BigbankTermijndeposito

Deposit · 1 year · Bigbank AS · Estonia · Directly at the bank
Rate
3.40%
1 year fixed
since 22 Sep 2026
Your return on €25,000
€850
interest per year
Deposit guarantee
€25,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €850.
Interest built up over 1 year
€ 0€ 500start6 mo1 yr€850After 1 month: €70.83 rate · balance €25,070.83After 2 months: €141.67 rate · balance €25,141.67After 3 months: €212.50 rate · balance €25,212.50After 4 months: €283.33 rate · balance €25,283.33After 5 months: €354.17 rate · balance €25,354.17After 6 months: €425.00 rate · balance €25,425.00After 7 months: €495.83 rate · balance €25,495.83After 8 months: €566.67 rate · balance €25,566.67After 9 months: €637.50 rate · balance €25,637.50After 10 months: €708.33 rate · balance €25,708.33After 11 months: €779.17 rate · balance €25,779.17After 12 months: €850.00 rate · balance €25,850.00

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
end of term, paid out
Fees
none
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitbetaald
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€25,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.40%3.00% from 2 Sep 2026 until 14 Sep 20263.15% from 14 Sep 2026 until 22 Sep 20263.40% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.40%current
14 Sep 20263.15%22 Sep 2026
2 Sep 20263.00%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 22 Sep 2026Bigbank – Termijndeposito (12 mo): 3.15% → 3.40%
  • 14 Sep 2026Bigbank – Termijndeposito (12 mo): 3.00% → 3.15%
  • 2 Sep 2026New: Bigbank – Termijndeposito (12 mo) 3.00%

Rate checked on 2 Nov 2026.

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