Spaarradar

DHB BankMaxiSpaarrekening

Deposit · 5 years · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
3.25%
5 years fixed
since 15 Sep 2026
Your return on €16,600
€540
per year, annualised · €2,698 total over 5 years
Deposit guarantee
€16,600 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,698.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,697After 1 month: €44.96 rate · balance €16,644.96After 2 months: €89.92 rate · balance €16,689.92After 3 months: €134.87 rate · balance €16,734.87After 4 months: €179.83 rate · balance €16,779.83After 5 months: €224.79 rate · balance €16,824.79After 6 months: €269.75 rate · balance €16,869.75After 7 months: €314.71 rate · balance €16,914.71After 8 months: €359.67 rate · balance €16,959.67After 9 months: €404.62 rate · balance €17,004.62After 10 months: €449.58 rate · balance €17,049.58After 11 months: €494.54 rate · balance €17,094.54After 12 months: €539.50 rate · balance €17,139.50After 13 months: €584.46 rate · balance €17,184.46After 14 months: €629.42 rate · balance €17,229.42After 15 months: €674.37 rate · balance €17,274.37After 16 months: €719.33 rate · balance €17,319.33After 17 months: €764.29 rate · balance €17,364.29After 18 months: €809.25 rate · balance €17,409.25After 19 months: €854.21 rate · balance €17,454.21After 20 months: €899.17 rate · balance €17,499.17After 21 months: €944.12 rate · balance €17,544.12After 22 months: €989.08 rate · balance €17,589.08After 23 months: €1,034.04 rate · balance €17,634.04After 24 months: €1,079.00 rate · balance €17,679.00After 25 months: €1,123.96 rate · balance €17,723.96After 26 months: €1,168.92 rate · balance €17,768.92After 27 months: €1,213.87 rate · balance €17,813.87After 28 months: €1,258.83 rate · balance €17,858.83After 29 months: €1,303.79 rate · balance €17,903.79After 30 months: €1,348.75 rate · balance €17,948.75After 31 months: €1,393.71 rate · balance €17,993.71After 32 months: €1,438.67 rate · balance €18,038.67After 33 months: €1,483.62 rate · balance €18,083.62After 34 months: €1,528.58 rate · balance €18,128.58After 35 months: €1,573.54 rate · balance €18,173.54After 36 months: €1,618.50 rate · balance €18,218.50After 37 months: €1,663.46 rate · balance €18,263.46After 38 months: €1,708.42 rate · balance €18,308.42After 39 months: €1,753.37 rate · balance €18,353.37After 40 months: €1,798.33 rate · balance €18,398.33After 41 months: €1,843.29 rate · balance €18,443.29After 42 months: €1,888.25 rate · balance €18,488.25After 43 months: €1,933.21 rate · balance €18,533.21After 44 months: €1,978.17 rate · balance €18,578.17After 45 months: €2,023.12 rate · balance €18,623.12After 46 months: €2,068.08 rate · balance €18,668.08After 47 months: €2,113.04 rate · balance €18,713.04After 48 months: €2,158.00 rate · balance €18,758.00After 49 months: €2,202.96 rate · balance €18,802.96After 50 months: €2,247.91 rate · balance €18,847.92After 51 months: €2,292.87 rate · balance €18,892.87After 52 months: €2,337.83 rate · balance €18,937.83After 53 months: €2,382.79 rate · balance €18,982.79After 54 months: €2,427.75 rate · balance €19,027.75After 55 months: €2,472.71 rate · balance €19,072.71After 56 months: €2,517.66 rate · balance €19,117.66After 57 months: €2,562.62 rate · balance €19,162.62After 58 months: €2,607.58 rate · balance €19,207.58After 59 months: €2,652.54 rate · balance €19,252.54After 60 months: €2,697.50 rate · balance €19,297.50
Per year
AfterInterest up to thenBalance
1 year€539€17,139
2 years€1,079€17,679
3 years€1,618€18,218
4 years€2,158€18,758
5 years€2,697€19,297

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands

Deposit guarantee

€16,600 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%7 Aug 202521 Mar 2026now3.25%2.00% from 7 Aug 2025 until 13 Sep 20252.25% from 7 Aug 2025 until 13 Sep 20252.30% from 7 Aug 2025 until 13 Sep 20252.00% from 13 Sep 2025 until 15 Oct 20252.50% from 13 Sep 2025 until 15 Oct 20252.25% from 13 Sep 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 9 Dec 20252.45% from 15 Oct 2025 until 9 Dec 20252.50% from 15 Oct 2025 until 9 Dec 20252.50% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.45% from 9 Dec 2025 until 14 Jan 20262.35% from 9 Dec 2025 until 14 Jan 20262.50% from 9 Dec 2025 until 14 Jan 20262.55% from 14 Jan 2026 until 7 Mar 20262.45% from 14 Jan 2026 until 7 Mar 20262.60% from 14 Jan 2026 until 7 Mar 20262.55% from 14 Jan 2026 until 7 Mar 20262.60% from 14 Jan 2026 until 7 Mar 20262.70% from 7 Mar 2026 until 11 Jun 20262.70% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.70% from 7 Mar 2026 until 11 Jun 20262.90% from 11 Jun 2026 until 2 Sep 20262.90% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.90% from 11 Jun 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 15 Sep 20263.25% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.25%current
2 Sep 20262.90%15 Sep 2026
11 Jun 20262.90%2 Sep 2026web archive
11 Jun 20262.90%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.90%2 Sep 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
14 Jan 20262.55%7 Mar 2026web archive
14 Jan 20262.45%7 Mar 2026web archive
14 Jan 20262.60%7 Mar 2026web archive
14 Jan 20262.55%7 Mar 2026web archive
14 Jan 20262.60%7 Mar 2026web archive
9 Dec 20252.45%14 Jan 2026web archive
9 Dec 20252.35%14 Jan 2026web archive
9 Dec 20252.50%14 Jan 2026web archive
15 Oct 20252.45%9 Dec 2025web archive
15 Oct 20252.45%9 Dec 2025web archive
15 Oct 20252.50%9 Dec 2025web archive
15 Oct 20252.50%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
13 Sep 20252.00%15 Oct 2025web archive
13 Sep 20252.50%15 Oct 2025web archive
13 Sep 20252.25%15 Oct 2025web archive
7 Aug 20252.00%13 Sep 2025web archive
7 Aug 20252.25%13 Sep 2025web archive
7 Aug 20252.30%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – MaxiSpaarrekening (60 mo): 2.90% → 3.25%
  • 2 Sep 2026New: DHB Bank – MaxiSpaarrekening (60 mo) 2.90%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct