BigbankTermijndeposito

Deposit · 10 years · Bigbank AS · Estonia · Directly at the bank
Rate
3.40%
10 years fixed
since 22 Sep 2026
Your return on €100,000
€3,400
per year, annualised · €34,000 total over 10 years
Deposit guarantee
€100,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 10 years: €34,000.
Interest built up over 10 years
€ 0€ 20kstart3 yrs6 yrs9 yrs€34,000After 1 month: €283.33 rate · balance €100,283.33After 2 months: €566.67 rate · balance €100,566.67After 3 months: €850.00 rate · balance €100,850.00After 4 months: €1,133.33 rate · balance €101,133.33After 5 months: €1,416.67 rate · balance €101,416.67After 6 months: €1,700.00 rate · balance €101,700.00After 7 months: €1,983.33 rate · balance €101,983.33After 8 months: €2,266.67 rate · balance €102,266.67After 9 months: €2,550.00 rate · balance €102,550.00After 10 months: €2,833.33 rate · balance €102,833.33After 11 months: €3,116.67 rate · balance €103,116.67After 12 months: €3,400.00 rate · balance €103,400.00After 13 months: €3,683.33 rate · balance €103,683.33After 14 months: €3,966.67 rate · balance €103,966.67After 15 months: €4,250.00 rate · balance €104,250.00After 16 months: €4,533.33 rate · balance €104,533.33After 17 months: €4,816.67 rate · balance €104,816.67After 18 months: €5,100.00 rate · balance €105,100.00After 19 months: €5,383.33 rate · balance €105,383.33After 20 months: €5,666.67 rate · balance €105,666.67After 21 months: €5,950.00 rate · balance €105,950.00After 22 months: €6,233.33 rate · balance €106,233.33After 23 months: €6,516.67 rate · balance €106,516.67After 24 months: €6,800.00 rate · balance €106,800.00After 25 months: €7,083.33 rate · balance €107,083.33After 26 months: €7,366.67 rate · balance €107,366.67After 27 months: €7,650.00 rate · balance €107,650.00After 28 months: €7,933.33 rate · balance €107,933.33After 29 months: €8,216.67 rate · balance €108,216.67After 30 months: €8,500.00 rate · balance €108,500.00After 31 months: €8,783.33 rate · balance €108,783.33After 32 months: €9,066.67 rate · balance €109,066.67After 33 months: €9,350.00 rate · balance €109,350.00After 34 months: €9,633.33 rate · balance €109,633.33After 35 months: €9,916.67 rate · balance €109,916.67After 36 months: €10,200.00 rate · balance €110,200.00After 37 months: €10,483.33 rate · balance €110,483.33After 38 months: €10,766.67 rate · balance €110,766.67After 39 months: €11,050.00 rate · balance €111,050.00After 40 months: €11,333.33 rate · balance €111,333.33After 41 months: €11,616.67 rate · balance €111,616.67After 42 months: €11,900.00 rate · balance €111,900.00After 43 months: €12,183.33 rate · balance €112,183.33After 44 months: €12,466.67 rate · balance €112,466.67After 45 months: €12,750.00 rate · balance €112,750.00After 46 months: €13,033.33 rate · balance €113,033.33After 47 months: €13,316.67 rate · balance €113,316.67After 48 months: €13,600.00 rate · balance €113,600.00After 49 months: €13,883.33 rate · balance €113,883.33After 50 months: €14,166.67 rate · balance €114,166.67After 51 months: €14,450.00 rate · balance €114,450.00After 52 months: €14,733.33 rate · balance €114,733.33After 53 months: €15,016.66 rate · balance €115,016.66After 54 months: €15,300.00 rate · balance €115,300.00After 55 months: €15,583.33 rate · balance €115,583.33After 56 months: €15,866.66 rate · balance €115,866.66After 57 months: €16,150.00 rate · balance €116,150.00After 58 months: €16,433.33 rate · balance €116,433.33After 59 months: €16,716.66 rate · balance €116,716.66After 60 months: €17,000.00 rate · balance €117,000.00After 61 months: €17,283.33 rate · balance €117,283.33After 62 months: €17,566.66 rate · balance €117,566.66After 63 months: €17,850.00 rate · balance €117,850.00After 64 months: €18,133.33 rate · balance €118,133.33After 65 months: €18,416.66 rate · balance €118,416.66After 66 months: €18,700.00 rate · balance €118,700.00After 67 months: €18,983.33 rate · balance €118,983.33After 