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Instant access · Achmea Bank N.V. · Netherlands · Directly at the bank
- Rate
- 1.60%
- variable
- since 2 Sep 2026
- EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The rate differs per balance tier. Interest is compounded during the term and earns interest on interest.
- 1.61%
- for €25,000
- Your return on €25,000
- €403
- interest per year
- Deposit guarantee
- €25,000 fully protectedDutch scheme
Achmea Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €25,000
Gross interest over 1 year: €403.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – €25,000 | 1.60% |
| €25,000 – and up | 1.45% |
- Tiers
- per tier (marginal)
- Interest payout
- monthly, compounded (interest on interest)
- Fees
- none
- Access
- Instant access
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Effectieve rente per jaar; rente wordt per dag berekend en maandelijks bijgeschreven
- Variabele rente per grensbedrag
Deposit guarantee
€25,000 fully protected
Dutch scheme
Achmea Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Achmea Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Nederland kent geen bronbelasting op spaarrente.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.