Spaarradar

DHB BankDepositorekening

Deposit · 3 months · DHB Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at DHB Bank
Rate
2.00%
3 months fixed
since 2 Sep 2026
EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.02%
for €50,000
Your return on €50,000
€1,008
per year, annualised · €250 total over 3 months
Deposit guarantee
€50,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 3 months: €250.
Interest built up over 3 months
€ 0€ 100€ 200start€250After 1 month: €83.33 rate · balance €50,083.33After 2 months: €166.67 rate · balance €50,166.67After 3 months: €250.00 rate · balance €50,250.00

Rate and conditions

BalanceRate
€0 – and up2.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 Jul 2026
Access
3 months fixed · early withdrawal unknown
Term
3 months
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Alleen te openen als je al een DHB VoorSpoedrekening hebt

Deposit guarantee

€50,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%1.75%2.00%2.25%7 Aug 202521 Mar 2026now2.00%1.85% from 7 Aug 2025 until 13 Sep 20251.75% from 7 Aug 2025 until 13 Sep 20251.85% from 13 Sep 2025 until 15 Oct 20251.75% from 13 Sep 2025 until 15 Oct 20251.75% from 15 Oct 2025 until 9 Dec 20251.75% from 15 Oct 2025 until 9 Dec 20251.85% from 15 Oct 2025 until 9 Dec 20251.85% from 15 Oct 2025 until 9 Dec 20251.85% from 9 Dec 2025 until 14 Jan 20261.75% from 9 Dec 2025 until 14 Jan 20261.85% from 14 Jan 2026 until 7 Mar 20261.75% from 14 Jan 2026 until 7 Mar 20261.85% from 14 Jan 2026 until 7 Mar 20261.75% from 14 Jan 2026 until 7 Mar 20261.85% from 7 Mar 2026 until 11 Jun 20261.75% from 7 Mar 2026 until 11 Jun 20261.85% from 7 Mar 2026 until 11 Jun 20261.75% from 7 Mar 2026 until 11 Jun 20261.85% from 7 Mar 2026 until 11 Jun 20261.75% from 7 Mar 2026 until 11 Jun 20261.85% from 11 Jun 2026 until 2 Sep 20261.95% from 11 Jun 2026 until 2 Sep 20261.85% from 11 Jun 2026 until 2 Sep 20261.95% from 11 Jun 2026 until 2 Sep 20261.85% from 11 Jun 2026 until 2 Sep 20261.95% from 11 Jun 2026 until 2 Sep 20262.00% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.00%current
11 Jun 20261.85%2 Sep 2026web archive
11 Jun 20261.95%2 Sep 2026web archive
11 Jun 20261.85%2 Sep 2026web archive
11 Jun 20261.95%2 Sep 2026web archive
11 Jun 20261.85%2 Sep 2026web archive
11 Jun 20261.95%2 Sep 2026web archive
7 Mar 20261.85%11 Jun 2026web archive
7 Mar 20261.75%11 Jun 2026web archive
7 Mar 20261.85%11 Jun 2026web archive
7 Mar 20261.75%11 Jun 2026web archive
7 Mar 20261.85%11 Jun 2026web archive
7 Mar 20261.75%11 Jun 2026web archive
14 Jan 20261.85%7 Mar 2026web archive
14 Jan 20261.75%7 Mar 2026web archive
14 Jan 20261.85%7 Mar 2026web archive
14 Jan 20261.75%7 Mar 2026web archive
9 Dec 20251.85%14 Jan 2026web archive
9 Dec 20251.75%14 Jan 2026web archive
15 Oct 20251.75%9 Dec 2025web archive
15 Oct 20251.75%9 Dec 2025web archive
15 Oct 20251.85%9 Dec 2025web archive
15 Oct 20251.85%9 Dec 2025web archive
13 Sep 20251.85%15 Oct 2025web archive
13 Sep 20251.75%15 Oct 2025web archive
7 Aug 20251.85%13 Sep 2025web archive
7 Aug 20251.75%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 2 Sep 2026New: DHB Bank – Depositorekening (3 mo) 2.00%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct