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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Bigbank
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BigbankTermijndeposito

Deposit · 5 years · Bigbank AS · Estonia · Directly at the bank
Open an account at Bigbank
Rate
3.20%
5 years fixed
since 14 Sep 2026
Your return on €100,000
€3,200
per year, annualised · €16,000 total over 5 years
Deposit guarantee
€100,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €16,000.
Interest built up over 5 years
€ 0€ 10kstart2 yrs4 yrs€16,000After 1 month: €266.67 rate · balance €100,266.67

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, paid out
Fees
none
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitbetaald (of aan het einde van de looptijd)
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€100,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%3.10% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%3.10% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until now

Other offers from Bigbank

Instant access · 3.00% · Direct1 month · 2.10% · Direct2 months · 2.10% · Direct3 months · 2.40% · Direct4 months · 2.40% · Direct5 months · 2.40% · Direct6 months · 2.75% · Direct7 months · 2.75% · Direct9 months · 2.75% · Direct10 months · 2.90% · Direct
After 2 months: €533.33 rate · balance €100,533.33After 3 months: €800.00 rate · balance €100,800.00After 4 months: €1,066.67 rate · balance €101,066.67After 5 months: €1,333.33 rate · balance €101,333.33After 6 months: €1,600.00 rate · balance €101,600.00After 7 months: €1,866.67 rate · balance €101,866.67After 8 months: €2,133.33 rate · balance €102,133.33After 9 months: €2,400.00 rate · balance €102,400.00After 10 months: €2,666.67 rate · balance €102,666.67After 11 months: €2,933.33 rate · balance €102,933.33After 12 months: €3,200.00 rate · balance €103,200.00After 13 months: €3,466.67 rate · balance €103,466.67After 14 months: €3,733.33 rate · balance €103,733.33After 15 months: €4,000.00 rate · balance €104,000.00After 16 months: €4,266.67 rate · balance €104,266.67After 17 months: €4,533.33 rate · balance €104,533.33After 18 months: €4,800.00 rate · balance €104,800.00After 19 months: €5,066.67 rate · balance €105,066.67After 20 months: €5,333.33 rate · balance €105,333.33After 21 months: €5,600.00 rate · balance €105,600.00After 22 months: €5,866.67 rate · balance €105,866.67After 23 months: €6,133.33 rate · balance €106,133.33After 24 months: €6,400.00 rate · balance €106,400.00After 25 months: €6,666.67 rate · balance €106,666.67After 26 months: €6,933.33 rate · balance €106,933.33After 27 months: €7,200.00 rate · balance €107,200.00After 28 months: €7,466.67 rate · balance €107,466.67After 29 months: €7,733.33 rate · balance €107,733.33After 30 months: €8,000.00 rate · balance €108,000.00After 31 months: €8,266.67 rate · balance €108,266.67After 32 months: €8,533.33 rate · balance €108,533.33After 33 months: €8,800.00 rate · balance €108,800.00After 34 months: €9,066.67 rate · balance €109,066.67After 35 months: €9,333.33 rate · balance €109,333.33After 36 months: €9,600.00 rate · balance €109,600.00After 37 months: €9,866.67 rate · balance €109,866.67After 38 months: €10,133.33 rate · balance €110,133.33After 39 months: €10,400.00 rate · balance €110,400.00After 40 months: €10,666.67 rate · balance €110,666.67After 41 months: €10,933.33 rate · balance €110,933.33After 42 months: €11,200.00 rate · balance €111,200.00After 43 months: €11,466.67 rate · balance €111,466.67After 44 months: €11,733.33 rate · balance €111,733.33After 45 months: €12,000.00 rate · balance €112,000.00After 46 months: €12,266.67 rate · balance €112,266.67After 47 months: €12,533.33 rate · balance €112,533.33After 48 months: €12,800.00 rate · balance €112,800.00After 49 months: €13,066.67 rate · balance €113,066.67After 50 months: €13,333.33 rate · balance €113,333.33After 51 months: €13,600.00 rate · balance €113,600.00After 52 months: €13,866.67 rate · balance €113,866.67After 53 months: €14,133.34 rate · balance €114,133.34After 54 months: €14,400.00 rate · balance €114,400.00After 55 months: €14,666.67 rate · balance €114,666.67After 56 months: €14,933.34 rate · balance €114,933.34After 57 months: €15,200.00 rate · balance €115,200.00After 58 months: €15,466.67 rate · balance €115,466.67After 59 months: €15,733.34 rate · balance €115,733.34After 60 months: €16,000.00 rate · balance €116,000.00
