Spaarradar

DHB BankDepositorekening

Deposit · 3 years · DHB Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at DHB Bank
Rate
3.05%
3 years fixed
since 15 Sep 2026
Your return on €16,800
€512
per year, annualised · €1,537 total over 3 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 3 years: €1,537.
Interest built up over 3 years
€ 0€ 1kstart1 yr2 yrs3 yrs€1,537After 1 month: €42.70 rate · balance €16,842.70After 2 months: €85.40 rate · balance €16,885.40After 3 months: €128.10 rate · balance €16,928.10After 4 months: €170.80 rate · balance €16,970.80After 5 months: €213.50 rate · balance €17,013.50After 6 months: €256.20 rate · balance €17,056.20After 7 months: €298.90 rate · balance €17,098.90After 8 months: €341.60 rate · balance €17,141.60After 9 months: €384.30 rate · balance €17,184.30After 10 months: €427.00 rate · balance €17,227After 11 months: €469.70 rate · balance €17,269.70After 12 months: €512.40 rate · balance €17,312.40After 13 months: €555.10 rate · balance €17,355.10After 14 months: €597.80 rate · balance €17,397.80After 15 months: €640.50 rate · balance €17,440.50After 16 months: €683.20 rate · balance €17,483.20After 17 months: €725.90 rate · balance €17,525.90After 18 months: €768.60 rate · balance €17,568.60After 19 months: €811.30 rate · balance €17,611.30After 20 months: €854.00 rate · balance €17,654After 21 months: €896.70 rate · balance €17,696.70After 22 months: €939.40 rate · balance €17,739.40After 23 months: €982.10 rate · balance €17,782.10After 24 months: €1,024.80 rate · balance €17,824.80After 25 months: €1,067.50 rate · balance €17,867.50After 26 months: €1,110.20 rate · balance €17,910.20After 27 months: €1,152.90 rate · balance €17,952.90After 28 months: €1,195.60 rate · balance €17,995.60After 29 months: €1,238.30 rate · balance €18,038.30After 30 months: €1,281.00 rate · balance €18,081After 31 months: €1,323.70 rate · balance €18,123.70After 32 months: €1,366.40 rate · balance €18,166.40After 33 months: €1,409.10 rate · balance €18,209.10After 34 months: €1,451.80 rate · balance €18,251.80After 35 months: €1,494.50 rate · balance €18,294.50After 36 months: €1,537.20 rate · balance €18,337.20
Per year
AfterInterest up to thenBalance
1 year€512€17,312
2 years€1,025€17,825
3 years€1,537€18,337

Rate and conditions

BalanceRate
€0 – and up3.05%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
3 years fixed · early withdrawal unknown
Term
3 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Alleen te openen als je al een DHB VoorSpoedrekening hebt

Deposit guarantee

€16,800 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%7 Aug 202521 Mar 2026now3.05%2.00% from 7 Aug 2025 until 13 Sep 20252.20% from 7 Aug 2025 until 13 Sep 20252.15% from 7 Aug 2025 until 13 Sep 20252.00% from 13 Sep 2025 until 15 Oct 20252.50% from 13 Sep 2025 until 15 Oct 20252.15% from 13 Sep 2025 until 15 Oct 20252.00% from 15 Oct 2025 until 9 Dec 20252.30% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.35% from 15 Oct 2025 until 9 Dec 20252.30% from 15 Oct 2025 until 9 Dec 20252.35% from 15 Oct 2025 until 9 Dec 20252.30% from 9 Dec 2025 until 14 Jan 20262.25% from 9 Dec 2025 until 14 Jan 20262.35% from 9 Dec 2025 until 14 Jan 20262.45% from 14 Jan 2026 until 7 Mar 20262.35% from 14 Jan 2026 until 7 Mar 20262.35% from 14 Jan 2026 until 7 Mar 20262.40% from 14 Jan 2026 until 7 Mar 20262.45% from 14 Jan 2026 until 7 Mar 20262.40% from 14 Jan 2026 until 7 Mar 20262.60% from 7 Mar 2026 until 11 Jun 20262.50% from 7 Mar 2026 until 11 Jun 20262.60% from 7 Mar 2026 until 11 Jun 20262.50% from 7 Mar 2026 until 11 Jun 20262.55% from 7 Mar 2026 until 11 Jun 20262.55% from 7 Mar 2026 until 11 Jun 20262.50% from 7 Mar 2026 until 11 Jun 20262.60% from 7 Mar 2026 until 11 Jun 20262.55% from 7 Mar 2026 until 11 Jun 20262.70% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.70% from 11 Jun 2026 until 2 Sep 20262.70% from 11 Jun 2026 until 2 Sep 20262.70% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.70% from 2 Sep 2026 until 15 Sep 20263.05% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.05%current
2 Sep 20262.70%15 Sep 2026
11 Jun 20262.70%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.70%2 Sep 2026web archive
11 Jun 20262.70%2 Sep 2026web archive
11 Jun 20262.70%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
7 Mar 20262.60%11 Jun 2026web archive
7 Mar 20262.50%11 Jun 2026web archive
7 Mar 20262.60%11 Jun 2026web archive
7 Mar 20262.50%11 Jun 2026web archive
7 Mar 20262.55%11 Jun 2026web archive
7 Mar 20262.55%11 Jun 2026web archive
7 Mar 20262.50%11 Jun 2026web archive
7 Mar 20262.60%11 Jun 2026web archive
7 Mar 20262.55%11 Jun 2026web archive
14 Jan 20262.45%7 Mar 2026web archive
14 Jan 20262.35%7 Mar 2026web archive
14 Jan 20262.35%7 Mar 2026web archive
14 Jan 20262.40%7 Mar 2026web archive
14 Jan 20262.45%7 Mar 2026web archive
14 Jan 20262.40%7 Mar 2026web archive
9 Dec 20252.30%14 Jan 2026web archive
9 Dec 20252.25%14 Jan 2026web archive
9 Dec 20252.35%14 Jan 2026web archive
15 Oct 20252.00%9 Dec 2025web archive
15 Oct 20252.30%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
15 Oct 20252.35%9 Dec 2025web archive
15 Oct 20252.30%9 Dec 2025web archive
15 Oct 20252.35%9 Dec 2025web archive
13 Sep 20252.00%15 Oct 2025web archive
13 Sep 20252.50%15 Oct 2025web archive
13 Sep 20252.15%15 Oct 2025web archive
7 Aug 20252.00%13 Sep 2025web archive
7 Aug 20252.20%13 Sep 2025web archive
7 Aug 20252.15%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – Depositorekening (36 mo): 2.70% → 3.05%
  • 2 Sep 2026New: DHB Bank – Depositorekening (36 mo) 2.70%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct