BigbankTermijndeposito

Deposit · 10 years · Bigbank AS · Estonia · Directly at the bank
Rate
3.40%
10 years fixed
since 22 Sep 2026
Your return on €10,000
€340
per year, annualised · €3,400 total over 10 years
Deposit guarantee
€10,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 10 years: €3,400.
Interest built up over 10 years
€ 0€ 2kstart3 yrs6 yrs9 yrs€3,400After 1 month: €28.33 rate · balance €10,028.33After 2 months: €56.67 rate · balance €10,056.67After 3 months: €85.00 rate · balance €10,085.00After 4 months: €113.33 rate · balance €10,113.33After 5 months: €141.67 rate · balance €10,141.67After 6 months: €170.00 rate · balance €10,170.00After 7 months: €198.33 rate · balance €10,198.33After 8 months: €226.67 rate · balance €10,226.67After 9 months: €255.00 rate · balance €10,255.00After 10 months: €283.33 rate · balance €10,283.33After 11 months: €311.67 rate · balance €10,311.67After 12 months: €340.00 rate · balance €10,340.00After 13 months: €368.33 rate · balance €10,368.33After 14 months: €396.67 rate · balance €10,396.67After 15 months: €425.00 rate · balance €10,425.00After 16 months: €453.33 rate · balance €10,453.33After 17 months: €481.67 rate · balance €10,481.67After 18 months: €510.00 rate · balance €10,510.00After 19 months: €538.33 rate · balance €10,538.33After 20 months: €566.67 rate · balance €10,566.67After 21 months: €595.00 rate · balance €10,595.00After 22 months: €623.33 rate · balance €10,623.33After 23 months: €651.67 rate · balance €10,651.67After 24 months: €680.00 rate · balance €10,680.00After 25 months: €708.33 rate · balance €10,708.33After 26 months: €736.67 rate · balance €10,736.67After 27 months: €765.00 rate · balance €10,765.00After 28 months: €793.33 rate · balance €10,793.33After 29 months: €821.67 rate · balance €10,821.67After 30 months: €850.00 rate · balance €10,850.00After 31 months: €878.33 rate · balance €10,878.33After 32 months: €906.67 rate · balance €10,906.67After 33 months: €935.00 rate · balance €10,935.00After 34 months: €963.33 rate · balance €10,963.33After 35 months: €991.67 rate · balance €10,991.67After 36 months: €1,020.00 rate · balance €11,020.00After 37 months: €1,048.33 rate · balance €11,048.33After 38 months: €1,076.67 rate · balance €11,076.67After 39 months: €1,105.00 rate · balance €11,105.00After 40 months: €1,133.33 rate · balance €11,133.33After 41 months: €1,161.67 rate · balance €11,161.67After 42 months: €1,190.00 rate · balance €11,190.00After 43 months: €1,218.33 rate · balance €11,218.33After 44 months: €1,246.67 rate · balance €11,246.67After 45 months: €1,275.00 rate · balance €11,275.00After 46 months: €1,303.33 rate · balance €11,303.33After 47 months: €1,331.67 rate · balance €11,331.67After 48 months: €1,360.00 rate · balance €11,360.00After 49 months: €1,388.33 rate · balance €11,388.33After 50 months: €1,416.67 rate · balance €11,416.67After 51 months: €1,445.00 rate · balance €11,445.00After 52 months: €1,473.33 rate · balance €11,473.33After 53 months: €1,501.66 rate · balance €11,501.66After 54 months: €1,530.00 rate · balance €11,530.00After 55 months: €1,558.33 rate · balance €11,558.33After 56 months: €1,586.66 rate · balance €11,586.66After 57 months: €1,615.00 rate · balance €11,615.00After 58 months: €1,643.33 rate · balance €11,643.33After 59 months: €1,671.66 rate · balance €11,671.66After 60 months: €1,700.00 rate · balance €11,700.00After 61 months: €1,728.33 rate · balance €11,728.33After 62 months: €1,756.66 rate · balance €11,756.66After 63 months: €1,785.00 rate · balance €11,785.00After 64 months: €1,813.33 rate · balance €11,813.33After 65 months: €1,841.66 rate · balance €11,841.66After 66 months: €1,870.00 rate · balance €11,870.00After 67 months: €1,898.33 rate · balance €11,898.33After 68 months: €1,926.66 