DHB BankMaxiSpaarrekening
Deposit · 2 years · DHB Bank N.V. · Netherlands · Directly at the bank
- Rate
- 3.10%
- 2 years fixed
- since 15 Sep 2026
- Your return on €16,800
- €521
- per year, annualised · €1,042 total over 2 years
- Deposit guarantee
- €16,800 fully protectedDutch scheme
DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €16,800
Gross interest over 2 years: €1,042.
Interest built up over 2 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €521 | €17,321 |
| 2 years | €1,042 | €17,842 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.10% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 11 Sep 2026
- Access
- 2 years fixed · early withdrawal unknown
- Term
- 2 years
- Minimum deposit
- €500
- Maximum deposit
- €500,000
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
Deposit guarantee
€16,800 fully protected
Dutch scheme
DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- DHB Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 15 Sep 2026 | 3.10% | current |
| 2 Sep 2026 | 2.75% | 15 Sep 2026 |
All historic rates of DHB Bank →All savings products of DHB Bank →
- 15 Sep 2026DHB Bank – MaxiSpaarrekening (24 mo): 2.75% → 3.10%
- 2 Sep 2026New: DHB Bank – MaxiSpaarrekening (24 mo) 2.75%
Rate checked on 2 Nov 2026.
Other offers from DHB Bank
With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct