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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

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BigbankTermijndeposito

Deposit · 10 months · Bigbank AS · Estonia · Directly at the bank
Open an account at Bigbank
Rate
2.90%
10 months fixed
since 14 Sep 2026
EffectiveThe effective annual rate for €16,800: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.91%
for €16,800
Your return on €16,800
€488
per year, annualised · €406 total over 10 months
Deposit guarantee
€16,800 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 10 months: €406.
Interest built up over 10 months
€ 0€ 200€ 400start6 mo€406After 1 month: €40.60 rate · balance €16,840.60After 2 months: €81.20 rate · balance €16,881.20After 3 months: €121.80 rate · balance €16,921.80After 4 months: €162.40 rate · balance €16,962.40After 5 months: €203 rate · balance €17,003After 6 months: €243.60 rate · balance €17,043.60After 7 months: €284.20 rate · balance €17,084.20After 8 months: €324.80 rate · balance €17,124.80After 9 months: €365.40 rate · balance €17,165.40After 10 months: €406.00 rate · balance €17,206

Rate and conditions

BalanceRate
€0 – and up2.90%
Interest payout
end of term, paid out
Fees
none
Access
10 months fixed · no early withdrawal
Term
10 months
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitbetaald
  • Maandelijkse renteuitbetaling mogelijk tegen 2.9%
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€16,800 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.90%2.50% from 2 Sep 2026 until 14 Sep 20262.90% from 14 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.90%2.50% from 2 Sep 2026 until 14 Sep 2026

Other offers from Bigbank

Instant access · 3.00% · Direct1 month · 2.10% · Direct2 months · 2.10% · Direct3 months · 2.40% · Direct4 months · 2.40% · Direct5 months · 2.40% · Direct6 months · 2.75% · Direct7 months · 2.75% · Direct9 months · 2.75% · Direct11 months · 2.90% · Direct
€ 0€ 200€ 400start3 mo6 mo9 mo€406After 1 month: €40.60 rate · balance €16,840.60After 2 months: €81.20 rate · balance €16,881.20After 3 months: €121.80 rate · balance €16,921.80After 4 months: €162.40 rate · balance €16,962.40After 5 months: €203 rate · balance €17,003After 6 months: €243.60 rate · balance €17,043.60After 7 months: €284.20 rate · balance €17,084.20After 8 months: €324.80 rate · balance €17,124.80After 9 months: €365.40 rate · balance €17,165.40After 10 months: €406.00 rate · balance €17,206
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
2.90% from 14 Sep 2026 until now
FromRateUntil
14 Sep 20262.90%current
2 Sep 20262.50%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 14 Sep 2026Bigbank – Termijndeposito (10 mo): 2.50% → 2.90%
  • 2 Sep 2026New: Bigbank – Termijndeposito (10 mo) 2.50%

Rate checked on 18 Sep 2026.

1 year · 3.15% · Direct
2 years · 3.20% · Direct
35 months · 3.20% · Direct
3 years · 3.20% · Direct
4 years · 3.20% · Direct
5 years · 3.20% · Direct
6 years · 3.20% · Direct
7 years · 3.20% · Direct
8 years · 3.20% · Direct
9 years · 3.20% · Direct
10 years · 3.20% · Direct