rate · balance €11,926.66After 69 months: €1,955.00 rate · balance €11,955.00After 70 months: €1,983.33 rate · balance €11,983.33After 71 months: €2,011.66 rate · balance €12,011.66After 72 months: €2,040.00 rate · balance €12,040.00After 73 months: €2,068.33 rate · balance €12,068.33After 74 months: €2,096.66 rate · balance €12,096.66After 75 months: €2,125.00 rate · balance €12,125.00After 76 months: €2,153.33 rate · balance €12,153.33After 77 months: €2,181.66 rate · balance €12,181.66After 78 months: €2,210.00 rate · balance €12,210.00After 79 months: €2,238.33 rate · balance €12,238.33After 80 months: €2,266.66 rate · balance €12,266.66After 81 months: €2,295.00 rate · balance €12,295.00After 82 months: €2,323.33 rate · balance €12,323.33After 83 months: €2,351.66 rate · balance €12,351.66After 84 months: €2,380.00 rate · balance €12,380.00After 85 months: €2,408.33 rate · balance €12,408.33After 86 months: €2,436.66 rate · balance €12,436.66After 87 months: €2,465.00 rate · balance €12,465.00After 88 months: €2,493.33 rate · balance €12,493.33After 89 months: €2,521.66 rate · balance €12,521.66After 90 months: €2,550.00 rate · balance €12,550.00After 91 months: €2,578.33 rate · balance €12,578.33After 92 months: €2,606.66 rate · balance €12,606.66After 93 months: €2,635.00 rate · balance €12,635.00After 94 months: €2,663.33 rate · balance €12,663.33After 95 months: €2,691.66 rate · balance €12,691.66After 96 months: €2,720.00 rate · balance €12,720.00After 97 months: €2,748.33 rate · balance €12,748.33After 98 months: €2,776.66 rate · balance €12,776.66After 99 months: €2,805.00 rate · balance €12,805.00After 100 months: €2,833.33 rate · balance €12,833.33After 101 months: €2,861.66 rate · balance €12,861.66After 102 months: €2,890.00 rate · balance €12,890.00After 103 months: €2,918.33 rate · balance €12,918.33After 104 months: €2,946.66 rate · balance €12,946.66After 105 months: €2,975.00 rate · balance €12,975.00After 106 months: €3,003.33 rate · balance €13,003.33After 107 months: €3,031.66 rate · balance €13,031.66After 108 months: €3,060.00 rate · balance €13,060.00After 109 months: €3,088.33 rate · balance €13,088.33After 110 months: €3,116.66 rate · balance €13,116.66After 111 months: €3,145.00 rate · balance €13,145.00After 112 months: €3,173.33 rate · balance €13,173.33After 113 months: €3,201.66 rate · balance €13,201.66After 114 months: €3,230.00 rate · balance €13,230.00After 115 months: €3,258.33 rate · balance €13,258.33After 116 months: €3,286.66 rate · balance €13,286.66After 117 months: €3,315.00 rate · balance €13,315.00After 118 months: €3,343.33 rate · balance €13,343.33After 119 months: €3,371.66 rate · balance €13,371.66After 120 months: €3,400.00 rate · balance €13,400.00
Per year
AfterInterest up to thenBalance
1 year€340€10,340
2 years€680€10,680
3 years€1,020€11,020
4 years€1,360€11,360
5 years€1,700€11,700
6 years€2,040€12,040
7 years€2,380€12,380
8 years€2,720€12,720
9 years€3,060€13,060
10 years€3,400€13,400

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, paid out
Fees
none
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitbetaald (of aan het einde van de looptijd)
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€10,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.40%3.10% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until 22 Sep 20263.40% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.40%current
14 Sep 20263.20%22 Sep 2026
2 Sep 20263.10%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 22 Sep 2026Bigbank – Termijndeposito (120 mo): 3.20% → 3.40%
  • 14 Sep 2026Bigbank – Termijndeposito (120 mo): 3.10% → 3.20%
  • 2 Sep 2026New: Bigbank – Termijndeposito (120 mo) 3.10%

Rate checked on 2 Nov 2026.

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