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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at DHB Bank
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DHB BankDepositorekening

Deposit · 4 years · DHB Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at DHB Bank
Rate
3.10%
4 years fixed
since 15 Sep 2026
Your return on €16,600
€515
per year, annualised · €2,058 total over 4 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 4 years: €2,058.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,058After 1 month: €42.88 rate · balance €16,642.88After 2 months: €85.77 rate · balance €16,685.77

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
4 years fixed · early withdrawal unknown
Term
4 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Alleen te openen als je al een DHB VoorSpoedrekening hebt

Deposit guarantee

€16,600 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.10%2.75% from 2 Sep 2026 until 15 Sep 20263.10% from 15 Sep 2026 until now
2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.10%2.75% from 2 Sep 2026 until 15 Sep 2026

Other offers from DHB Bank

With notice period · 2.05% · DirectWith notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · Direct3 months · 2.10% · Direct3 months · 2.00% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct
After 3 months: €128.65 rate · balance €16,728.65After 4 months: €171.53 rate · balance €16,771.53After 5 months: €214.42 rate · balance €16,814.42After 6 months: €257.30 rate · balance €16,857.30After 7 months: €300.18 rate · balance €16,900.18After 8 months: €343.07 rate · balance €16,943.07After 9 months: €385.95 rate · balance €16,985.95After 10 months: €428.83 rate · balance €17,028.83After 11 months: €471.72 rate · balance €17,071.72After 12 months: €514.60 rate · balance €17,114.60After 13 months: €557.48 rate · balance €17,157.48After 14 months: €600.37 rate · balance €17,200.37After 15 months: €643.25 rate · balance €17,243.25After 16 months: €686.13 rate · balance €17,286.13After 17 months: €729.02 rate · balance €17,329.02After 18 months: €771.90 rate · balance €17,371.90After 19 months: €814.78 rate · balance €17,414.78After 20 months: €857.67 rate · balance €17,457.67After 21 months: €900.55 rate · balance €17,500.55After 22 months: €943.43 rate · balance €17,543.43After 23 months: €986.32 rate · balance €17,586.32After 24 months: €1,029.20 rate · balance €17,629.20After 25 months: €1,072.08 rate · balance €17,672.08After 26 months: €1,114.97 rate · balance €17,714.97After 27 months: €1,157.85 rate · balance €17,757.85After 28 months: €1,200.73 rate · balance €17,800.73After 29 months: €1,243.62 rate · balance €17,843.62After 30 months: €1,286.50 rate · balance €17,886.50After 31 months: €1,329.38 rate · balance €17,929.38After 32 months: €1,372.27 rate · balance €17,972.27After 33 months: €1,415.15 rate · balance €18,015.15After 34 months: €1,458.03 rate · balance €18,058.03After 35 months: €1,500.92 rate · balance €18,100.92After 36 months: €1,543.80 rate · balance €18,143.80After 37 months: €1,586.68 rate · balance €18,186.68After 38 months: €1,629.57 rate · balance €18,229.57After 39 months: €1,672.45 rate · balance €18,272.45After 40 months: €1,715.33 rate · balance €18,315.33After 41 months: €1,758.22 rate · balance €18,358.22After 42 months: €1,801.10 rate · balance €18,401.10After 43 months: €1,843.98 rate · balance €18,443.98After 44 months: €1,886.87 rate · balance €18,486.87After 45 months: €1,929.75 rate · balance €18,529.75After 46 months: €1,972.63 rate · balance €18,572.63After 47 months: €2,015.52 rate · balance €18,615.52After 48 months: €2,058.40 rate · balance €18,658.40
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,058After 1 month: €42.88 rate · balance €16,642.88After 2 months: €85.77 rate · balance €16,685.77After 3 months: €128.65 rate · balance €16,728.65After 4 months: €171.53 rate · balance €16,771.53After 5 months: €214.42 rate · balance €16,814.42After 6 months: €257.30 rate · balance €16,857.30After 7 months: €300.18 rate · balance €16,900.18After 8 months: €343.07 rate · balance €16,943.07After 9 months: €385.95 rate · balance €16,985.95After 10 months: €428.83 rate · balance €17,028.83After 11 months: €471.72 rate · balance €17,071.72After 12 months: €514.60 rate · balance €17,114.60After 13 months: €557.48 rate · balance €17,157.48After 14 months: €600.37 rate · balance €17,200.37After 15 months: €643.25 rate · balance €17,243.25After 16 months: €686.13 rate · balance €17,286.13After 17 months: €729.02 rate · balance €17,329.02After 18 months: €771.90 rate · balance €17,371.90After 19 months: €814.78 rate · balance €17,414.78After 20 months: €857.67 rate · balance €17,457.67After 21 months: €900.55 rate · balance €17,500.55After 22 months: €943.43 rate · balance €17,543.43After 23 months: €986.32 rate · balance €17,586.32After 24 months: €1,029.20 rate · balance €17,629.20After 25 months: €1,072.08 rate · balance €17,672.08After 26 months: €1,114.97 rate · balance €17,714.97After 27 months: €1,157.85 rate · balance €17,757.85After 28 months: €1,200.73 rate · balance €17,800.73After 29 months: €1,243.62 rate · balance €17,843.62After 30 months: €1,286.50 rate · balance €17,886.50After 31 months: €1,329.38 rate · balance €17,929.38After 32 months: €1,372.27 rate · balance €17,972.27After 33 months: €1,415.15 rate · balance €18,015.15After 34 months: €1,458.03 rate · balance €18,058.03After 35 months: €1,500.92 rate · balance €18,100.92After 36 months: €1,543.80 rate · balance €18,143.80After 37 months: €1,586.68 rate · balance €18,186.68After 38 months: €1,629.57 rate · balance €18,229.57After 39 months: €1,672.45 rate · balance €18,272.45After 40 months: €1,715.33 rate · balance €18,315.33After 41 months: €1,758.22 rate · balance €18,358.22After 42 months: €1,801.10 rate · balance €18,401.10After 43 months: €1,843.98 rate · balance €18,443.98After 44 months: €1,886.87 rate · balance €18,486.87After 45 months: €1,929.75 rate · balance €18,529.75After 46 months: €1,972.63 rate · balance €18,572.63After 47 months: €2,015.52 rate · balance €18,615.52After 48 months: €2,058.40 rate · balance €18,658.40
Per year
AfterInterest up to thenBalance
1 year€515€17,115
2 years€1,029€17,629
3 years€1,544€18,144
4 years€2,058€18,658

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.10% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.10%current
2 Sep 20262.75%15 Sep 2026

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – Depositorekening (48 mo): 2.75% → 3.10%
  • 2 Sep 2026New: DHB Bank – Depositorekening (48 mo) 2.75%

Rate checked on 18 Sep 2026.

9 months · 2.25% · Direct
1 year · 2.75% · Direct
1 year · 2.85% · Direct
2 years · 3.00% · Direct
2 years · 3.10% · Direct
2 years · 3.00% · Direct
3 years · 3.05% · Direct
3 years · 3.15% · Direct
3 years · 3.05% · Direct
4 years · 3.10% · Direct
4 years · 3.20% · Direct
5 years · 3.15% · Direct
5 years · 3.15% · Direct
5 years · 3.25% · Direct