Spaarradar

BigbankTermijndeposito

Deposit · 9 months · Bigbank AS · Estonia · Directly at the bank
Open an account at Bigbank
Rate
3.10%
9 months fixed
since 22 Sep 2026
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
3.11%
for €10,000
Your return on €10,000
€311
per year, annualised · €233 total over 9 months
Deposit guarantee
€10,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 9 months: €233.
Interest built up over 9 months
€ 0€ 100€ 200start6 mo€232After 1 month: €25.83 rate · balance €10,025.83After 2 months: €51.67 rate · balance €10,051.67After 3 months: €77.50 rate · balance €10,077.50After 4 months: €103.33 rate · balance €10,103.33After 5 months: €129.17 rate · balance €10,129.17After 6 months: €155.00 rate · balance €10,155.00After 7 months: €180.83 rate · balance €10,180.83After 8 months: €206.67 rate · balance €10,206.67After 9 months: €232.50 rate · balance €10,232.50

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Access
9 months fixed · no early withdrawal
Term
9 months
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Rente wordt aan het einde van de looptijd uitbetaald
  • Maandelijkse renteuitbetaling mogelijk tegen 3.1%
  • Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden

Deposit guarantee

€10,000 fully protected
Estonian scheme

Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank

Licence and verification
Institution
Bigbank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond (Estonia)
Guarantee
€100,000 per person per institution
Verification
Tagatisfond deelnemerslijst
detailsgelezen 2026-09-02
 source ↗ · 2 Sep 2026
Taxes
Country
Estonia
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Estonia withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%3.50%2 Sep 20263 Oct 2026now3.10%2.50% from 2 Sep 2026 until 14 Sep 20262.75% from 14 Sep 2026 until 22 Sep 20263.10% from 22 Sep 2026 until now
FromRateUntil
22 Sep 20263.10%current
14 Sep 20262.75%22 Sep 2026
2 Sep 20262.50%14 Sep 2026

All historic rates of Bigbank →All savings products of Bigbank →

  • 22 Sep 2026Bigbank – Termijndeposito (9 mo): 2.75% → 3.10%
  • 14 Sep 2026Bigbank – Termijndeposito (9 mo): 2.50% → 2.75%
  • 2 Sep 2026New: Bigbank – Termijndeposito (9 mo) 2.50%

Rate checked on 2 Nov 2026.

Other offers from Bigbank

Instant access · 3.00% · Direct1 month · 2.25% · Direct2 months · 2.25% · Direct3 months · 2.60% · Direct4 months · 2.60% · Direct5 months · 2.60% · Direct6 months · 2.90% · Direct7 months · 2.90% · Direct10 months · 3.10% · Direct11 months · 3.10% · Direct1 year · 3.40% · Direct2 years · 3.40% · Direct35 months · 3.40% · Direct3 years · 3.40% · Direct4 years · 3.40% · Direct5 years · 3.40% · Direct6 years · 3.40% · Direct7 years · 3.40% · Direct8 years · 3.40% · Direct9 years · 3.40% · Direct10 years · 3.40% · Direct