€ 0€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€16,000After 1 month: €266.67 rate · balance €100,266.67After 2 months: €533.33 rate · balance €100,533.33After 3 months: €800.00 rate · balance €100,800.00After 4 months: €1,066.67 rate · balance €101,066.67After 5 months: €1,333.33 rate · balance €101,333.33After 6 months: €1,600.00 rate · balance €101,600.00After 7 months: €1,866.67 rate · balance €101,866.67After 8 months: €2,133.33 rate · balance €102,133.33After 9 months: €2,400.00 rate · balance €102,400.00After 10 months: €2,666.67 rate · balance €102,666.67After 11 months: €2,933.33 rate · balance €102,933.33After 12 months: €3,200.00 rate · balance €103,200.00After 13 months: €3,466.67 rate · balance €103,466.67After 14 months: €3,733.33 rate · balance €103,733.33After 15 months: €4,000.00 rate · balance €104,000.00After 16 months: €4,266.67 rate · balance €104,266.67After 17 months: €4,533.33 rate · balance €104,533.33After 18 months: €4,800.00 rate · balance €104,800.00After 19 months: €5,066.67 rate · balance €105,066.67After 20 months: €5,333.33 rate · balance €105,333.33After 21 months: €5,600.00 rate · balance €105,600.00After 22 months: €5,866.67 rate · balance €105,866.67After 23 months: €6,133.33 rate · balance €106,133.33After 24 months: €6,400.00 rate · balance €106,400.00After 25 months: €6,666.67 rate · balance €106,666.67After 26 months: €6,933.33 rate · balance €106,933.33After 27 months: €7,200.00 rate · balance €107,200.00After 28 months: €7,466.67 rate · balance €107,466.67After 29 months: €7,733.33 rate · balance €107,733.33After 30 months: €8,000.00 rate · balance €108,000.00After 31 months: €8,266.67 rate · balance €108,266.67After 32 months: €8,533.33 rate · balance €108,533.33After 33 months: €8,800.00 rate · balance €108,800.00After 34 months: €9,066.67 rate · balance €109,066.67After 35 months: €9,333.33 rate · balance €109,333.33After 36 months: €9,600.00 rate · balance €109,600.00After 37 months: €9,866.67 rate · balance €109,866.67After 38 months: €10,133.33 rate · balance €110,133.33After 39 months: €10,400.00 rate · balance €110,400.00After 40 months: €10,666.67 rate · balance €110,666.67After 41 months: €10,933.33 rate · balance €110,933.33After 42 months: €11,200.00 rate · balance €111,200.00After 43 months: €11,466.67 rate · balance €111,466.67After 44 months: €11,733.33 rate · balance €111,733.33After 45 months: €12,000.00 rate · balance €112,000.00After 46 months: €12,266.67 rate · balance €112,266.67After 47 months: €12,533.33 rate · balance €112,533.33After 48 months: €12,800.00 rate · balance €112,800.00After 49 months: €13,066.67 rate · balance €113,066.67After 50 months: €13,333.33 rate · balance €113,333.33After 51 months: €13,600.00 rate · balance €113,600.00After 52 months: €13,866.67 rate · balance €113,866.67After 53 months: €14,133.34 rate · balance €114,133.34After 54 months: €14,400.00 rate · balance €114,400.00After 55 months: €14,666.67 rate · balance €114,666.67After 56 months: €14,933.34 rate · balance €114,933.34After 57 months: €15,200.00 rate · balance €115,200.00After 58 months: €15,466.67 rate · balance €115,466.67After 59 months: €15,733.34 rate · balance €115,733.34After 60 months: €16,000.00 rate · balance €116,000.00
Per year
AfterInterest up to thenBalance
1 year€3,200€103,200
2 years€6,400€106,400
3 years€9,600€109,600
4 years€12,800€112,800
5 years€16,000€116,000
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.20%current
2 Sep 20263.10%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 14 Sep 2026Bigbank – Termijndeposito (60 mo): 3.10% → 3.20%
  • 2 Sep 2026New: Bigbank – Termijndeposito (60 mo) 3.10%

Rate checked on 18 Sep 2026.

11 months · 2.90% · Direct
1 year · 3.15% · Direct
2 years · 3.20% · Direct
35 months · 3.20% · Direct
3 years · 3.20% · Direct
4 years · 3.20% · Direct
6 years · 3.20% · Direct
7 years · 3.20% · Direct
8 years · 3.20% · Direct
9 years · 3.20% · Direct
10 years · 3.20% · Direct