Evi van LanschotEvi Sparen
Instant access · Van Lanschot Kempen N.V. · Netherlands · Directly at the bank
- Rate
- 1.90%
- variable
- since 18 Sep 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
- 1.91%
- for €50,000
- Your return on €50,000
- €957
- interest per year
- Deposit guarantee
- €50,000 fully protectedDutch scheme
Van Lanschot Kempen N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €957.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 1.90% |
- Interest payout
- quarterly, compounded (interest on interest)
- Fees
- none
- Access
- Instant access
- Minimum deposit
- none
- Maximum deposit
- not stated
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Variabele rente over het hele saldo, zonder drempelbedragen
- Rente elk kwartaal bijgeschreven
Deposit guarantee
€50,000 fully protected
Dutch scheme
Van Lanschot Kempen N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank
Licence and verification
- Institution
- Van Lanschot Kempen N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS) (Netherlands)
- Guarantee
- €100,000 per person per institution
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Taxes
- Country
- Netherlands
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 18 Sep 2026 | 1.90% | current |
| 2 Sep 2026 | 1.50% | 18 Sep 2026 |
| 12 Oct 2025 | 1.50% | 2 Sep 2026web archive |
| 12 Jun 2025 | 1.65% | 12 Oct 2025web archive |
All historic rates of Evi van Lanschot →All savings products of Evi van Lanschot →
- 18 Sep 2026Evi van Lanschot – Evi Sparen: 1.50% → 1.90%
- 2 Sep 2026New: Evi van Lanschot – Evi Sparen 1.50%
Rate checked on 2 Nov 2026.