Spaarradar

DHB BankMaxiSpaarrekening

Deposit · 1 year · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
2.85%
1 year fixed
since 15 Sep 2026
Your return on €10,000
€285
interest per year
Deposit guarantee
€10,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 1 year: €285.
Interest built up over 1 year
€ 0€ 100€ 200start6 mo1 yr€285After 1 month: €23.75 rate · balance €10,023.75After 2 months: €47.50 rate · balance €10,047.50After 3 months: €71.25 rate · balance €10,071.25After 4 months: €95 rate · balance €10,095After 5 months: €118.75 rate · balance €10,118.75After 6 months: €142.50 rate · balance €10,142.50After 7 months: €166.25 rate · balance €10,166.25After 8 months: €190 rate · balance €10,190After 9 months: €213.75 rate · balance €10,213.75After 10 months: €237.50 rate · balance €10,237.50After 11 months: €261.25 rate · balance €10,261.25After 12 months: €285 rate · balance €10,285

Rate and conditions

BalanceRate
€0 – and up2.85%
Interest payout
end of term, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
1 year fixed · early withdrawal unknown
Term
1 year
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands

Deposit guarantee

€10,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%7 Aug 202521 Mar 2026now2.85%2.05% from 7 Aug 2025 until 13 Sep 20251.95% from 7 Aug 2025 until 13 Sep 20252.05% from 13 Sep 2025 until 15 Oct 20251.95% from 13 Sep 2025 until 15 Oct 20251.95% from 15 Oct 2025 until 9 Dec 20252.05% from 15 Oct 2025 until 9 Dec 20252.05% from 15 Oct 2025 until 9 Dec 20251.95% from 15 Oct 2025 until 9 Dec 20252.05% from 9 Dec 2025 until 14 Jan 20261.95% from 9 Dec 2025 until 14 Jan 20262.05% from 14 Jan 2026 until 7 Mar 20261.95% from 14 Jan 2026 until 7 Mar 20262.05% from 14 Jan 2026 until 7 Mar 20261.95% from 14 Jan 2026 until 7 Mar 20262.20% from 7 Mar 2026 until 11 Jun 20262.10% from 7 Mar 2026 until 11 Jun 20262.20% from 7 Mar 2026 until 11 Jun 20262.20% from 7 Mar 2026 until 11 Jun 20262.10% from 7 Mar 2026 until 11 Jun 20262.10% from 7 Mar 2026 until 11 Jun 20262.45% from 11 Jun 2026 until 2 Sep 20262.55% from 11 Jun 2026 until 2 Sep 20262.55% from 11 Jun 2026 until 2 Sep 20262.45% from 11 Jun 2026 until 2 Sep 20262.55% from 11 Jun 2026 until 2 Sep 20262.45% from 11 Jun 2026 until 2 Sep 20262.55% from 2 Sep 2026 until 15 Sep 20262.85% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20262.85%current
2 Sep 20262.55%15 Sep 2026
11 Jun 20262.45%2 Sep 2026web archive
11 Jun 20262.55%2 Sep 2026web archive
11 Jun 20262.55%2 Sep 2026web archive
11 Jun 20262.45%2 Sep 2026web archive
11 Jun 20262.55%2 Sep 2026web archive
11 Jun 20262.45%2 Sep 2026web archive
7 Mar 20262.20%11 Jun 2026web archive
7 Mar 20262.10%11 Jun 2026web archive
7 Mar 20262.20%11 Jun 2026web archive
7 Mar 20262.20%11 Jun 2026web archive
7 Mar 20262.10%11 Jun 2026web archive
7 Mar 20262.10%11 Jun 2026web archive
14 Jan 20262.05%7 Mar 2026web archive
14 Jan 20261.95%7 Mar 2026web archive
14 Jan 20262.05%7 Mar 2026web archive
14 Jan 20261.95%7 Mar 2026web archive
9 Dec 20252.05%14 Jan 2026web archive
9 Dec 20251.95%14 Jan 2026web archive
15 Oct 20251.95%9 Dec 2025web archive
15 Oct 20252.05%9 Dec 2025web archive
15 Oct 20252.05%9 Dec 2025web archive
15 Oct 20251.95%9 Dec 2025web archive
13 Sep 20252.05%15 Oct 2025web archive
13 Sep 20251.95%15 Oct 2025web archive
7 Aug 20252.05%13 Sep 2025web archive
7 Aug 20251.95%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – MaxiSpaarrekening (12 mo): 2.55% → 2.85%
  • 2 Sep 2026New: DHB Bank – MaxiSpaarrekening (12 mo) 2.55%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct