Spaarradar

DHB BankCombiSpaarrekening-online

Notice period 33 days · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
2.00%
variable
since 2 Sep 2026
Your return on €10,000
€200
interest per year
Deposit guarantee
€10,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 1 year: €200.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 100€ 200start6 mo1 yr€200After 1 month: €16.67 rate · balance €10,016.67After 2 months: €33.33 rate · balance €10,033.33After 3 months: €50.00 rate · balance €10,050.00After 4 months: €66.67 rate · balance €10,066.67After 5 months: €83.33 rate · balance €10,083.33After 6 months: €100.00 rate · balance €10,100.00After 7 months: €116.67 rate · balance €10,116.67After 8 months: €133.33 rate · balance €10,133.33After 9 months: €150.00 rate · balance €10,150.00After 10 months: €166.67 rate · balance €10,166.67After 11 months: €183.33 rate · balance €10,183.33After 12 months: €200.00 rate · balance €10,200.00

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Jul 2026
Access
Notice period 33 days
Notice period
33 days
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Opnemen met 33 dagen aankondigingstermijn

Deposit guarantee

€10,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.25%1.50%1.75%2.00%2.25%7 Aug 202521 Mar 2026now2.00%1.75% from 7 Aug 2025 until 13 Sep 20251.65% from 7 Aug 2025 until 13 Sep 20251.70% from 7 Aug 2025 until 13 Sep 20251.65% from 13 Sep 2025 until 15 Oct 20251.70% from 13 Sep 2025 until 15 Oct 20251.75% from 13 Sep 2025 until 15 Oct 20251.65% from 15 Oct 2025 until 9 Dec 20251.75% from 15 Oct 2025 until 9 Dec 20251.70% from 15 Oct 2025 until 9 Dec 20251.75% from 15 Oct 2025 until 9 Dec 20251.65% from 15 Oct 2025 until 9 Dec 20251.70% from 15 Oct 2025 until 9 Dec 20251.75% from 9 Dec 2025 until 14 Jan 20261.65% from 9 Dec 2025 until 14 Jan 20261.70% from 9 Dec 2025 until 14 Jan 20261.65% from 14 Jan 2026 until 7 Mar 20261.75% from 14 Jan 2026 until 7 Mar 20261.70% from 14 Jan 2026 until 7 Mar 20261.75% from 14 Jan 2026 until 7 Mar 20261.65% from 14 Jan 2026 until 7 Mar 20261.70% from 14 Jan 2026 until 7 Mar 20261.75% from 7 Mar 2026 until 11 Jun 20261.70% from 7 Mar 2026 until 11 Jun 20261.65% from 7 Mar 2026 until 11 Jun 20261.75% from 7 Mar 2026 until 11 Jun 20261.65% from 7 Mar 2026 until 11 Jun 20261.70% from 7 Mar 2026 until 11 Jun 20261.75% from 7 Mar 2026 until 11 Jun 20261.65% from 7 Mar 2026 until 11 Jun 20261.70% from 7 Mar 2026 until 11 Jun 20261.85% from 11 Jun 2026 until 2 Sep 20261.80% from 11 Jun 2026 until 2 Sep 20261.85% from 11 Jun 2026 until 2 Sep 20261.75% from 11 Jun 2026 until 2 Sep 20261.80% from 11 Jun 2026 until 2 Sep 20261.85% from 11 Jun 2026 until 2 Sep 20261.75% from 11 Jun 2026 until 2 Sep 20261.80% from 11 Jun 2026 until 2 Sep 20262.00% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.00%current
11 Jun 20261.85%2 Sep 2026web archive
11 Jun 20261.80%2 Sep 2026web archive
11 Jun 20261.85%2 Sep 2026web archive
11 Jun 20261.75%2 Sep 2026web archive
11 Jun 20261.80%2 Sep 2026web archive
11 Jun 20261.85%2 Sep 2026web archive
11 Jun 20261.75%2 Sep 2026web archive
11 Jun 20261.80%2 Sep 2026web archive
7 Mar 20261.75%11 Jun 2026web archive
7 Mar 20261.70%11 Jun 2026web archive
7 Mar 20261.65%11 Jun 2026web archive
7 Mar 20261.75%11 Jun 2026web archive
7 Mar 20261.65%11 Jun 2026web archive
7 Mar 20261.70%11 Jun 2026web archive
7 Mar 20261.75%11 Jun 2026web archive
7 Mar 20261.65%11 Jun 2026web archive
7 Mar 20261.70%11 Jun 2026web archive
14 Jan 20261.65%7 Mar 2026web archive
14 Jan 20261.75%7 Mar 2026web archive
14 Jan 20261.70%7 Mar 2026web archive
14 Jan 20261.75%7 Mar 2026web archive
14 Jan 20261.65%7 Mar 2026web archive
14 Jan 20261.70%7 Mar 2026web archive
9 Dec 20251.75%14 Jan 2026web archive
9 Dec 20251.65%14 Jan 2026web archive
9 Dec 20251.70%14 Jan 2026web archive
15 Oct 20251.65%9 Dec 2025web archive
15 Oct 20251.75%9 Dec 2025web archive
15 Oct 20251.70%9 Dec 2025web archive
15 Oct 20251.75%9 Dec 2025web archive
15 Oct 20251.65%9 Dec 2025web archive
15 Oct 20251.70%9 Dec 2025web archive
13 Sep 20251.65%15 Oct 2025web archive
13 Sep 20251.70%15 Oct 2025web archive
13 Sep 20251.75%15 Oct 2025web archive
7 Aug 20251.75%13 Sep 2025web archive
7 Aug 20251.65%13 Sep 2025web archive
7 Aug 20251.70%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 2 Sep 2026New: DHB Bank – CombiSpaarrekening-online 2.00%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct