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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Bigbank
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BigbankTermijndeposito

Deposit · 2 years · Bigbank AS · Estonia · Directly at the bank
Open an account at Bigbank
Rate
3.20%
2 years fixed
since 14 Sep 2026
Your return on €16,800
€538
per year, annualised · €1,075 total over 2 years
Deposit guarantee
€16,800 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 2 years: €1,075.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,075After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, paid out
Fees
none
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitbetaald (of aan het einde van de looptijd)
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€16,800 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%3.00% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%3.00% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until now

Other offers from Bigbank

Instant access · 3.00% · Direct1 month · 2.10% · Direct2 months · 2.10% · Direct3 months · 2.40% · Direct4 months · 2.40% · Direct5 months · 2.40% · Direct6 months · 2.75% · Direct7 months · 2.75% · Direct9 months · 2.75% · Direct10 months · 2.90% · Direct
After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €582.40 rate · balance €17,382.40After 14 months: €627.20 rate · balance €17,427.20After 15 months: €672.00 rate · balance €17,472After 16 months: €716.80 rate · balance €17,516.80After 17 months: €761.60 rate · balance €17,561.60After 18 months: €806.40 rate · balance €17,606.40After 19 months: €851.20 rate · balance €17,651.20After 20 months: €896.00 rate · balance €17,696After 21 months: €940.80 rate · balance €17,740.80After 22 months: €985.60 rate · balance €17,785.60After 23 months: €1,030.40 rate · balance €17,830.40After 24 months: €1,075.20 rate · balance €17,875.20
€ 0€ 500€ 1kstart1 yr2 yrs€1,075After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €582.40 rate · balance €17,382.40After 14 months: €627.20 rate · balance €17,427.20After 15 months: €672.00 rate · balance €17,472After 16 months: €716.80 rate · balance €17,516.80After 17 months: €761.60 rate · balance €17,561.60After 18 months: €806.40 rate · balance €17,606.40After 19 months: €851.20 rate · balance €17,651.20After 20 months: €896.00 rate · balance €17,696After 21 months: €940.80 rate · balance €17,740.80After 22 months: €985.60 rate · balance €17,785.60After 23 months: €1,030.40 rate · balance €17,830.40After 24 months: €1,075.20 rate · balance €17,875.20
Per year
AfterInterest up to thenBalance
1 year€538€17,338
2 years€1,075€17,875
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.20%current
2 Sep 20263.00%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 14 Sep 2026Bigbank – Termijndeposito (24 mo): 3.00% → 3.20%
  • 2 Sep 2026New: Bigbank – Termijndeposito (24 mo) 3.00%

Rate checked on 18 Sep 2026.

11 months · 2.90% · Direct
1 year · 3.15% · Direct
35 months · 3.20% · Direct
3 years · 3.20% · Direct
4 years · 3.20% · Direct
5 years · 3.20% · Direct
6 years · 3.20% · Direct
7 years · 3.20% · Direct
8 years · 3.20% · Direct
9 years · 3.20% · Direct
10 years · 3.20% · Direct