Spaarradar

DHB BankCombiSpaarrekening-online

Notice period 99 days · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
2.10%
variable
Your return on €100,000
€2,100
interest per year
Deposit guarantee
€100,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 1 year: €2,100.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 1k€ 2kstart6 mo1 yr€2,100After 1 month: €175 rate · balance €100,175After 2 months: €350 rate · balance €100,350After 3 months: €525 rate · balance €100,525After 4 months: €700 rate · balance €100,700After 5 months: €875 rate · balance €100,875After 6 months: €1,050 rate · balance €101,050After 7 months: €1,225 rate · balance €101,225After 8 months: €1,400 rate · balance €101,400After 9 months: €1,575 rate · balance €101,575After 10 months: €1,750 rate · balance €101,750After 11 months: €1,925 rate · balance €101,925After 12 months: €2,100 rate · balance €102,100

Rate and conditions

BalanceRate
€0 – and up2.10%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Jul 2026
Access
Notice period 99 days
Notice period
99 days
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Opnemen met 99 dagen aankondigingstermijn

Deposit guarantee

€100,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.10% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 2 Sep 2026New: DHB Bank – CombiSpaarrekening-online 2.10%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct