Spaarradar

DHB BankMaxiSpaarrekening

Deposit · 5 years · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
3.25%
5 years fixed
since 15 Sep 2026
Your return on €25,000
€813
per year, annualised · €4,063 total over 5 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €4,063.
Interest built up over 5 years
€ 0€ 2k€ 4kstart2 yrs4 yrs€4,062After 1 month: €67.71 rate · balance €25,067.71After 2 months: €135.42 rate · balance €25,135.42After 3 months: €203.12 rate · balance €25,203.12After 4 months: €270.83 rate · balance €25,270.83After 5 months: €338.54 rate · balance €25,338.54After 6 months: €406.25 rate · balance €25,406.25After 7 months: €473.96 rate · balance €25,473.96After 8 months: €541.67 rate · balance €25,541.67After 9 months: €609.37 rate · balance €25,609.37After 10 months: €677.08 rate · balance €25,677.08After 11 months: €744.79 rate · balance €25,744.79After 12 months: €812.50 rate · balance €25,812.50After 13 months: €880.21 rate · balance €25,880.21After 14 months: €947.92 rate · balance €25,947.92After 15 months: €1,015.62 rate · balance €26,015.62After 16 months: €1,083.33 rate · balance €26,083.33After 17 months: €1,151.04 rate · balance €26,151.04After 18 months: €1,218.75 rate · balance €26,218.75After 19 months: €1,286.46 rate · balance €26,286.46After 20 months: €1,354.17 rate · balance €26,354.17After 21 months: €1,421.87 rate · balance €26,421.87After 22 months: €1,489.58 rate · balance €26,489.58After 23 months: €1,557.29 rate · balance €26,557.29After 24 months: €1,625.00 rate · balance €26,625.00After 25 months: €1,692.71 rate · balance €26,692.71After 26 months: €1,760.42 rate · balance €26,760.42After 27 months: €1,828.12 rate · balance €26,828.12After 28 months: €1,895.83 rate · balance €26,895.83After 29 months: €1,963.54 rate · balance €26,963.54After 30 months: €2,031.25 rate · balance €27,031.25After 31 months: €2,098.96 rate · balance €27,098.96After 32 months: €2,166.67 rate · balance €27,166.67After 33 months: €2,234.37 rate · balance €27,234.37After 34 months: €2,302.08 rate · balance €27,302.08After 35 months: €2,369.79 rate · balance €27,369.79After 36 months: €2,437.50 rate · balance €27,437.50After 37 months: €2,505.21 rate · balance €27,505.21After 38 months: €2,572.92 rate · balance €27,572.92After 39 months: €2,640.62 rate · balance €27,640.62After 40 months: €2,708.33 rate · balance €27,708.33After 41 months: €2,776.04 rate · balance €27,776.04After 42 months: €2,843.75 rate · balance €27,843.75After 43 months: €2,911.46 rate · balance €27,911.46After 44 months: €2,979.17 rate · balance €27,979.17After 45 months: €3,046.87 rate · balance €28,046.87After 46 months: €3,114.58 rate · balance €28,114.58After 47 months: €3,182.29 rate · balance €28,182.29After 48 months: €3,250.00 rate · balance €28,250.00After 49 months: €3,317.71 rate · balance €28,317.71After 50 months: €3,385.41 rate · balance €28,385.41After 51 months: €3,453.12 rate · balance €28,453.12After 52 months: €3,520.83 rate · balance €28,520.83After 53 months: €3,588.54 rate · balance €28,588.54After 54 months: €3,656.25 rate · balance €28,656.25After 55 months: €3,723.96 rate · balance €28,723.96After 56 months: €3,791.66 rate · balance €28,791.66After 57 months: €3,859.37 rate · balance €28,859.37After 58 months: €3,927.08 rate · balance €28,927.08After 59 months: €3,994.79 rate · balance €28,994.79After 60 months: €4,062.50 rate · balance €29,062.50
Per year
AfterInterest up to thenBalance
1 year€812€25,812
2 years€1,625€26,625
3 years€2,437€27,437
4 years€3,250€28,250
5 years€4,062€29,062

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands

Deposit guarantee

€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%7 Aug 202521 Mar 2026now3.25%2.00% from 7 Aug 2025 until 13 Sep 20252.25% from 7 Aug 2025 until 13 Sep 20252.30% from 7 Aug 2025 until 13 Sep 20252.00% from 13 Sep 2025 until 15 Oct 20252.50% from 13 Sep 2025 until 15 Oct 20252.25% from 13 Sep 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 9 Dec 20252.45% from 15 Oct 2025 until 9 Dec 20252.50% from 15 Oct 2025 until 9 Dec 20252.50% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.45% from 9 Dec 2025 until 14 Jan 20262.35% from 9 Dec 2025 until 14 Jan 20262.50% from 9 Dec 2025 until 14 Jan 20262.55% from 14 Jan 2026 until 7 Mar 20262.45% from 14 Jan 2026 until 7 Mar 20262.60% from 14 Jan 2026 until 7 Mar 20262.55% from 14 Jan 2026 until 7 Mar 20262.60% from 14 Jan 2026 until 7 Mar 20262.70% from 7 Mar 2026 until 11 Jun 20262.70% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.70% from 7 Mar 2026 until 11 Jun 20262.90% from 11 Jun 2026 until 2 Sep 20262.90% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.90% from 11 Jun 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 15 Sep 20263.25% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.25%current
2 Sep 20262.90%15 Sep 2026
11 Jun 20262.90%2 Sep 2026web archive
11 Jun 20262.90%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.90%2 Sep 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
14 Jan 20262.55%7 Mar 2026web archive
14 Jan 20262.45%7 Mar 2026web archive
14 Jan 20262.60%7 Mar 2026web archive
14 Jan 20262.55%7 Mar 2026web archive
14 Jan 20262.60%7 Mar 2026web archive
9 Dec 20252.45%14 Jan 2026web archive
9 Dec 20252.35%14 Jan 2026web archive
9 Dec 20252.50%14 Jan 2026web archive
15 Oct 20252.45%9 Dec 2025web archive
15 Oct 20252.45%9 Dec 2025web archive
15 Oct 20252.50%9 Dec 2025web archive
15 Oct 20252.50%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
13 Sep 20252.00%15 Oct 2025web archive
13 Sep 20252.50%15 Oct 2025web archive
13 Sep 20252.25%15 Oct 2025web archive
7 Aug 20252.00%13 Sep 2025web archive
7 Aug 20252.25%13 Sep 2025web archive
7 Aug 20252.30%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – MaxiSpaarrekening (60 mo): 2.90% → 3.25%
  • 2 Sep 2026New: DHB Bank – MaxiSpaarrekening (60 mo) 2.90%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct