Spaarradar

BigbankTermijndeposito

Deposit · 4 months · Bigbank AS · Estonia · Directly at the bank
Open an account at Bigbank
Rate
2.60%
4 months fixed
since 26 Oct 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.62%
for €25,000
Your return on €25,000
€656
per year, annualised · €217 total over 4 months
Deposit guarantee
€25,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 4 months: €217.
Interest built up over 4 months
€ 0€ 100€ 200start€217After 1 month: €54.17 rate · balance €25,054.17After 2 months: €108.33 rate · balance €25,108.33After 3 months: €162.50 rate · balance €25,162.50After 4 months: €216.67 rate · balance €25,216.67

Rate and conditions

BalanceRate
€0 – and up2.60%
Interest payout
end of term, paid out
Fees
none
Access
4 months fixed · no early withdrawal
Term
4 months
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitbetaald
  • Maandelijkse renteuitbetaling mogelijk tegen 2.6%
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€25,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
 source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.25%2.50%2.75%3.00%2 Sep 20263 Oct 2026now2.60%2.25% from 2 Sep 2026 until 14 Sep 20262.40% from 14 Sep 2026 until 22 Sep 20262.50% from 22 Sep 2026 until 26 Oct 20262.60% from 26 Oct 2026 until now
FromRateUntil
26 Oct 20262.60%current
22 Sep 20262.50%26 Oct 2026
14 Sep 20262.40%22 Sep 2026
2 Sep 20262.25%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 26 Oct 2026Bigbank – Termijndeposito (4 mo): 2.50% → 2.60%
  • 22 Sep 2026Bigbank – Termijndeposito (4 mo): 2.40% → 2.50%
  • 14 Sep 2026Bigbank – Termijndeposito (4 mo): 2.25% → 2.40%
  • 2 Sep 2026New: Bigbank – Termijndeposito (4 mo) 2.25%

Rate checked on 2 Nov 2026.

Other offers from Bigbank

Instant access · 3.00% · Direct1 month · 2.25% · Direct2 months · 2.25% · Direct3 months · 2.60% · Direct5 months · 2.60% · Direct6 months · 2.90% · Direct7 months · 2.90% · Direct9 months · 3.10% · Direct10 months · 3.10% · Direct11 months · 3.10% · Direct1 year · 3.40% · Direct2 years · 3.40% · Direct35 months · 3.40% · Direct3 years · 3.40% · Direct4 years · 3.40% · Direct5 years · 3.40% · Direct6 years · 3.40% · Direct7 years · 3.40% · Direct8 years · 3.40% · Direct9 years · 3.40% · Direct10 years · 3.40% · Direct