Spaarradar

DHB BankMaxiSpaarrekening

Deposit · 5 years · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
3.25%
5 years fixed
since 15 Sep 2026
Your return on €50,000
€1,625
per year, annualised · €8,125 total over 5 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 5 years: €8,125.
Interest built up over 5 years
€ 0€ 5kstart2 yrs4 yrs€8,125After 1 month: €135.42 rate · balance €50,135.42After 2 months: €270.83 rate · balance €50,270.83After 3 months: €406.25 rate · balance €50,406.25After 4 months: €541.67 rate · balance €50,541.67After 5 months: €677.08 rate · balance €50,677.08After 6 months: €812.50 rate · balance €50,812.50After 7 months: €947.92 rate · balance €50,947.92After 8 months: €1,083.33 rate · balance €51,083.33After 9 months: €1,218.75 rate · balance €51,218.75After 10 months: €1,354.17 rate · balance €51,354.17After 11 months: €1,489.58 rate · balance €51,489.58After 12 months: €1,625.00 rate · balance €51,625.00After 13 months: €1,760.42 rate · balance €51,760.42After 14 months: €1,895.83 rate · balance €51,895.83After 15 months: €2,031.25 rate · balance €52,031.25After 16 months: €2,166.67 rate · balance €52,166.67After 17 months: €2,302.08 rate · balance €52,302.08After 18 months: €2,437.50 rate · balance €52,437.50After 19 months: €2,572.92 rate · balance €52,572.92After 20 months: €2,708.33 rate · balance €52,708.33After 21 months: €2,843.75 rate · balance €52,843.75After 22 months: €2,979.17 rate · balance €52,979.17After 23 months: €3,114.58 rate · balance €53,114.58After 24 months: €3,250.00 rate · balance €53,250.00After 25 months: €3,385.42 rate · balance €53,385.42After 26 months: €3,520.83 rate · balance €53,520.83After 27 months: €3,656.25 rate · balance €53,656.25After 28 months: €3,791.67 rate · balance €53,791.67After 29 months: €3,927.08 rate · balance €53,927.08After 30 months: €4,062.50 rate · balance €54,062.50After 31 months: €4,197.92 rate · balance €54,197.92After 32 months: €4,333.33 rate · balance €54,333.33After 33 months: €4,468.75 rate · balance €54,468.75After 34 months: €4,604.17 rate · balance €54,604.17After 35 months: €4,739.58 rate · balance €54,739.58After 36 months: €4,875.00 rate · balance €54,875.00After 37 months: €5,010.42 rate · balance €55,010.42After 38 months: €5,145.83 rate · balance €55,145.83After 39 months: €5,281.25 rate · balance €55,281.25After 40 months: €5,416.67 rate · balance €55,416.67After 41 months: €5,552.08 rate · balance €55,552.08After 42 months: €5,687.50 rate · balance €55,687.50After 43 months: €5,822.92 rate · balance €55,822.92After 44 months: €5,958.33 rate · balance €55,958.33After 45 months: €6,093.75 rate · balance €56,093.75After 46 months: €6,229.17 rate · balance €56,229.17After 47 months: €6,364.58 rate · balance €56,364.58After 48 months: €6,500.00 rate · balance €56,500.00After 49 months: €6,635.42 rate · balance €56,635.42After 50 months: €6,770.83 rate · balance €56,770.83After 51 months: €6,906.25 rate · balance €56,906.25After 52 months: €7,041.67 rate · balance €57,041.67After 53 months: €7,177.09 rate · balance €57,177.09After 54 months: €7,312.50 rate · balance €57,312.50After 55 months: €7,447.92 rate · balance €57,447.92After 56 months: €7,583.34 rate · balance €57,583.34After 57 months: €7,718.75 rate · balance €57,718.75After 58 months: €7,854.17 rate · balance €57,854.17After 59 months: €7,989.59 rate · balance €57,989.59After 60 months: €8,125.00 rate · balance €58,125.00
Per year
AfterInterest up to thenBalance
1 year€1,625€51,625
2 years€3,250€53,250
3 years€4,875€54,875
4 years€6,500€56,500
5 years€8,125€58,125

Rate and conditions

BalanceRate
€0 – and up3.25%
Interest payout
yearly, paid out
Fees
none
Rate valid since
11 Sep 2026
Access
5 years fixed · early withdrawal unknown
Term
5 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands

Deposit guarantee

€50,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%2.00%2.50%3.00%3.50%7 Aug 202521 Mar 2026now3.25%2.00% from 7 Aug 2025 until 13 Sep 20252.25% from 7 Aug 2025 until 13 Sep 20252.30% from 7 Aug 2025 until 13 Sep 20252.00% from 13 Sep 2025 until 15 Oct 20252.50% from 13 Sep 2025 until 15 Oct 20252.25% from 13 Sep 2025 until 15 Oct 20252.45% from 15 Oct 2025 until 9 Dec 20252.45% from 15 Oct 2025 until 9 Dec 20252.50% from 15 Oct 2025 until 9 Dec 20252.50% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.00% from 15 Oct 2025 until 9 Dec 20252.45% from 9 Dec 2025 until 14 Jan 20262.35% from 9 Dec 2025 until 14 Jan 20262.50% from 9 Dec 2025 until 14 Jan 20262.55% from 14 Jan 2026 until 7 Mar 20262.45% from 14 Jan 2026 until 7 Mar 20262.60% from 14 Jan 2026 until 7 Mar 20262.55% from 14 Jan 2026 until 7 Mar 20262.60% from 14 Jan 2026 until 7 Mar 20262.70% from 7 Mar 2026 until 11 Jun 20262.70% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.75% from 7 Mar 2026 until 11 Jun 20262.65% from 7 Mar 2026 until 11 Jun 20262.70% from 7 Mar 2026 until 11 Jun 20262.90% from 11 Jun 2026 until 2 Sep 20262.90% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.80% from 11 Jun 2026 until 2 Sep 20262.90% from 11 Jun 2026 until 2 Sep 20262.90% from 2 Sep 2026 until 15 Sep 20263.25% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.25%current
2 Sep 20262.90%15 Sep 2026
11 Jun 20262.90%2 Sep 2026web archive
11 Jun 20262.90%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.80%2 Sep 2026web archive
11 Jun 20262.90%2 Sep 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.75%11 Jun 2026web archive
7 Mar 20262.65%11 Jun 2026web archive
7 Mar 20262.70%11 Jun 2026web archive
14 Jan 20262.55%7 Mar 2026web archive
14 Jan 20262.45%7 Mar 2026web archive
14 Jan 20262.60%7 Mar 2026web archive
14 Jan 20262.55%7 Mar 2026web archive
14 Jan 20262.60%7 Mar 2026web archive
9 Dec 20252.45%14 Jan 2026web archive
9 Dec 20252.35%14 Jan 2026web archive
9 Dec 20252.50%14 Jan 2026web archive
15 Oct 20252.45%9 Dec 2025web archive
15 Oct 20252.45%9 Dec 2025web archive
15 Oct 20252.50%9 Dec 2025web archive
15 Oct 20252.50%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
15 Oct 20252.00%9 Dec 2025web archive
13 Sep 20252.00%15 Oct 2025web archive
13 Sep 20252.50%15 Oct 2025web archive
13 Sep 20252.25%15 Oct 2025web archive
7 Aug 20252.00%13 Sep 2025web archive
7 Aug 20252.25%13 Sep 2025web archive
7 Aug 20252.30%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – MaxiSpaarrekening (60 mo): 2.90% → 3.25%
  • 2 Sep 2026New: DHB Bank – MaxiSpaarrekening (60 mo) 2.90%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct