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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at DHB Bank
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DHB BankDepositorekening

Deposit · 5 years · DHB Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at DHB Bank
Rate
3.15%
5 years fixed
since 15 Sep 2026
Your return on €16,800
€529
per year, annualised · €2,646 total over 5 years
Deposit guarantee
€16,800 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €2,646.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,646

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Alleen te openen als je al een DHB VoorSpoedrekening hebt

Deposit guarantee

€16,800 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%2.80% from 2 Sep 2026 until 15 Sep 20263.15% from 15 Sep 2026 until now
2.50%2.75%3.00%3.25%3.50%2 Sep 202610 Sep 2026now3.15%2.80% from 2 Sep 2026 until 15 Sep 2026

Other offers from DHB Bank

With notice period · 2.05% · DirectWith notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · Direct3 months · 2.10% · Direct3 months · 2.00% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct
After 1 month: €44.10 rate · balance €16,844.10After 2 months: €88.20 rate · balance €16,888.20After 3 months: €132.30 rate · balance €16,932.30After 4 months: €176.40 rate · balance €16,976.40After 5 months: €220.50 rate · balance €17,020.50After 6 months: €264.60 rate · balance €17,064.60After 7 months: €308.70 rate · balance €17,108.70After 8 months: €352.80 rate · balance €17,152.80After 9 months: €396.90 rate · balance €17,196.90After 10 months: €441.00 rate · balance €17,241After 11 months: €485.10 rate · balance €17,285.10After 12 months: €529.20 rate · balance €17,329.20After 13 months: €573.30 rate · balance €17,373.30After 14 months: €617.40 rate · balance €17,417.40After 15 months: €661.50 rate · balance €17,461.50After 16 months: €705.60 rate · balance €17,505.60After 17 months: €749.70 rate · balance €17,549.70After 18 months: €793.80 rate · balance €17,593.80After 19 months: €837.90 rate · balance €17,637.90After 20 months: €882.00 rate · balance €17,682After 21 months: €926.10 rate · balance €17,726.10After 22 months: €970.20 rate · balance €17,770.20After 23 months: €1,014.30 rate · balance €17,814.30After 24 months: €1,058.40 rate · balance €17,858.40After 25 months: €1,102.50 rate · balance €17,902.50After 26 months: €1,146.60 rate · balance €17,946.60After 27 months: €1,190.70 rate · balance €17,990.70After 28 months: €1,234.80 rate · balance €18,034.80After 29 months: €1,278.90 rate · balance €18,078.90After 30 months: €1,323.00 rate · balance €18,123After 31 months: €1,367.10 rate · balance €18,167.10After 32 months: €1,411.20 rate · balance €18,211.20After 33 months: €1,455.30 rate · balance €18,255.30After 34 months: €1,499.40 rate · balance €18,299.40After 35 months: €1,543.50 rate · balance €18,343.50After 36 months: €1,587.60 rate · balance €18,387.60After 37 months: €1,631.70 rate · balance €18,431.70After 38 months: €1,675.80 rate · balance €18,475.80After 39 months: €1,719.90 rate · balance €18,519.90After 40 months: €1,764.00 rate · balance €18,564After 41 months: €1,808.10 rate · balance €18,608.10After 42 months: €1,852.20 rate · balance €18,652.20After 43 months: €1,896.30 rate · balance €18,696.30After 44 months: €1,940.40 rate · balance €18,740.40After 45 months: €1,984.50 rate · balance €18,784.50After 46 months: €2,028.60 rate · balance €18,828.60After 47 months: €2,072.70 rate · balance €18,872.70After 48 months: €2,116.80 rate · balance €18,916.80After 49 months: €2,160.90 rate · balance €18,960.90After 50 months: €2,205.00 rate · balance €19,005After 51 months: €2,249.10 rate · balance €19,049.10After 52 months: €2,293.20 rate · balance €19,093.20After 53 months: €2,337.30 rate · balance €19,137.30After 54 months: €2,381.40 rate · balance €19,181.40After 55 months: €2,425.50 rate · balance €19,225.50After 56 months: €2,469.60 rate · balance €19,269.60After 57 months: €2,513.70 rate · balance €19,313.70After 58 months: €2,557.80 rate · balance €19,357.80After 59 months: €2,601.90 rate · balance €19,401.90After 60 months: €2,646.00 rate · balance €19,446.00
