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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at DHB Bank
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DHB BankCombiSpaarrekening-online

Notice period 99 days · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
2.10%
variable
Your return on €25,000
€525
interest per year
Deposit guarantee
€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €525.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€525After 1 month: €43.75 rate · balance €25,043.75After 2 months: €87.50 rate · balance €25,087.50After 3 months: €131.25 rate · balance €25,131.25After 4 months: €175 rate · balance €25,175After 5 months: €218.75 rate · balance €25,218.75After 6 months: €262.50 rate · balance €25,262.50After 7 months: €306.25 rate · balance €25,306.25After 8 months: €350 rate · balance €25,350After 9 months: €393.75 rate · balance €25,393.75

Rate and conditions

BalanceRate
€0 – and up2.10%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Jul 2026
Access
Notice period 99 days
Notice period
99 days
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Opnemen met 99 dagen aankondigingstermijn

Deposit guarantee

€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.10% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 2 Sep 2026New: DHB Bank – CombiSpaarrekening-online 2.10%

Rate checked on 18 Sep 2026.

Other offers from DHB Bank

With notice period · 2.05% · DirectWith notice period · 2.00% · DirectInstant access · 3.00% · Direct3 months · 2.10% · Direct3 months · 2.00% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · · Direct
After 10 months: €437.50 rate · balance €25,437.50After 11 months: €481.25 rate · balance €25,481.25After 12 months: €525 rate · balance €25,525
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€525After 1 month: €43.75 rate · balance €25,043.75After 2 months: €87.50 rate · balance €25,087.50After 3 months: €131.25 rate · balance €25,131.25After 4 months: €175 rate · balance €25,175After 5 months: €218.75 rate · balance €25,218.75After 6 months: €262.50 rate · balance €25,262.50After 7 months: €306.25 rate · balance €25,306.25After 8 months: €350 rate · balance €25,350After 9 months: €393.75 rate · balance €25,393.75After 10 months: €437.50 rate · balance €25,437.50After 11 months: €481.25 rate · balance €25,481.25After 12 months: €525 rate · balance €25,525

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.75%
1 year · 2.85% · Direct
2 years · 3.00% · Direct
2 years · 3.10% · Direct
2 years · 3.00% · Direct
3 years · 3.05% · Direct
3 years · 3.15% · Direct
3 years · 3.05% · Direct
4 years · 3.10% · Direct
4 years · 3.10% · Direct
4 years · 3.20% · Direct
5 years · 3.15% · Direct
5 years · 3.15% · Direct
5 years · 3.25% · Direct