Spaarradar

DHB BankMaxiSpaarrekening

Deposit · 9 months · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
2.35%
9 months fixed
since 2 Sep 2026
EffectiveThe effective annual rate for €10,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.36%
for €10,000
Your return on €10,000
€236
per year, annualised · €176 total over 9 months
Deposit guarantee
€10,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 9 months: €176.
Interest built up over 9 months
€ 0€ 100start6 mo€176After 1 month: €19.58 rate · balance €10,019.58After 2 months: €39.17 rate · balance €10,039.17After 3 months: €58.75 rate · balance €10,058.75After 4 months: €78.33 rate · balance €10,078.33After 5 months: €97.92 rate · balance €10,097.92After 6 months: €117.50 rate · balance €10,117.50After 7 months: €137.08 rate · balance €10,137.08After 8 months: €156.67 rate · balance €10,156.67After 9 months: €176.25 rate · balance €10,176.25

Rate and conditions

BalanceRate
€0 – and up2.35%
Interest payout
end of term, paid out
Fees
none
Rate valid since
14 Jul 2026
Access
9 months fixed · early withdrawal unknown
Term
9 months
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands

Deposit guarantee

€10,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
 source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.50%1.75%2.00%2.25%2.50%2.75%7 Aug 202521 Mar 2026now2.35%1.95% from 7 Aug 2025 until 13 Sep 20251.85% from 7 Aug 2025 until 13 Sep 20251.95% from 13 Sep 2025 until 15 Oct 20251.85% from 13 Sep 2025 until 15 Oct 20251.85% from 15 Oct 2025 until 9 Dec 20251.85% from 15 Oct 2025 until 9 Dec 20251.95% from 15 Oct 2025 until 9 Dec 20251.95% from 15 Oct 2025 until 9 Dec 20251.85% from 9 Dec 2025 until 14 Jan 20261.95% from 9 Dec 2025 until 14 Jan 20261.95% from 14 Jan 2026 until 7 Mar 20261.85% from 14 Jan 2026 until 7 Mar 20261.95% from 14 Jan 2026 until 7 Mar 20261.85% from 14 Jan 2026 until 7 Mar 20261.85% from 7 Mar 2026 until 11 Jun 20261.85% from 7 Mar 2026 until 11 Jun 20261.95% from 7 Mar 2026 until 11 Jun 20261.95% from 7 Mar 2026 until 11 Jun 20261.85% from 7 Mar 2026 until 11 Jun 20261.95% from 7 Mar 2026 until 11 Jun 20262.20% from 11 Jun 2026 until 2 Sep 20262.10% from 11 Jun 2026 until 2 Sep 20262.20% from 11 Jun 2026 until 2 Sep 20262.20% from 11 Jun 2026 until 2 Sep 20262.10% from 11 Jun 2026 until 2 Sep 20262.10% from 11 Jun 2026 until 2 Sep 20262.35% from 2 Sep 2026 until now
FromRateUntil
2 Sep 20262.35%current
11 Jun 20262.20%2 Sep 2026web archive
11 Jun 20262.10%2 Sep 2026web archive
11 Jun 20262.20%2 Sep 2026web archive
11 Jun 20262.20%2 Sep 2026web archive
11 Jun 20262.10%2 Sep 2026web archive
11 Jun 20262.10%2 Sep 2026web archive
7 Mar 20261.85%11 Jun 2026web archive
7 Mar 20261.85%11 Jun 2026web archive
7 Mar 20261.95%11 Jun 2026web archive
7 Mar 20261.95%11 Jun 2026web archive
7 Mar 20261.85%11 Jun 2026web archive
7 Mar 20261.95%11 Jun 2026web archive
14 Jan 20261.95%7 Mar 2026web archive
14 Jan 20261.85%7 Mar 2026web archive
14 Jan 20261.95%7 Mar 2026web archive
14 Jan 20261.85%7 Mar 2026web archive
9 Dec 20251.85%14 Jan 2026web archive
9 Dec 20251.95%14 Jan 2026web archive
15 Oct 20251.85%9 Dec 2025web archive
15 Oct 20251.85%9 Dec 2025web archive
15 Oct 20251.95%9 Dec 2025web archive
15 Oct 20251.95%9 Dec 2025web archive
13 Sep 20251.95%15 Oct 2025web archive
13 Sep 20251.85%15 Oct 2025web archive
7 Aug 20251.95%13 Sep 2025web archive
7 Aug 20251.85%13 Sep 2025web archive

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 2 Sep 2026New: DHB Bank – MaxiSpaarrekening (9 mo) 2.35%

Rate checked on 2 Nov 2026.

Other offers from DHB Bank

With notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · DirectWith notice period · 2.05% · Direct3 months · 2.00% · Direct3 months · 2.10% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.25% · Direct1 year · 2.75% · Direct1 year · 2.85% · Direct2 years · 3.00% · Direct2 years · 3.10% · Direct2 years · 3.00% · Direct3 years · 3.15% · Direct3 years · 3.05% · Direct3 years · 3.05% · Direct4 years · 3.10% · Direct4 years · 3.10% · Direct4 years · 3.20% · Direct5 years · 3.25% · Direct5 years · 3.15% · Direct5 years · 3.15% · Direct