DHB BankDepositorekening

Deposit · 5 years · DHB Bank N.V. · Netherlands · Directly at the bank
Current account required
Rate
3.15%
5 years fixed
since 15 Sep 2026
Your return on €50,000
€1,575
per year, annualised · €7,875 total over 5 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 5 years: €7,875.
Interest built up over 5 years
€ 0€ 5kstart2 yrs4 yrs€7,875After 1 month: €131.25 rate · balance €50,131.25After 2 months: €262.50 rate · balance €50,262.50After 3 months: €393.75 rate · balance €50,393.75After 4 months: €525 rate · balance €50,525After 5 months: €656.25 rate · balance €50,656.25After 6 months: €787.50 rate · balance €50,787.50After 7 months: €918.75 rate · balance €50,918.75After 8 months: €1,050 rate · balance €51,050After 9 months: €1,181.25 rate · balance €51,181.25After 10 months: €1,312.50 rate · balance €51,312.50After 11 months: €1,443.75 rate · balance €51,443.75After 12 months: €1,575 rate · balance €51,575After 13 months: €1,706.25 rate · balance €51,706.25After 14 months: €1,837.50 rate · balance €51,837.50After 15 months: €1,968.75 rate · balance €51,968.75After 16 months: €2,100 rate · balance €52,100After 17 months: €2,231.25 rate · balance €52,231.25After 18 months: €2,362.50 rate · balance €52,362.50After 19 months: €2,493.75 rate · balance €52,493.75After 20 months: €2,625 rate · balance €52,625After 21 months: €2,756.25 rate · balance €52,756.25After 22 months: €2,887.50 rate · balance €52,887.50After 23 months: €3,018.75 rate · balance €53,018.75After 24 months: €3,150 rate · balance €53,150After 25 months: €3,281.25 rate · balance €53,281.25After 26 months: €3,412.50 rate · balance €53,412.50After 27 months: €3,543.75 rate · balance €53,543.75After 28 months: €3,675 rate · balance €53,675After 29 months: €3,806.25 rate · balance €53,806.25After 30 months: €3,937.50 rate · balance €53,937.50After 31 months: €4,068.75 rate · balance €54,068.75After 32 months: €4,200 rate · balance €54,200After 33 months: €4,331.25 rate · balance €54,331.25After 34 months: €4,462.50 rate · balance €54,462.50After 35 months: €4,593.75 rate · balance €54,593.75After 36 months: €4,725 rate · balance €54,725After 37 months: €4,856.25 rate · balance €54,856.25After 38 months: €4,987.50 rate · balance €54,987.50After 39 months: €5,118.75 rate · balance €55,118.75After 40 months: €5,250 rate · balance €55,250After 41 months: €5,381.25 rate · balance €55,381.25After 42 months: €5,512.50 rate · balance €55,512.50After 43 months: €5,643.75 rate · balance €55,643.75After 44 months: €5,775 rate · balance €55,775After 45 months: €5,906.25 rate · balance €55,906.25After 46 months: €6,037.50 rate · balance €56,037.50After 47 months: €6,168.75 rate · balance €56,168.75After 48 months: €6,300 rate · balance €56,300After 49 months: €6,431.25 rate · balance €56,431.25After 50 months: €6,562.50 rate · balance €56,562.50After 51 months: €6,693.75 rate · balance €56,693.75After 52 months: €6,825 rate · balance €56,825After 53 months: €6,956.25 rate · balance €56,956.25After 54 months: €7,087.50 rate · balance €57,087.50After 55 months: €7,218.75 rate · balance €57,218.75After 56 months: €7,350 rate · balance €57,350After 57 months: €7,481.25 rate · balance €57,481.25After 58 months: €7,612.50 rate · balance €57,612.50After 59 months: €7,743.75 rate · balance €57,743.75After 60 months: €7,875 rate · balance €57,875
Per year
AfterInterest up to thenBalance
1 year€1,575€51,575
2 years€3,150€53,150
3 years€4,725€54,725
4 years€6,300€56,300
5 years€7,875€57,875

Rate and conditions

BalanceRate
€0 – and up3.15%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Alleen te openen als je al een DHB VoorSpoedrekening hebt

Deposit guarantee

€50,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.50%2.75%3.00%3.25%3.50%2 Sep 20263 Oct 2026now3.15%2.80% from 2 Sep 2026 until 15 Sep 20263.15% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.15%current
2 Sep 20262.80%15 Sep 2026

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – Depositorekening (60 mo): 2.80% → 3.15%
  • 2 Sep 2026New: DHB Bank – Depositorekening (60 mo) 2.80%

Rate checked on 2 Nov 2026.

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