BigbankTermijndeposito

Deposit · 7 years · Bigbank AS · Estonia · Directly at the bank
Rate
3.40%
7 years fixed
since 22 Sep 2026
Your return on €50,000
€1,700
per year, annualised · €11,900 total over 7 years
Deposit guarantee
€50,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 7 years: €11,900.
Interest built up over 7 years
€ 0€ 5k€ 10kstart2 yrs4 yrs6 yrs€11,900After 1 month: €141.67 rate · balance €50,141.67After 2 months: €283.33 rate · balance €50,283.33After 3 months: €425.00 rate · balance €50,425.00After 4 months: €566.67 rate · balance €50,566.67After 5 months: €708.33 rate · balance €50,708.33After 6 months: €850.00 rate · balance €50,850.00After 7 months: €991.67 rate · balance €50,991.67After 8 months: €1,133.33 rate · balance €51,133.33After 9 months: €1,275.00 rate · balance €51,275.00After 10 months: €1,416.67 rate · balance €51,416.67After 11 months: €1,558.33 rate · balance €51,558.33After 12 months: €1,700.00 rate · balance €51,700.00After 13 months: €1,841.67 rate · balance €51,841.67After 14 months: €1,983.33 rate · balance €51,983.33After 15 months: €2,125.00 rate · balance €52,125.00After 16 months: €2,266.67 rate · balance €52,266.67After 17 months: €2,408.33 rate · balance €52,408.33After 18 months: €2,550.00 rate · balance €52,550.00After 19 months: €2,691.67 rate · balance €52,691.67After 20 months: €2,833.33 rate · balance €52,833.33After 21 months: €2,975.00 rate · balance €52,975.00After 22 months: €3,116.67 rate · balance €53,116.67After 23 months: €3,258.33 rate · balance €53,258.33After 24 months: €3,400.00 rate · balance €53,400.00After 25 months: €3,541.67 rate · balance €53,541.67After 26 months: €3,683.33 rate · balance €53,683.33After 27 months: €3,825.00 rate · balance €53,825.00After 28 months: €3,966.67 rate · balance €53,966.67After 29 months: €4,108.33 rate · balance €54,108.33After 30 months: €4,250.00 rate · balance €54,250.00After 31 months: €4,391.67 rate · balance €54,391.67After 32 months: €4,533.33 rate · balance €54,533.33After 33 months: €4,675.00 rate · balance €54,675.00After 34 months: €4,816.67 rate · balance €54,816.67After 35 months: €4,958.33 rate · balance €54,958.33After 36 months: €5,100.00 rate · balance €55,100.00After 37 months: €5,241.67 rate · balance €55,241.67After 38 months: €5,383.33 rate · balance €55,383.33After 39 months: €5,525.00 rate · balance €55,525.00After 40 months: €5,666.67 rate · balance €55,666.67After 41 months: €5,808.33 rate · balance €55,808.33After 42 months: €5,950.00 rate · balance €55,950.00After 43 months: €6,091.67 rate · balance €56,091.67After 44 months: €6,233.33 rate · balance €56,233.33After 45 months: €6,375.00 rate · balance €56,375.00After 46 months: €6,516.67 rate · balance €56,516.67After 47 months: €6,658.33 rate · balance €56,658.33After 48 months: €6,800.00 rate · balance €56,800.00After 49 months: €6,941.67 rate · balance €56,941.67After 50 months: €7,083.33 rate · balance €57,083.33After 51 months: €7,225.00 rate · balance €57,225.00After 52 months: €7,366.67 rate · balance €57,366.67After 53 months: €7,508.34 rate · balance €57,508.34After 54 months: €7,650.00 rate · balance €57,650.00After 55 months: €7,791.67 rate · balance €57,791.67After 56 months: €7,933.34 rate · balance €57,933.34After 57 months: €8,075.00 rate · balance €58,075.00After 58 months: €8,216.67 rate · balance €58,216.67After 59 months: €8,358.34 rate · balance €58,358.34After 60 months: €8,500.00 rate · balance €58,500.00After 61 months: €8,641.67 rate · balance €58,641.67After 62 months: €8,783.34 rate · balance €58,783.34After 63 months: €8,925.00 rate · balance €58,925.00After 64 months: €9,066.67 rate · balance €59,066.67After 65 months: €9,208.34 rate · balance €59,208.34After 66 months: €9,350.00 rate · balance €59,350.00After 67 months: €9,491.67 rate · balance €59,491.67After 68 months: €9,633.34 rate · balance €59,633.34After 69 months: €9,775.00 rate · balance €59,775.00After 70 months: €9,916.67 rate · balance €59,916.67After 71 months: €10,058.34 rate · balance €60,058.34After 72 months: €10,200.00 rate · balance €60,200.00After 73 months: €10,341.67 rate · balance €60,341.67After 74 months: €10,483.34 rate · balance €60,483.34After 75 months: €10,625.00 rate · balance €60,625.00After 76 months: €10,766.67 rate · balance €60,766.67After 77 months: €10,908.34 rate · balance €60,908.34After 78 months: €11,050.00 rate · balance €61,050.00After 79 months: €11,191.67 rate · balance €61,191.67After 80 months: €11,333.34 rate · balance €61,333.34After 81 months: €11,475.00 rate · balance €61,475.00After 82 months: €11,616.67 rate · balance €61,616.67After 83 months: €11,758.34 rate · balance €61,758.34After 84 months: €11,900.00 rate · balance €61,900.00
Per year
AfterInterest up to thenBalance
1 year€1,700€51,700
2 years€3,400€53,400
3 years€5,100€55,100
4 years€6,800€56,800
5 years€8,500€58,500
6 years€10,200€60,200
7 years€11,900€61,900

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, paid out
Fees
none
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt jaarlijks uitbetaald (of aan het einde van de looptijd)
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€50,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.40%3.10% from 2 Sep 2026 until 14 Sep 20263.20% from 14 Sep 2026 until 22 Sep 20263.40% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.40%current
14 Sep 20263.20%22 Sep 2026
2 Sep 20263.10%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 22 Sep 2026Bigbank – Termijndeposito (84 mo): 3.20% → 3.40%
  • 14 Sep 2026Bigbank – Termijndeposito (84 mo): 3.10% → 3.20%
  • 2 Sep 2026New: Bigbank – Termijndeposito (84 mo) 3.10%

Rate checked on 2 Nov 2026.

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