bunqTermijndeposito
Deposit · 1 year · bunq B.V. · Netherlands · Directly at the bank
Current account required
- Rate
- 2.11%
- 1 year fixed
- Your return on €50,000
- €1,055
- interest per year
- Deposit guarantee
- €50,000 fully protectedDutch scheme
bunq B.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €1,055.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.11% |
- Interest payout
- end of term, paid out
- Fees
- none
- Access
- 1 year fixed · early withdrawal with loss of interest
- Term
- 1 year
- Minimum deposit
- €1,000
- Maximum deposit
- not stated
- Current account required
- yes
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Vroegtijdig opnemen: 1% van het opgenomen bedrag per resterend (deel)jaar van de looptijd; alleen het volledige bedrag kan worden opgenomen
- Inleg en rente worden aan het einde van de looptijd uitbetaald op je bunq Bankrekening
Deposit guarantee
€50,000 fully protected
Dutch scheme
bunq B.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- bunq B.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Nederland kent geen bronbelasting op spaarrente.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Rate history
2.11% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of bunq →All savings products of bunq →
- 2 Sep 2026New: bunq – Termijndeposito (12 mo) 2.11%
Rate checked on 18 Sep 2026.