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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at DHB Bank
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DHB BankSolidextra Depositorekening

Deposit · 2 years · DHB Bank N.V. · Netherlands · Directly at the bank
Open an account at DHB Bank
Rate
3.00%
2 years fixed
since 15 Sep 2026
Your return on €25,000
€750
per year, annualised · €1,500 total over 2 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 2 years: €1,500.
Interest built up over 2 years
€ 0€ 500€ 1k€ 1,5kstart1 yr2 yrs€1,500After 1 month: €62.50 rate · balance €25,062.50After 2 months: €125 rate · balance €25,125After 3 months: €187.50 rate · balance €25,187.50After 4 months: €250 rate · balance €25,250After 5 months: €312.50 rate · balance €25,312.50After 6 months: €375 rate · balance €25,375After 7 months: €437.50 rate · balance €25,437.50

Rate and conditions

BalanceRate
€0 – and up3.00%
Interest payout
yearly, paid out
Fees
none
Access
2 years fixed · early withdrawal unknown
Term
2 years
Minimum deposit
€500
Maximum deposit
€500,000
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Gegarandeerde basisrente 3.00%; de rekening wordt geopend met de hoogste van de basisrente óf 3-maands Euribor + 0,05%

Deposit guarantee

€25,000 fully protected
Dutch scheme

DHB Bank N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now3.00%2.65% from 2 Sep 2026 until 15 Sep 20263.00% from 15 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now3.00%2.65% from 2 Sep 2026 until 15 Sep 2026

Other offers from DHB Bank

With notice period · 2.05% · DirectWith notice period · 2.00% · DirectWith notice period · 2.10% · DirectInstant access · 3.00% · Direct3 months · 2.10% · Direct3 months · 2.00% · Direct6 months · 2.20% · Direct6 months · 2.10% · Direct9 months · 2.35% · Direct
After 8 months: €500 rate · balance €25,500After 9 months: €562.50 rate · balance €25,562.50After 10 months: €625 rate · balance €25,625After 11 months: €687.50 rate · balance €25,687.50After 12 months: €750 rate · balance €25,750After 13 months: €812.50 rate · balance €25,812.50After 14 months: €875 rate · balance €25,875After 15 months: €937.50 rate · balance €25,937.50After 16 months: €1,000 rate · balance €26,000After 17 months: €1,062.50 rate · balance €26,062.50After 18 months: €1,125 rate · balance €26,125After 19 months: €1,187.50 rate · balance €26,187.50After 20 months: €1,250 rate · balance €26,250After 21 months: €1,312.50 rate · balance €26,312.50After 22 months: €1,375 rate · balance €26,375After 23 months: €1,437.50 rate · balance €26,437.50After 24 months: €1,500 rate · balance €26,500
€ 0€ 500€ 1k€ 1,5kstart1 yr2 yrs€1,500After 1 month: €62.50 rate · balance €25,062.50After 2 months: €125 rate · balance €25,125After 3 months: €187.50 rate · balance €25,187.50After 4 months: €250 rate · balance €25,250After 5 months: €312.50 rate · balance €25,312.50After 6 months: €375 rate · balance €25,375After 7 months: €437.50 rate · balance €25,437.50After 8 months: €500 rate · balance €25,500After 9 months: €562.50 rate · balance €25,562.50After 10 months: €625 rate · balance €25,625After 11 months: €687.50 rate · balance €25,687.50After 12 months: €750 rate · balance €25,750After 13 months: €812.50 rate · balance €25,812.50After 14 months: €875 rate · balance €25,875After 15 months: €937.50 rate · balance €25,937.50After 16 months: €1,000 rate · balance €26,000After 17 months: €1,062.50 rate · balance €26,062.50After 18 months: €1,125 rate · balance €26,125After 19 months: €1,187.50 rate · balance €26,187.50After 20 months: €1,250 rate · balance €26,250After 21 months: €1,312.50 rate · balance €26,312.50After 22 months: €1,375 rate · balance €26,375After 23 months: €1,437.50 rate · balance €26,437.50After 24 months: €1,500 rate · balance €26,500
Per year
AfterInterest up to thenBalance
1 year€750€25,750
2 years€1,500€26,500

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

3.00% from 15 Sep 2026 until now
FromRateUntil
15 Sep 20263.00%current
2 Sep 20262.65%15 Sep 2026

All historic rates of DHB Bank →All savings products of DHB Bank →

  • 15 Sep 2026DHB Bank – Solidextra Depositorekening (24 mo): 2.65% → 3.00%
  • 2 Sep 2026New: DHB Bank – Solidextra Depositorekening (24 mo) 2.65%

Rate checked on 18 Sep 2026.

9 months · 2.25% · Direct
1 year · 2.75% · Direct
1 year · 2.85% · Direct
2 years · 3.10% · Direct
2 years · 3.00% · Direct
3 years · 3.05% · Direct
3 years · 3.15% · Direct
3 years · 3.05% · Direct
4 years · 3.10% · Direct
4 years · 3.10% · Direct
4 years · 3.20% · Direct
5 years · 3.15% · Direct
5 years · 3.15% · Direct
5 years · 3.25% · Direct