DHB BankMaxiSpaarrekening
Deposit · 6 months · DHB Bank N.V. · Netherlands · Directly at the bank
- Rate
- 2.20%
- 6 months fixed
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 2.21%
- for €50,000
- Your return on €50,000
- €1,106
- per year, annualised · €550 total over 6 months
- Deposit guarantee
- €50,000 fully protectedDutch scheme
DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 6 months: €550.
Interest built up over 6 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.20% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 14 Jul 2026
- Access
- 6 months fixed · early withdrawal unknown
- Term
- 6 months
- Minimum deposit
- €500
- Maximum deposit
- €500,000
- Current account required
- unknown
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
Deposit guarantee
€50,000 fully protected
Dutch scheme
DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- DHB Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
2.20% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of DHB Bank →All savings products of DHB Bank →
- 2 Sep 2026New: DHB Bank – MaxiSpaarrekening (6 mo) 2.20%
Rate checked on 2 Nov 2026.
Other offers from DHB Bank
With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct