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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Bigbank
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BigbankTermijndeposito

Deposit · 5 years · Bigbank AS · Estonia · Directly at the bank
Open an account at Bigbank
Rate
3.20%
5 years fixed
since 14 Sep 2026
Your return on €16,800
€538
per year, annualised · €2,688 total over 5 years
Deposit guarantee
€16,800 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €2,688.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,688

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
yearly, paid out
Fees
none
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitbetaald (of aan het einde van de looptijd)
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€16,800 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on:

Rate history

2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%3.10% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until now
2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.20%3.10% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until now

Other offers from Bigbank

Instant access · 3.00% · Direct1 month · 2.10% · Direct2 months · 2.10% · Direct3 months · 2.40% · Direct4 months · 2.40% · Direct5 months · 2.40% · Direct6 months · 2.75% · Direct7 months · 2.75% · Direct9 months · 2.75% · Direct10 months · 2.90% · Direct
After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €582.40 rate · balance €17,382.40After 14 months: €627.20 rate · balance €17,427.20After 15 months: €672.00 rate · balance €17,472After 16 months: €716.80 rate · balance €17,516.80After 17 months: €761.60 rate · balance €17,561.60After 18 months: €806.40 rate · balance €17,606.40After 19 months: €851.20 rate · balance €17,651.20After 20 months: €896.00 rate · balance €17,696After 21 months: €940.80 rate · balance €17,740.80After 22 months: €985.60 rate · balance €17,785.60After 23 months: €1,030.40 rate · balance €17,830.40After 24 months: €1,075.20 rate · balance €17,875.20After 25 months: €1,120.00 rate · balance €17,920After 26 months: €1,164.80 rate · balance €17,964.80After 27 months: €1,209.60 rate · balance €18,009.60After 28 months: €1,254.40 rate · balance €18,054.40After 29 months: €1,299.20 rate · balance €18,099.20After 30 months: €1,344.00 rate · balance €18,144After 31 months: €1,388.80 rate · balance €18,188.80After 32 months: €1,433.60 rate · balance €18,233.60After 33 months: €1,478.40 rate · balance €18,278.40After 34 months: €1,523.20 rate · balance €18,323.20After 35 months: €1,568.00 rate · balance €18,368After 36 months: €1,612.80 rate · balance €18,412.80After 37 months: €1,657.60 rate · balance €18,457.60After 38 months: €1,702.40 rate · balance €18,502.40After 39 months: €1,747.20 rate · balance €18,547.20After 40 months: €1,792.00 rate · balance €18,592After 41 months: €1,836.80 rate · balance €18,636.80After 42 months: €1,881.60 rate · balance €18,681.60After 43 months: €1,926.40 rate · balance €18,726.40After 44 months: €1,971.20 rate · balance €18,771.20After 45 months: €2,016.00 rate · balance €18,816After 46 months: €2,060.80 rate · balance €18,860.80After 47 months: €2,105.60 rate · balance €18,905.60After 48 months: €2,150.40 rate · balance €18,950.40After 49 months: €2,195.20 rate · balance €18,995.20After 50 months: €2,240.00 rate · balance €19,040After 51 months: €2,284.80 rate · balance €19,084.80After 52 months: €2,329.60 rate · balance €19,129.60After 53 months: €2,374.40 rate · balance €19,174.40After 54 months: €2,419.20 rate · balance €19,219.20After 55 months: €2,464.00 rate · balance €19,264After 56 months: €2,508.80 rate · balance €19,308.80After 57 months: €2,553.60 rate · balance €19,353.60After 58 months: €2,598.40 rate · balance €19,398.40After 59 months: €2,643.20 rate · balance €19,443.20After 60 months: €2,688.00 rate · balance €19,488
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,688After 1 month: €44.80 rate · balance €16,844.80After 2 months: €89.60 rate · balance €16,889.60After 3 months: €134.40 rate · balance €16,934.40After 4 months: €179.20 rate · balance €16,979.20After 5 months: €224 rate · balance €17,024After 6 months: €268.80 rate · balance €17,068.80After 7 months: €313.60 rate · balance €17,113.60After 8 months: €358.40 rate · balance €17,158.40After 9 months: €403.20 rate · balance €17,203.20After 10 months: €448.00 rate · balance €17,248After 11 months: €492.80 rate · balance €17,292.80After 12 months: €537.60 rate · balance €17,337.60After 13 months: €582.40 rate · balance €17,382.40After 14 months: €627.20 rate · balance €17,427.20After 15 months: €672.00 rate · balance €17,472After 16 months: €716.80 rate · balance €17,516.80After 17 months: €761.60 rate · balance €17,561.60After 18 months: €806.40 rate · balance €17,606.40After 19 months: €851.20 rate · balance €17,651.20After 20 months: €896.00 rate · balance €17,696After 21 months: €940.80 rate · balance €17,740.80After 22 months: €985.60 rate · balance €17,785.60After 23 months: €1,030.40 rate · balance €17,830.40After 24 months: €1,075.20 rate · balance €17,875.20After 25 months: €1,120.00 rate · balance €17,920After 26 months: €1,164.80 rate · balance €17,964.80After 27 months: €1,209.60 rate · balance €18,009.60After 28 months: €1,254.40 rate · balance €18,054.40After 29 months: €1,299.20 rate · balance €18,099.20After 30 months: €1,344.00 rate · balance €18,144After 31 months: €1,388.80 rate · balance €18,188.80After 32 months: €1,433.60 rate · balance €18,233.60After 33 months: €1,478.40 rate · balance €18,278.40After 34 months: €1,523.20 rate · balance €18,323.20After 35 months: €1,568.00 rate · balance €18,368After 36 months: €1,612.80 rate · balance €18,412.80After 37 months: €1,657.60 rate · balance €18,457.60After 38 months: €1,702.40 rate · balance €18,502.40After 39 months: €1,747.20 rate · balance €18,547.20After 40 months: €1,792.00 rate · balance €18,592After 41 months: €1,836.80 rate · balance €18,636.80After 42 months: €1,881.60 rate · balance €18,681.60After 43 months: €1,926.40 rate · balance €18,726.40After 44 months: €1,971.20 rate · balance €18,771.20After 45 months: €2,016.00 rate · balance €18,816After 46 months: €2,060.80 rate · balance €18,860.80After 47 months: €2,105.60 rate · balance €18,905.60After 48 months: €2,150.40 rate · balance €18,950.40After 49 months: €2,195.20 rate · balance €18,995.20After 50 months: €2,240.00 rate · balance €19,040After 51 months: €2,284.80 rate · balance €19,084.80After 52 months: €2,329.60 rate · balance €19,129.60After 53 months: €2,374.40 rate · balance €19,174.40After 54 months: €2,419.20 rate · balance €19,219.20After 55 months: €2,464.00 rate · balance €19,264After 56 months: €2,508.80 rate · balance €19,308.80After 57 months: €2,553.60 rate · balance €19,353.60After 58 months: €2,598.40 rate · balance €19,398.40After 59 months: €2,643.20 rate · balance €19,443.20After 60 months: €2,688.00 rate · balance €19,488
Per year
AfterInterest up to thenBalance
1 year€538€17,338
2 years€1,075€17,875
3 years€1,613€18,413
4 years€2,150€18,950
5 years€2,688€19,488
Is saving at a foreign bank safe? How the deposit guarantee works in Europe
From
Rate
Until
14 Sep 20263.20%current
2 Sep 20263.10%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 14 Sep 2026Bigbank – Termijndeposito (60 mo): 3.10% → 3.20%
  • 2 Sep 2026New: Bigbank – Termijndeposito (60 mo) 3.10%

Rate checked on 18 Sep 2026.

11 months · 2.90% · Direct
1 year · 3.15% · Direct
2 years · 3.20% · Direct
35 months · 3.20% · Direct
3 years · 3.20% · Direct
4 years · 3.20% · Direct
6 years · 3.20% · Direct
7 years · 3.20% · Direct
8 years · 3.20% · Direct
9 years · 3.20% · Direct
10 years · 3.20% · Direct