Spaarradar

DHB BankDepositorekening

Deposit · 3 years · DHB Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at DHB Bank
Rate
3.05%
3 years fixed
since 15 Sep 2026
Your return on €25,000
€763
per year, annualised · €2,288 total over 3 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 years: €2,288.
Interest built up over 3 years
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs€2,288After 1 month: €63.54 rate · balance €25,063.54After 2 months: €127.08 rate · balance €25,127.08After 3 months: €190.63 rate · balance €25,190.63After 4 months: €254.17 rate · balance €25,254.17After 5 months: €317.71 rate · balance €25,317.71After 6 months: €381.25 rate · balance €25,381.25After 7 months: €444.79 rate · balance €25,444.79After 8 months: €508.33 rate · balance €25,508.33After 9 months: €571.88 rate · balance €25,571.88After 10 months: €635.42 rate · balance €25,635.42After 11 months: €698.96 rate · balance €25,698.96After 12 months: €762.50 rate · balance €25,762.50After 13 months: €826.04 rate · balance €25,826.04After 14 months: €889.58 rate · balance €25,889.58After 15 months: €953.13 rate · balance €25,953.13After 16 months: €1,016.67 rate · balance €26,016.67After 17 months: €1,080.21 rate · balance €26,080.21After 18 months: €1,143.75 rate · balance €26,143.75After 19 months: €1,207.29 rate · balance €26,207.29After 20 months: €1,270.83 rate · balance €26,270.83After 21 months: €1,334.38 rate · balance €26,334.38After 22 months: €1,397.92 rate · balance €26,397.92After 23 months: €1,461.46 rate · balance €26,461.46After 24 months: €1,525.00 rate · balance €26,525.00After 25 months: €1,588.54 rate · balance €26,588.54After 26 months: €1,652.08 rate · balance €26,652.08After 27 months: €1,715.63 rate · balance €26,715.63After 28 months: €1,779.17 rate · balance €26,779.17After 29 months: €1,842.71 rate · balance €26,842.71After 30 months: €1,906.25 rate · balance €26,906.25After 31 months: €1,969.79 rate · balance €26,969.79After 32 months: €2,033.33 rate · balance €27,033.33After 33 months: €2,096.88 rate · balance €27,096.88After 34 months: €2,160.42 rate · balance €27,160.42After 35 months: €2,223.96 rate · balance €27,223.96After 36 months: €2,287.50 rate · balance €27,287.50
Per year
AfterInterest up to thenBalance
1 year€763€25,763
2 years€1,525€26,525
3 years€2,288€27,288

Rate and conditions

BalanceRate
€0 – and up3.05%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
3 years fixed · early withdrawal unknown
Term
3 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Alleen te openen als je al een DHB VoorSpoedrekening hebt

Deposit guarantee

€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%7 Aug 202521 Mar 2026now3.05%2.00% from 7 Aug 2025 until 13 Sep 20252.20% from 7 Aug 2025 until 13 Sep 20252.15% from 7 Aug 2025 until 13 Sep 20252.00% from 13 Sep 2025 until 15 Oct 20252.50% from 13 Sep 2025 until 15 Oct 20252.15% from 13 Sep 2025 until 15 Oct 20252.00% from 15 Oct 2025 until 9 Dec 20252.30% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.35% from 15 Oct 2025 until 9 Dec 20252.30% from 15 Oct 2025 until 9 Dec 20252.35% from 15 Oct 2025 until 9 Dec 20252.30% from 9 Dec 2025 until 14 Jan 20262.25% from 9 Dec 2025 until 14 Jan 20262.35% from 9 Dec 2025 until 14 Jan 20262.45% from 14 Jan 2026 until 7 Mar 20262.35% from 14 Jan 2026 until 7 Mar 20262.35% from 14 Jan 2026 until 7 Mar 20262.40% from 14 Jan 2026 until 7 Mar 20262.45% from 14 Jan 2026 until 7 Mar 20262.40% from 14 Jan 2026 until 7 Mar 20262.60% from 7 Mar 2026 until 11 Jun 20262.50% from 7 Mar 2026 until 11 Jun 20262.60% from 7 Mar 2026 until 11 Jun 20262.50% from 7 Mar 2026 until 11 Jun 20262.55% from 7 Mar 2026 until 11 Jun 20262.55% from 7 Mar 2026 until 11 Jun 20262.50% from 7 Mar 2026 until 11 Jun 20262.60% from 7 Mar 2026 until 11 Jun 20262.55% from 7 Mar 2026 until 11 Jun 20262.70% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.70% from 11 Jun 2026 until 2 Sep 20262.70% from 11 Jun 2026 until 2 Sep 20262.70% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.70% from 2 Sep 2026 until 15 Sep 20263.05% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.05%current
2 Sep 20262.70%15 Sep 2026
11 Jun 20262.70%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.70%2 Sep 2026web archive
11 Jun 20262.70%2 Sep 2026web archive
11 Jun 20262.70%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
7 Mar 20262.60%11 Jun 2026web archive
7 Mar 20262.50%11 Jun 2026web archive
7 Mar 20262.60%11 Jun 2026web archive
7 Mar 20262.50%11 Jun 2026web archive
7 Mar 20262.55%11 Jun 2026web archive
7 Mar 20262.55%11 Jun 2026web archive
7 Mar 20262.50%11 Jun 2026web archive
7 Mar 20262.60%11 Jun 2026web archive
7 Mar 20262.55%11 Jun 2026web archive
14 Jan 20262.45%7 Mar 2026web archive
14 Jan 20262.35%7 Mar 2026web archive
14 Jan 20262.35%7 Mar 2026web archive
14 Jan 20262.40%7 Mar 2026web archive
14 Jan 20262.45%7 Mar 2026web archive
14 Jan 20262.40%7 Mar 2026web archive
9 Dec 20252.30%14 Jan 2026web archive
9 Dec 20252.25%14 Jan 2026web archive
9 Dec 20252.35%14 Jan 2026web archive
15 Oct 20252.00%9 Dec 2025web archive
15 Oct 20252.30%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
15 Oct 20252.35%9 Dec 2025web archive
15 Oct 20252.30%9 Dec 2025web archive
15 Oct 20252.35%9 Dec 2025web archive
13 Sep 20252.00%15 Oct 2025web archive
13 Sep 20252.50%15 Oct 2025web archive
13 Sep 20252.15%15 Oct 2025web archive
7 Aug 20252.00%13 Sep 2025web archive
7 Aug 20252.20%13 Sep 2025web archive
7 Aug 20252.15%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – Depositorekening (36 mo): 2.70% → 3.05%
  • 2 Sep 2026New: DHB Bank – Depositorekening (36 mo) 2.70%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct