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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Bigbank
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BigbankTermijndeposito

Deposit · 4 years · Bigbank AS · Estonia · Directly at the bank
Open an account at Bigbank
Rate
3.20%
4 years fixed
since 14 Sep 2026
Your return on €16,600
€531
per year, annualised · €2,125 total over 4 years
Deposit guarantee
€16,600 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 4 years: €2,125.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,125After 1 month: €44.27 rate · balance €16,644.27After 2 months: €88.53 rate · balance €16,688.53

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, paid out
Fees
none
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitbetaald (of aan het einde van de looptijd)
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€16,600 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%3.05% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%3.05% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until now

Other offers from Bigbank

Instant access · 3.00% · Direct1 month · 2.10% · Direct2 months · 2.10% · Direct3 months · 2.40% · Direct4 months · 2.40% · Direct5 months · 2.40% · Direct6 months · 2.75% · Direct7 months · 2.75% · Direct9 months · 2.75% · Direct10 months · 2.90% · Direct
After 3 months: €132.80 rate · balance €16,732.80After 4 months: €177.07 rate · balance €16,777.07After 5 months: €221.33 rate · balance €16,821.33After 6 months: €265.60 rate · balance €16,865.60After 7 months: €309.87 rate · balance €16,909.87After 8 months: €354.13 rate · balance €16,954.13After 9 months: €398.40 rate · balance €16,998.40After 10 months: €442.67 rate · balance €17,042.67After 11 months: €486.93 rate · balance €17,086.93After 12 months: €531.20 rate · balance €17,131.20After 13 months: €575.47 rate · balance €17,175.47After 14 months: €619.73 rate · balance €17,219.73After 15 months: €664.00 rate · balance €17,264.00After 16 months: €708.27 rate · balance €17,308.27After 17 months: €752.53 rate · balance €17,352.53After 18 months: €796.80 rate · balance €17,396.80After 19 months: €841.07 rate · balance €17,441.07After 20 months: €885.33 rate · balance €17,485.33After 21 months: €929.60 rate · balance €17,529.60After 22 months: €973.87 rate · balance €17,573.87After 23 months: €1,018.13 rate · balance €17,618.13After 24 months: €1,062.40 rate · balance €17,662.40After 25 months: €1,106.67 rate · balance €17,706.67After 26 months: €1,150.93 rate · balance €17,750.93After 27 months: €1,195.20 rate · balance €17,795.20After 28 months: €1,239.47 rate · balance €17,839.47After 29 months: €1,283.73 rate · balance €17,883.73After 30 months: €1,328.00 rate · balance €17,928.00After 31 months: €1,372.27 rate · balance €17,972.27After 32 months: €1,416.53 rate · balance €18,016.53After 33 months: €1,460.80 rate · balance €18,060.80After 34 months: €1,505.07 rate · balance €18,105.07After 35 months: €1,549.33 rate · balance €18,149.33After 36 months: €1,593.60 rate · balance €18,193.60After 37 months: €1,637.87 rate · balance €18,237.87After 38 months: €1,682.13 rate · balance €18,282.13After 39 months: €1,726.40 rate · balance €18,326.40After 40 months: €1,770.67 rate · balance €18,370.67After 41 months: €1,814.93 rate · balance €18,414.93After 42 months: €1,859.20 rate · balance €18,459.20After 43 months: €1,903.47 rate · balance €18,503.47After 44 months: €1,947.73 rate · balance €18,547.73After 45 months: €1,992.00 rate · balance €18,592.00After 46 months: €2,036.27 rate · balance €18,636.27After 47 months: €2,080.53 rate · balance €18,680.53After 48 months: €2,124.80 rate · balance €18,724.80
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,125After 1 month: €44.27 rate · balance €16,644.27After 2 months: €88.53 rate · balance €16,688.53After 3 months: €132.80 rate · balance €16,732.80After 4 months: €177.07 rate · balance €16,777.07After 5 months: €221.33 rate · balance €16,821.33After 6 months: €265.60 rate · balance €16,865.60After 7 months: €309.87 rate · balance €16,909.87After 8 months: €354.13 rate · balance €16,954.13After 9 months: €398.40 rate · balance €16,998.40After 10 months: €442.67 rate · balance €17,042.67After 11 months: €486.93 rate · balance €17,086.93After 12 months: €531.20 rate · balance €17,131.20After 13 months: €575.47 rate · balance €17,175.47After 14 months: €619.73 rate · balance €17,219.73After 15 months: €664.00 rate · balance €17,264.00After 16 months: €708.27 rate · balance €17,308.27After 17 months: €752.53 rate · balance €17,352.53After 18 months: €796.80 rate · balance €17,396.80After 19 months: €841.07 rate · balance €17,441.07After 20 months: €885.33 rate · balance €17,485.33After 21 months: €929.60 rate · balance €17,529.60After 22 months: €973.87 rate · balance €17,573.87After 23 months: €1,018.13 rate · balance €17,618.13After 24 months: €1,062.40 rate · balance €17,662.40After 25 months: €1,106.67 rate · balance €17,706.67After 26 months: €1,150.93 rate · balance €17,750.93After 27 months: €1,195.20 rate · balance €17,795.20After 28 months: €1,239.47 rate · balance €17,839.47After 29 months: €1,283.73 rate · balance €17,883.73After 30 months: €1,328.00 rate · balance €17,928.00After 31 months: €1,372.27 rate · balance €17,972.27After 32 months: €1,416.53 rate · balance €18,016.53After 33 months: €1,460.80 rate · balance €18,060.80After 34 months: €1,505.07 rate · balance €18,105.07After 35 months: €1,549.33 rate · balance €18,149.33After 36 months: €1,593.60 rate · balance €18,193.60After 37 months: €1,637.87 rate · balance €18,237.87After 38 months: €1,682.13 rate · balance €18,282.13After 39 months: €1,726.40 rate · balance €18,326.40After 40 months: €1,770.67 rate · balance €18,370.67After 41 months: €1,814.93 rate · balance €18,414.93After 42 months: €1,859.20 rate · balance €18,459.20After 43 months: €1,903.47 rate · balance €18,503.47After 44 months: €1,947.73 rate · balance €18,547.73After 45 months: €1,992.00 rate · balance €18,592.00After 46 months: €2,036.27 rate · balance €18,636.27After 47 months: €2,080.53 rate · balance €18,680.53After 48 months: €2,124.80 rate · balance €18,724.80
Per year
AfterInterest up to thenBalance
1 year€531€17,131
2 years€1,062€17,662
3 years€1,594€18,194
4 years€2,125€18,725
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.20%current
2 Sep 20263.05%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 14 Sep 2026Bigbank – Termijndeposito (48 mo): 3.05% → 3.20%
  • 2 Sep 2026New: Bigbank – Termijndeposito (48 mo) 3.05%

Rate checked on 18 Sep 2026.

11 months · 2.90% · Direct
1 year · 3.15% · Direct
2 years · 3.20% · Direct
35 months · 3.20% · Direct
3 years · 3.20% · Direct
5 years · 3.20% · Direct
6 years · 3.20% · Direct
7 years · 3.20% · Direct
8 years · 3.20% · Direct
9 years · 3.20% · Direct
10 years · 3.20% · Direct