Brand New DaySpaarrekening
Instant access · Brand New Day Bank N.V. · Netherlands · Directly at the bank
- Rate
- 0.25%
- variable
- since 2 Sep 2026
- Your return on €50,000
- €125
- interest per year
- Deposit guarantee
- €50,000 fully protectedDutch scheme
Brand New Day Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €125.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 0.25% |
- Interest-bearing up to
- €1,000,000
- Interest payout
- monthly, compounded (interest on interest)
- Fees
- none
- Access
- Instant access
- Minimum deposit
- none
- Maximum deposit
- €10,000,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Variabele rente; vrij opneembaar naar één vaste tegenrekening
- Over het saldo boven € 1.000.000 wordt geen rente vergoed
- Maximaal € 10.000.000 in totaal op de spaarrekening(en)
Deposit guarantee
€50,000 fully protected
Dutch scheme
Brand New Day Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Brand New Day Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 2 Sep 2026 | 0.25% | current |
| 29 Jun 2022 | 0.25% | 2 Sep 2026web archive |
All historic rates of Brand New Day →All savings products of Brand New Day →
- 2 Sep 2026New: Brand New Day – Brand New Day Spaarrekening 0.25%
Rate checked on 2 Nov 2026.