Spaarradar

DHB BankMaxiSpaarrekening

Deposit · 5 years · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
3.25%
5 years fixed
since 15 Sep 2026
Your return on €10,000
€325
per year, annualised · €1,625 total over 5 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,625.
Interest built up over 5 years
€ 0€ 1kstart2 yrs4 yrs€1,625After 1 month: €27.08 rate · balance €10,027.08After 2 months: €54.17 rate · balance €10,054.17After 3 months: €81.25 rate · balance €10,081.25After 4 months: €108.33 rate · balance €10,108.33After 5 months: €135.42 rate · balance €10,135.42After 6 months: €162.50 rate · balance €10,162.50After 7 months: €189.58 rate · balance €10,189.58After 8 months: €216.67 rate · balance €10,216.67After 9 months: €243.75 rate · balance €10,243.75After 10 months: €270.83 rate · balance €10,270.83After 11 months: €297.92 rate · balance €10,297.92After 12 months: €325.00 rate · balance €10,325.00After 13 months: €352.08 rate · balance €10,352.08After 14 months: €379.17 rate · balance €10,379.17After 15 months: €406.25 rate · balance €10,406.25After 16 months: €433.33 rate · balance €10,433.33After 17 months: €460.42 rate · balance €10,460.42After 18 months: €487.50 rate · balance €10,487.50After 19 months: €514.58 rate · balance €10,514.58After 20 months: €541.67 rate · balance €10,541.67After 21 months: €568.75 rate · balance €10,568.75After 22 months: €595.83 rate · balance €10,595.83After 23 months: €622.92 rate · balance €10,622.92After 24 months: €650.00 rate · balance €10,650.00After 25 months: €677.08 rate · balance €10,677.08After 26 months: €704.17 rate · balance €10,704.17After 27 months: €731.25 rate · balance €10,731.25After 28 months: €758.33 rate · balance €10,758.33After 29 months: €785.42 rate · balance €10,785.42After 30 months: €812.50 rate · balance €10,812.50After 31 months: €839.58 rate · balance €10,839.58After 32 months: €866.67 rate · balance €10,866.67After 33 months: €893.75 rate · balance €10,893.75After 34 months: €920.83 rate · balance €10,920.83After 35 months: €947.92 rate · balance €10,947.92After 36 months: €975.00 rate · balance €10,975.00After 37 months: €1,002.08 rate · balance €11,002.08After 38 months: €1,029.17 rate · balance €11,029.17After 39 months: €1,056.25 rate · balance €11,056.25After 40 months: €1,083.33 rate · balance €11,083.33After 41 months: €1,110.42 rate · balance €11,110.42After 42 months: €1,137.50 rate · balance €11,137.50After 43 months: €1,164.58 rate · balance €11,164.58After 44 months: €1,191.67 rate · balance €11,191.67After 45 months: €1,218.75 rate · balance €11,218.75After 46 months: €1,245.83 rate · balance €11,245.83After 47 months: €1,272.92 rate · balance €11,272.92After 48 months: €1,300.00 rate · balance €11,300.00After 49 months: €1,327.08 rate · balance €11,327.08After 50 months: €1,354.17 rate · balance €11,354.17After 51 months: €1,381.25 rate · balance €11,381.25After 52 months: €1,408.33 rate · balance €11,408.33After 53 months: €1,435.41 rate · balance €11,435.41After 54 months: €1,462.50 rate · balance €11,462.50After 55 months: €1,489.58 rate · balance €11,489.58After 56 months: €1,516.66 rate · balance €11,516.66After 57 months: €1,543.75 rate · balance €11,543.75After 58 months: €1,570.83 rate · balance €11,570.83After 59 months: €1,597.91 rate · balance €11,597.91After 60 months: €1,625.00 rate · balance €11,625.00
Per year
AfterInterest up to thenBalance
1 year€325€10,325
2 years€650€10,650
3 years€975€10,975
4 years€1,300€11,300
5 years€1,625€11,625

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands

Deposit guarantee

€10,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%7 Aug 202521 Mar 2026now3.25%2.00% from 7 Aug 2025 until 13 Sep 20252.25% from 7 Aug 2025 until 13 Sep 20252.30% from 7 Aug 2025 until 13 Sep 20252.00% from 13 Sep 2025 until 15 Oct 20252.50% from 13 Sep 2025 until 15 Oct 20252.25% from 13 Sep 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 9 Dec 20252.45% from 15 Oct 2025 until 9 Dec 20252.50% from 15 Oct 2025 until 9 Dec 20252.50% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.45% from 9 Dec 2025 until 14 Jan 20262.35% from 9 Dec 2025 until 14 Jan 20262.50% from 9 Dec 2025 until 14 Jan 20262.55% from 14 Jan 2026 until 7 Mar 20262.45% from 14 Jan 2026 until 7 Mar 20262.60% from 14 Jan 2026 until 7 Mar 20262.55% from 14 Jan 2026 until 7 Mar 20262.60% from 14 Jan 2026 until 7 Mar 20262.70% from 7 Mar 2026 until 11 Jun 20262.70% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.70% from 7 Mar 2026 until 11 Jun 20262.90% from 11 Jun 2026 until 2 Sep 20262.90% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.90% from 11 Jun 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 15 Sep 20263.25% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.25%current
2 Sep 20262.90%15 Sep 2026
11 Jun 20262.90%2 Sep 2026web archive
11 Jun 20262.90%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.90%2 Sep 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
14 Jan 20262.55%7 Mar 2026web archive
14 Jan 20262.45%7 Mar 2026web archive
14 Jan 20262.60%7 Mar 2026web archive
14 Jan 20262.55%7 Mar 2026web archive
14 Jan 20262.60%7 Mar 2026web archive
9 Dec 20252.45%14 Jan 2026web archive
9 Dec 20252.35%14 Jan 2026web archive
9 Dec 20252.50%14 Jan 2026web archive
15 Oct 20252.45%9 Dec 2025web archive
15 Oct 20252.45%9 Dec 2025web archive
15 Oct 20252.50%9 Dec 2025web archive
15 Oct 20252.50%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
13 Sep 20252.00%15 Oct 2025web archive
13 Sep 20252.50%15 Oct 2025web archive
13 Sep 20252.25%15 Oct 2025web archive
7 Aug 20252.00%13 Sep 2025web archive
7 Aug 20252.25%13 Sep 2025web archive
7 Aug 20252.30%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – MaxiSpaarrekening (60 mo): 2.90% → 3.25%
  • 2 Sep 2026New: DHB Bank – MaxiSpaarrekening (60 mo) 2.90%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct