BigbankTermijndeposito
Deposit · 4 years · Bigbank AS · Estonia · Directly at the bank
- Rate
- 3.40%
- 4 years fixed
- since 22 Sep 2026
- Your return on €100,000
- €3,400
- per year, annualised · €13,600 total over 4 years
- Deposit guarantee
- €100,000 fully protectedEstonian scheme
Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Your calculation for €100,000
Gross interest over 4 years: €13,600.
Interest built up over 4 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €3,400 | €103,400 |
| 2 years | €6,800 | €106,800 |
| 3 years | €10,200 | €110,200 |
| 4 years | €13,600 | €113,600 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.40% |
- Interest payout
- yearly, paid out
- Fees
- none
- Access
- 4 years fixed · no early withdrawal
- Term
- 4 years
- Minimum deposit
- €1,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Rente wordt jaarlijks uitbetaald (of aan het einde van de looptijd)
- Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden
Deposit guarantee
€100,000 fully protected
Estonian scheme
Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Licence and verification
- Institution
- Bigbank AS
- Status
- Verified European deposit guarantee scheme
- Scheme
- Tagatisfond – Hoiuste tagamise osafond (Estonia)
- Guarantee
- €100,000 per person per institution
- Verification
- Tagatisfond deelnemerslijstsource ↗ · 2 Sep 2026
details
gelezen 2026-09-02
Taxes
- Country
- Estonia
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Estonia withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 22 Sep 2026 | 3.40% | current |
| 14 Sep 2026 | 3.20% | 22 Sep 2026 |
| 2 Sep 2026 | 3.05% | 14 Sep 2026 |
All historic rates of Bigbank →All savings products of Bigbank →
- 22 Sep 2026Bigbank – Termijndeposito (48 mo): 3.20% → 3.40%
- 14 Sep 2026Bigbank – Termijndeposito (48 mo): 3.05% → 3.20%
- 2 Sep 2026New: Bigbank – Termijndeposito (48 mo) 3.05%
Rate checked on 3 Nov 2026.
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