68 months: €19,266.66 rate · balance €119,266.66After 69 months: €19,550.00 rate · balance €119,550.00After 70 months: €19,833.33 rate · balance €119,833.33After 71 months: €20,116.66 rate · balance €120,116.66After 72 months: €20,400.00 rate · balance €120,400.00After 73 months: €20,683.33 rate · balance €120,683.33After 74 months: €20,966.66 rate · balance €120,966.66After 75 months: €21,250.00 rate · balance €121,250.00After 76 months: €21,533.33 rate · balance €121,533.33After 77 months: €21,816.66 rate · balance €121,816.66After 78 months: €22,100.00 rate · balance €122,100.00After 79 months: €22,383.33 rate · balance €122,383.33After 80 months: €22,666.66 rate · balance €122,666.66After 81 months: €22,950.00 rate · balance €122,950.00After 82 months: €23,233.33 rate · balance €123,233.33After 83 months: €23,516.66 rate · balance €123,516.66After 84 months: €23,800.00 rate · balance €123,800.00After 85 months: €24,083.33 rate · balance €124,083.33After 86 months: €24,366.66 rate · balance €124,366.66After 87 months: €24,650.00 rate · balance €124,650.00After 88 months: €24,933.33 rate · balance €124,933.33After 89 months: €25,216.66 rate · balance €125,216.66After 90 months: €25,500.00 rate · balance €125,500.00After 91 months: €25,783.33 rate · balance €125,783.33After 92 months: €26,066.66 rate · balance €126,066.66After 93 months: €26,350.00 rate · balance €126,350.00After 94 months: €26,633.33 rate · balance €126,633.33After 95 months: €26,916.66 rate · balance €126,916.66After 96 months: €27,200.00 rate · balance €127,200.00After 97 months: €27,483.33 rate · balance €127,483.33After 98 months: €27,766.66 rate · balance €127,766.66After 99 months: €28,050.00 rate · balance €128,050.00After 100 months: €28,333.33 rate · balance €128,333.33After 101 months: €28,616.66 rate · balance €128,616.66After 102 months: €28,900.00 rate · balance €128,900.00After 103 months: €29,183.33 rate · balance €129,183.33After 104 months: €29,466.66 rate · balance €129,466.66After 105 months: €29,750.00 rate · balance €129,750.00After 106 months: €30,033.33 rate · balance €130,033.33After 107 months: €30,316.66 rate · balance €130,316.66After 108 months: €30,600.00 rate · balance €130,600.00After 109 months: €30,883.33 rate · balance €130,883.33After 110 months: €31,166.66 rate · balance €131,166.66After 111 months: €31,450.00 rate · balance €131,450.00After 112 months: €31,733.33 rate · balance €131,733.33After 113 months: €32,016.66 rate · balance €132,016.66After 114 months: €32,300.00 rate · balance €132,300.00After 115 months: €32,583.33 rate · balance €132,583.33After 116 months: €32,866.66 rate · balance €132,866.66After 117 months: €33,150.00 rate · balance €133,150.00After 118 months: €33,433.33 rate · balance €133,433.33After 119 months: €33,716.66 rate · balance €133,716.66After 120 months: €34,000.00 rate · balance €134,000.00
Per year
AfterInterest up to thenBalance
1 year€3,400€103,400
2 years€6,800€106,800
3 years€10,200€110,200
4 years€13,600€113,600
5 years€17,000€117,000
6 years€20,400€120,400
7 years€23,800€123,800
8 years€27,200€127,200
9 years€30,600€130,600
10 years€34,000€134,000

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, paid out
Fees
none
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitbetaald (of aan het einde van de looptijd)
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€100,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.40%3.10% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until 22 Sep 20263.40% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.40%current
14 Sep 20263.20%22 Sep 2026
2 Sep 20263.10%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 22 Sep 2026Bigbank – Termijndeposito (120 mo): 3.20% → 3.40%
  • 14 Sep 2026Bigbank – Termijndeposito (120 mo): 3.10% → 3.20%
  • 2 Sep 2026New: Bigbank – Termijndeposito (120 mo) 3.10%

Rate checked on 3 Nov 2026.

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