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,646After 1 month: €44.10 rate · balance €16,844.10After 2 months: €88.20 rate · balance €16,888.20After 3 months: €132.30 rate · balance €16,932.30After 4 months: €176.40 rate · balance €16,976.40After 5 months: €220.50 rate · balance €17,020.50After 6 months: €264.60 rate · balance €17,064.60After 7 months: €308.70 rate · balance €17,108.70After 8 months: €352.80 rate · balance €17,152.80After 9 months: €396.90 rate · balance €17,196.90After 10 months: €441.00 rate · balance €17,241After 11 months: €485.10 rate · balance €17,285.10After 12 months: €529.20 rate · balance €17,329.20After 13 months: €573.30 rate · balance €17,373.30After 14 months: €617.40 rate · balance €17,417.40After 15 months: €661.50 rate · balance €17,461.50After 16 months: €705.60 rate · balance €17,505.60After 17 months: €749.70 rate · balance €17,549.70After 18 months: €793.80 rate · balance €17,593.80After 19 months: €837.90 rate · balance €17,637.90After 20 months: €882.00 rate · balance €17,682After 21 months: €926.10 rate · balance €17,726.10After 22 months: €970.20 rate · balance €17,770.20After 23 months: €1,014.30 rate · balance €17,814.30After 24 months: €1,058.40 rate · balance €17,858.40After 25 months: €1,102.50 rate · balance €17,902.50After 26 months: €1,146.60 rate · balance €17,946.60After 27 months: €1,190.70 rate · balance €17,990.70After 28 months: €1,234.80 rate · balance €18,034.80After 29 months: €1,278.90 rate · balance €18,078.90After 30 months: €1,323.00 rate · balance €18,123After 31 months: €1,367.10 rate · balance €18,167.10After 32 months: €1,411.20 rate · balance €18,211.20After 33 months: €1,455.30 rate · balance €18,255.30After 34 months: €1,499.40 rate · balance €18,299.40After 35 months: €1,543.50 rate · balance €18,343.50After 36 months: €1,587.60 rate · balance €18,387.60After 37 months: €1,631.70 rate · balance €18,431.70After 38 months: €1,675.80 rate · balance €18,475.80After 39 months: €1,719.90 rate · balance €18,519.90After 40 months: €1,764.00 rate · balance €18,564After 41 months: €1,808.10 rate · balance €18,608.10After 42 months: €1,852.20 rate · balance €18,652.20After 43 months: €1,896.30 rate · balance €18,696.30After 44 months: €1,940.40 rate · balance €18,740.40After 45 months: €1,984.50 rate · balance €18,784.50After 46 months: €2,028.60 rate · balance €18,828.60After 47 months: €2,072.70 rate · balance €18,872.70After 48 months: €2,116.80 rate · balance €18,916.80After 49 months: €2,160.90 rate · balance €18,960.90After 50 months: €2,205.00 rate · balance €19,005After 51 months: €2,249.10 rate · balance €19,049.10After 52 months: €2,293.20 rate · balance €19,093.20After 53 months: €2,337.30 rate · balance €19,137.30After 54 months: €2,381.40 rate · balance €19,181.40After 55 months: €2,425.50 rate · balance €19,225.50After 56 months: €2,469.60 rate · balance €19,269.60After 57 months: €2,513.70 rate · balance €19,313.70After 58 months: €2,557.80 rate · balance €19,357.80After 59 months: €2,601.90 rate · balance €19,401.90After 60 months: €2,646.00 rate · balance €19,446.00
Per year
AfterInterest up to thenBalance
1 year€529€17,329
2 years€1,058€17,858
3 years€1,588€18,388
4 years€2,117€18,917
5 years€2,646€19,446

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.15% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.15%current
2 Sep 20262.80%15 Sep 2026

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – Depositorekening (60 mo): 2.80% → 3.15%
  • 2 Sep 2026New: DHB Bank – Depositorekening (60 mo) 2.80%

Rate checked on 18 Sep 2026.

9 months · 2.25% · Direct
1 year · 2.75% · Direct
1 year · 2.85% · Direct
2 years · 3.00% · Direct
2 years · 3.10% · Direct
2 years · 3.00% · Direct
3 years · 3.05% · Direct
3 years · 3.15% · Direct
3 years · 3.05% · Direct
4 years · 3.10% · Direct
4 years · 3.10% · Direct
4 years · 3.20% · Direct
5 years · 3.15% · Direct
5 years · 3.25% · Direct