BigbankTermijndeposito

Deposit · 2 months · Bigbank AS · Estonia · Directly at the bank
Rate
2.25%
2 months fixed
since 26 Oct 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.27%
for €25,000
Your return on €25,000
€568
per year, annualised · €94 total over 2 months
Deposit guarantee
€25,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 2 months: €94.
Interest built up over 2 months
€ 0€ 50start€94After 1 month: €46.88 rate · balance €25,046.88After 2 months: €93.75 rate · balance €25,093.75

Rate and conditions

BalanceRate
€0 – and up2.25%
Interest payout
end of term, paid out
Fees
none
Access
2 months fixed · no early withdrawal
Term
2 months
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitbetaald
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€25,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.00%2.25%2.50%2 Sep 20263 Oct 2026now2.25%2.10% from 2 Sep 2026 until 26 Oct 20262.25% from 26 Oct 2026 until now
FromRateUntil
26 Oct 20262.25%current
2 Sep 20262.10%26 Oct 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 26 Oct 2026Bigbank – Termijndeposito (2 mo): 2.10% → 2.25%
  • 2 Sep 2026New: Bigbank – Termijndeposito (2 mo) 2.10%

Rate checked on 2 Nov 2026.

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