DHB BankDepositorekening

Deposit · 4 years · DHB Bank N.V. · Netherlands · Directly at the bank
Current account required
Rate
3.10%
4 years fixed
since 15 Sep 2026
Your return on €50,000
€1,550
per year, annualised · €6,200 total over 4 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 4 years: €6,200.
Interest built up over 4 years
€ 0€ 2,5k€ 5kstart2 yrs4 yrs€6,200After 1 month: €129.17 rate · balance €50,129.17After 2 months: €258.33 rate · balance €50,258.33After 3 months: €387.50 rate · balance €50,387.50After 4 months: €516.67 rate · balance €50,516.67After 5 months: €645.83 rate · balance €50,645.83After 6 months: €775.00 rate · balance €50,775.00After 7 months: €904.17 rate · balance €50,904.17After 8 months: €1,033.33 rate · balance €51,033.33After 9 months: €1,162.50 rate · balance €51,162.50After 10 months: €1,291.67 rate · balance €51,291.67After 11 months: €1,420.83 rate · balance €51,420.83After 12 months: €1,550.00 rate · balance €51,550.00After 13 months: €1,679.17 rate · balance €51,679.17After 14 months: €1,808.33 rate · balance €51,808.33After 15 months: €1,937.50 rate · balance €51,937.50After 16 months: €2,066.67 rate · balance €52,066.67After 17 months: €2,195.83 rate · balance €52,195.83After 18 months: €2,325.00 rate · balance €52,325.00After 19 months: €2,454.17 rate · balance €52,454.17After 20 months: €2,583.33 rate · balance €52,583.33After 21 months: €2,712.50 rate · balance €52,712.50After 22 months: €2,841.67 rate · balance €52,841.67After 23 months: €2,970.83 rate · balance €52,970.83After 24 months: €3,100.00 rate · balance €53,100.00After 25 months: €3,229.17 rate · balance €53,229.17After 26 months: €3,358.33 rate · balance €53,358.33After 27 months: €3,487.50 rate · balance €53,487.50After 28 months: €3,616.67 rate · balance €53,616.67After 29 months: €3,745.83 rate · balance €53,745.83After 30 months: €3,875.00 rate · balance €53,875.00After 31 months: €4,004.17 rate · balance €54,004.17After 32 months: €4,133.33 rate · balance €54,133.33After 33 months: €4,262.50 rate · balance €54,262.50After 34 months: €4,391.67 rate · balance €54,391.67After 35 months: €4,520.83 rate · balance €54,520.83After 36 months: €4,650.00 rate · balance €54,650.00After 37 months: €4,779.17 rate · balance €54,779.17After 38 months: €4,908.33 rate · balance €54,908.33After 39 months: €5,037.50 rate · balance €55,037.50After 40 months: €5,166.67 rate · balance €55,166.67After 41 months: €5,295.83 rate · balance €55,295.83After 42 months: €5,425.00 rate · balance €55,425.00After 43 months: €5,554.17 rate · balance €55,554.17After 44 months: €5,683.33 rate · balance €55,683.33After 45 months: €5,812.50 rate · balance €55,812.50After 46 months: €5,941.67 rate · balance €55,941.67After 47 months: €6,070.83 rate · balance €56,070.83After 48 months: €6,200.00 rate · balance €56,200.00
Per year
AfterInterest up to thenBalance
1 year€1,550€51,550
2 years€3,100€53,100
3 years€4,650€54,650
4 years€6,200€56,200

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
4 years fixed · early withdrawal unknown
Term
4 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Alleen te openen als je al een DHB VoorSpoedrekening hebt

Deposit guarantee

€50,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 20263 Oct 2026now3.10%2.75% from 2 Sep 2026 until 15 Sep 20263.10% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.10%current
2 Sep 20262.75%15 Sep 2026

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – Depositorekening (48 mo): 2.75% → 3.10%
  • 2 Sep 2026New: DHB Bank – Depositorekening (48 mo) 2.75%

Rate checked on 2 Nov 2026.

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