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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Bigbank
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BigbankTermijndeposito

Deposit · 1 year · Bigbank AS · Estonia · Directly at the bank
Open an account at Bigbank
Rate
3.15%
1 year fixed
since 14 Sep 2026
Your return on €16,800
€529
interest per year
Deposit guarantee
€16,800 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 1 year: €529.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€529After 1 month: €44.10 rate · balance €16,844.10After 2 months: €88.20 rate · balance €16,888.20After 3 months: €132.30 rate · balance €16,932.30After 4 months: €176.40 rate · balance €16,976.40After 5 months: €220.50 rate · balance €17,020.50After 6 months: €264.60 rate · balance €17,064.60After 7 months: €308.70 rate · balance €17,108.70After 8 months: €352.80 rate · balance €17,152.80After 9 months: €396.90 rate · balance €17,196.90After 10 months: €441.00 rate · balance €17,241

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
end of term, paid out
Fees
none
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitbetaald
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€16,800 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%3.00% from 2 Sep 2026 until 14 Sep 20263.15% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%3.00% from 2 Sep 2026 until 14 Sep 20263.15% from 14 Sep 2026 until now

Other offers from Bigbank

Instant access · 3.00% · Direct1 month · 2.10% · Direct2 months · 2.10% · Direct3 months · 2.40% · Direct4 months · 2.40% · Direct5 months · 2.40% · Direct6 months · 2.75% · Direct7 months · 2.75% · Direct9 months · 2.75% · Direct10 months · 2.90% · Direct
After 11 months: €485.10 rate · balance €17,285.10After 12 months: €529.20 rate · balance €17,329.20
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€529After 1 month: €44.10 rate · balance €16,844.10After 2 months: €88.20 rate · balance €16,888.20After 3 months: €132.30 rate · balance €16,932.30After 4 months: €176.40 rate · balance €16,976.40After 5 months: €220.50 rate · balance €17,020.50After 6 months: €264.60 rate · balance €17,064.60After 7 months: €308.70 rate · balance €17,108.70After 8 months: €352.80 rate · balance €17,152.80After 9 months: €396.90 rate · balance €17,196.90After 10 months: €441.00 rate · balance €17,241After 11 months: €485.10 rate · balance €17,285.10After 12 months: €529.20 rate · balance €17,329.20
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.15%current
2 Sep 20263.00%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 14 Sep 2026Bigbank – Termijndeposito (12 mo): 3.00% → 3.15%
  • 2 Sep 2026New: Bigbank – Termijndeposito (12 mo) 3.00%

Rate checked on 18 Sep 2026.

11 months · 2.90% · Direct
2 years · 3.20% · Direct
35 months · 3.20% · Direct
3 years · 3.20% · Direct
4 years · 3.20% · Direct
5 years · 3.20% · Direct
6 years · 3.20% · Direct
7 years · 3.20% · Direct
8 years · 3.20% · Direct
9 years · 3.20% · Direct
10 years · 3.20% · Direct