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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Bigbank
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BigbankTermijndeposito

Deposit · 1 year · Bigbank AS · Estonia · Directly at the bank
Open an account at Bigbank
Rate
3.15%
1 year fixed
since 14 Sep 2026
Your return on €25,000
€788
interest per year
Deposit guarantee
€25,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €788.
Interest built up over 1 year
€ 0€ 500start6 mo1 yr€788After 1 month: €65.63 rate · balance €25,065.63After 2 months: €131.25 rate · balance €25,131.25After 3 months: €196.88 rate · balance €25,196.88After 4 months: €262.50 rate · balance €25,262.50After 5 months: €328.13 rate · balance €25,328.13After 6 months: €393.75 rate · balance €25,393.75After 7 months: €459.38 rate · balance €25,459.38After 8 months: €525 rate · balance €25,525After 9 months: €590.63 rate · balance €25,590.63After 10 months: €656.25 rate · balance €25,656.25After 11 months: €721.88 rate · balance €25,721.88After 12 months: €787.50 rate · balance €25,787.50

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
end of term, paid out
Fees
none
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitbetaald
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€25,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%3.00% from 2 Sep 2026 until 14 Sep 20263.15% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%3.00% from 2 Sep 2026 until 14 Sep 20263.15% from 14 Sep 2026 until now

Other offers from Bigbank

Instant access · 3.00% · Direct1 month · 2.10% · Direct2 months · 2.10% · Direct3 months · 2.40% · Direct4 months · 2.40% · Direct5 months · 2.40% · Direct6 months · 2.75% · Direct7 months · 2.75% · Direct9 months · 2.75% · Direct10 months · 2.90% · Direct
€ 0€ 500start3 mo6 mo9 mo1 yr€788After 1 month: €65.63 rate · balance €25,065.63After 2 months: €131.25 rate · balance €25,131.25After 3 months: €196.88 rate · balance €25,196.88After 4 months: €262.50 rate · balance €25,262.50After 5 months: €328.13 rate · balance €25,328.13After 6 months: €393.75 rate · balance €25,393.75After 7 months: €459.38 rate · balance €25,459.38After 8 months: €525 rate · balance €25,525After 9 months: €590.63 rate · balance €25,590.63After 10 months: €656.25 rate · balance €25,656.25After 11 months: €721.88 rate · balance €25,721.88After 12 months: €787.50 rate · balance €25,787.50
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.15%current
2 Sep 20263.00%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 14 Sep 2026Bigbank – Termijndeposito (12 mo): 3.00% → 3.15%
  • 2 Sep 2026New: Bigbank – Termijndeposito (12 mo) 3.00%

Rate checked on 18 Sep 2026.

11 months · 2.90% · Direct
2 years · 3.20% · Direct
35 months · 3.20% · Direct
3 years · 3.20% · Direct
4 years · 3.20% · Direct
5 years · 3.20% · Direct
6 years · 3.20% · Direct
7 years · 3.20% · Direct
8 years · 3.20% · Direct
9 years · 3.20% · Direct
10 years · 3.20% · Direct