After 20 months: €1,201.04 rate · balance €26,201.04After 21 months: €1,262.10 rate · balance €26,262.10After 22 months: €1,323.17 rate · balance €26,323.17After 23 months: €1,384.24 rate · balance €26,384.24After 24 months: €1,445.31 rate · balance €26,445.31After 25 months: €1,508.11 rate · balance €26,508.11After 26 months: €1,570.92 rate · balance €26,570.92After 27 months: €1,633.73 rate · balance €26,633.73After 28 months: €1,696.54 rate · balance €26,696.54After 29 months: €1,759.34 rate · balance €26,759.34After 30 months: €1,822.15 rate · balance €26,822.15After 31 months: €1,884.96 rate · balance €26,884.96After 32 months: €1,947.77 rate · balance €26,947.77After 33 months: €2,010.57 rate · balance €27,010.57After 34 months: €2,073.38 rate · balance €27,073.38After 35 months: €2,136.19 rate · balance €27,136.19After 36 months: €2,199.00 rate · balance €27,199.00After 37 months: €2,263.60 rate · balance €27,263.60After 38 months: €2,328.19 rate · balance €27,328.19After 39 months: €2,392.79 rate · balance €27,392.79After 40 months: €2,457.39 rate · balance €27,457.39After 41 months: €2,521.99 rate · balance €27,521.99After 42 months: €2,586.58 rate · balance €27,586.58After 43 months: €2,651.18 rate · balance €27,651.18After 44 months: €2,715.78 rate · balance €27,715.78After 45 months: €2,780.38 rate · balance €27,780.38After 46 months: €2,844.97 rate · balance €27,844.97After 47 months: €2,909.57 rate · balance €27,909.57After 48 months: €2,974.17 rate · balance €27,974.17After 49 months: €3,040.61 rate · balance €28,040.61After 50 months: €3,107.05 rate · balance €28,107.05After 51 months: €3,173.48 rate · balance €28,173.48After 52 months: €3,239.92 rate · balance €28,239.92After 53 months: €3,306.36 rate · balance €28,306.36After 54 months: €3,372.80 rate · balance €28,372.80After 55 months: €3,439.24 rate · balance €28,439.24After 56 months: €3,505.68 rate · balance €28,505.68After 57 months: €3,572.12 rate · balance €28,572.12After 58 months: €3,638.56 rate · balance €28,638.56After 59 months: €3,704.99 rate · balance €28,704.99After 60 months: €3,771.43 rate · balance €28,771.43
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€3,771After 1 month: €59.38 rate · balance €25,059.38After 2 months: €118.75 rate · balance €25,118.75After 3 months: €178.13 rate · balance €25,178.13After 4 months: €237.50 rate · balance €25,237.50After 5 months: €296.88 rate · balance €25,296.88After 6 months: €356.25 rate · balance €25,356.25After 7 months: €415.63 rate · balance €25,415.63After 8 months: €475 rate · balance €25,475After 9 months: €534.38 rate · balance €25,534.38After 10 months: €593.75 rate · balance €25,593.75After 11 months: €653.13 rate · balance €25,653.13After 12 months: €712.50 rate · balance €25,712.50After 13 months: €773.57 rate · balance €25,773.57After 14 months: €834.63 rate · balance €25,834.63After 15 months: €895.70 rate · balance €25,895.70After 16 months: €956.77 rate · balance €25,956.77After 17 months: €1,017.84 rate · balance €26,017.84After 18 months: €1,078.90 rate · balance €26,078.90After 19 months: €1,139.97 rate · balance €26,139.97After 20 months: €1,201.04 rate · balance €26,201.04After 21 months: €1,262.10 rate · balance €26,262.10After 22 months: €1,323.17 rate · balance €26,323.17After 23 months: €1,384.24 rate · balance €26,384.24After 24 months: €1,445.31 rate · balance €26,445.31After 25 months: €1,508.11 rate · balance €26,508.11After 26 months: €1,570.92 rate · balance €26,570.92After 27 months: €1,633.73 rate · balance €26,633.73After 28 months: €1,696.54 rate · balance €26,696.54After 29 months: €1,759.34 rate · balance €26,759.34After 30 months: €1,822.15 rate · balance €26,822.15After 31 months: €1,884.96 rate · balance €26,884.96After 32 months: €1,947.77 rate · balance €26,947.77After 33 months: €2,010.57 rate · balance €27,010.57After 34 months: €2,073.38 rate · balance €27,073.38After 35 months: €2,136.19 rate · balance €27,136.19After 36 months: €2,199.00 rate · balance €27,199.00After 37 months: €2,263.60 rate · balance €27,263.60After 38 months: €2,328.19 rate · balance €27,328.19After 39 months: €2,392.79 rate · balance €27,392.79After 40 months: €2,457.39 rate · balance €27,457.39After 41 months: €2,521.99 rate · balance €27,521.99After 42 months: €2,586.58 rate · balance €27,586.58After 43 months: €2,651.18 rate · balance €27,651.18After 44 months: €2,715.78 rate · balance €27,715.78After 45 months: €2,780.38 rate · balance €27,780.38After 46 months: €2,844.97 rate · balance €27,844.97After 47 months: €2,909.57 rate · balance €27,909.57After 48 months: €2,974.17 rate · balance €27,974.17After 49 months: €3,040.61 rate · balance €28,040.61After 50 months: €3,107.05 rate · balance €28,107.05After 51 months: €3,173.48 rate · balance €28,173.48After 52 months: €3,239.92 rate · balance €28,239.92After 53 months: €3,306.36 rate · balance €28,306.36After 54 months: €3,372.80 rate · balance €28,372.80After 55 months: €3,439.24 rate · balance €28,439.24After 56 months: €3,505.68 rate · balance €28,505.68After 57 months: €3,572.12 rate · balance €28,572.12After 58 months: €3,638.56 rate · balance €28,638.56After 59 months: €3,704.99 rate · balance €28,704.99After 60 months: €3,771.43 rate · balance €28,771.43
Per year
AfterInterest up to thenBalance
1 year€713€25,713
2 years€1,445€26,445
3 years€2,199€27,199
4 years€2,974€27,974
5 years€3,771€28,771
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.00%3.25%25 Jan 202623 May 2026now2.85%2.20% from 25 Jan 2026 until 17 May 20262.35% from 17 May 2026 until 2 Sep 20262.65% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.85%current
2 Sep 20262.65%15 Sep 2026
17 May 20262.35%2 Sep 2026web archive
25 Jan 20262.20%17 May 2026web archive

All historic rates of ASN Bank →All savings products of ASN Bank →

  • 15 Sep 2026ASN Bank – ASN Depositosparen (60 mo): 2.65% → 2.85%
  • 2 Sep 2026New: ASN Bank – ASN Depositosparen (60 mo) 2.65%

Rate checked on 18 Sep 2026.