Spaarradar

DHB BankDepositorekening

Deposit · 9 months · DHB Bank N.V. · Netherlands · Directly at the bank
Current account required
Open an account at DHB Bank
Rate
2.25%
9 months fixed
since 2 Sep 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.26%
for €25,000
Your return on €25,000
€564
per year, annualised · €422 total over 9 months
Deposit guarantee
€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 9 months: €422.
Interest built up over 9 months
€ 0€ 200€ 400start6 mo€422After 1 month: €46.88 rate · balance €25,046.88After 2 months: €93.75 rate · balance €25,093.75After 3 months: €140.63 rate · balance €25,140.63After 4 months: €187.50 rate · balance €25,187.50After 5 months: €234.38 rate · balance €25,234.38After 6 months: €281.25 rate · balance €25,281.25After 7 months: €328.13 rate · balance €25,328.13After 8 months: €375 rate · balance €25,375After 9 months: €421.88 rate · balance €25,421.88

Rate and conditions

BalanceRate
€0 – and up2.25%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 Jul 2026
Access
9 months fixed · early withdrawal unknown
Term
9 months
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
yes
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Alleen te openen als je al een DHB VoorSpoedrekening hebt

Deposit guarantee

€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%1.75%2.00%2.25%2.50%7 Aug 202521 Mar 2026now2.25%1.95% from 7 Aug 2025 until 13 Sep 20251.85% from 7 Aug 2025 until 13 Sep 20251.95% from 13 Sep 2025 until 15 Oct 20251.85% from 13 Sep 2025 until 15 Oct 20251.85% from 15 Oct 2025 until 9 Dec 20251.85% from 15 Oct 2025 until 9 Dec 20251.95% from 15 Oct 2025 until 9 Dec 20251.95% from 15 Oct 2025 until 9 Dec 20251.95% from 9 Dec 2025 until 14 Jan 20261.85% from 9 Dec 2025 until 14 Jan 20261.95% from 14 Jan 2026 until 7 Mar 20261.85% from 14 Jan 2026 until 7 Mar 20261.95% from 14 Jan 2026 until 7 Mar 20261.85% from 14 Jan 2026 until 7 Mar 20261.85% from 7 Mar 2026 until 11 Jun 20261.95% from 7 Mar 2026 until 11 Jun 20261.95% from 7 Mar 2026 until 11 Jun 20261.85% from 7 Mar 2026 until 11 Jun 20261.95% from 7 Mar 2026 until 11 Jun 20261.85% from 7 Mar 2026 until 11 Jun 20262.10% from 11 Jun 2026 until 2 Sep 20262.20% from 11 Jun 2026 until 2 Sep 20262.10% from 11 Jun 2026 until 2 Sep 20262.20% from 11 Jun 2026 until 2 Sep 20262.10% from 11 Jun 2026 until 2 Sep 20262.20% from 11 Jun 2026 until 2 Sep 20262.25% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.25%current
11 Jun 20262.10%2 Sep 2026web archive
11 Jun 20262.20%2 Sep 2026web archive
11 Jun 20262.10%2 Sep 2026web archive
11 Jun 20262.20%2 Sep 2026web archive
11 Jun 20262.10%2 Sep 2026web archive
11 Jun 20262.20%2 Sep 2026web archive
7 Mar 20261.85%11 Jun 2026web archive
7 Mar 20261.95%11 Jun 2026web archive
7 Mar 20261.95%11 Jun 2026web archive
7 Mar 20261.85%11 Jun 2026web archive
7 Mar 20261.95%11 Jun 2026web archive
7 Mar 20261.85%11 Jun 2026web archive
14 Jan 20261.95%7 Mar 2026web archive
14 Jan 20261.85%7 Mar 2026web archive
14 Jan 20261.95%7 Mar 2026web archive
14 Jan 20261.85%7 Mar 2026web archive
9 Dec 20251.95%14 Jan 2026web archive
9 Dec 20251.85%14 Jan 2026web archive
15 Oct 20251.85%9 Dec 2025web archive
15 Oct 20251.85%9 Dec 2025web archive
15 Oct 20251.95%9 Dec 2025web archive
15 Oct 20251.95%9 Dec 2025web archive
13 Sep 20251.95%15 Oct 2025web archive
13 Sep 20251.85%15 Oct 2025web archive
7 Aug 20251.95%13 Sep 2025web archive
7 Aug 20251.85%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 2 Sep 2026New: DHB Bank – Depositorekening (9 mo) 2.25%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct