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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Evi van Lanschot
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Evi van LanschotEvi Sparen

Instant access · Van Lanschot Kempen N.V. · Netherlands · Directly at the bank
Open an account at Evi van Lanschot
Rate
1.90%
variable
since 18 Sep 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
1.91%
for €25,000
Your return on €25,000
€478
interest per year
Deposit guarantee
€25,000 fully protected
Dutch scheme

Van Lanschot Kempen N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €478.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€478After 1 month: €39.58 rate · balance €25,039.58After 2 months: €79.17 rate · balance €25,079.17After 3 months: €118.75 rate · balance €25,118.75After 4 months: €158.52 rate · balance €25,158.52After 5 months: €198.29 rate · balance €25,198.29After 6 months: €238.06 rate · balance €25,238.06After 7 months: €278.02 rate · balance €25,278.02After 8 months: €317.98 rate · balance €25,317.98After 9 months: €357.95 rate · balance €25,357.94

Rate and conditions

BalanceRate
€0 – and up1.90%
Interest payout
quarterly, compounded (interest on interest)
Fees
none
Access
Instant access
Minimum deposit
none
Maximum deposit
not stated
Current account required
no
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Variabele rente over het hele saldo, zonder drempelbedragen
  • Rente elk kwartaal bijgeschreven

Deposit guarantee

€25,000 fully protected
Dutch scheme

Van Lanschot Kempen N.V. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Van Lanschot Kempen N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

1.25%1.50%1.75%2.00%2.25%2 Sep 202610 Sep 2026now1.90%1.50% from 2 Sep 2026 until 18 Sep 20261.90% from 18 Sep 2026 until now
1.25%1.50%1.75%2.00%2.25%2 Sep 202610 Sep 2026now1.90%1.50% from 2 Sep 2026 until 18 Sep 2026
After 10 months: €398.10 rate · balance €25,398.10After 11 months: €438.25 rate · balance €25,438.25After 12 months: €478.40 rate · balance €25,478.40
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€478After 1 month: €39.58 rate · balance €25,039.58After 2 months: €79.17 rate · balance €25,079.17After 3 months: €118.75 rate · balance €25,118.75After 4 months: €158.52 rate · balance €25,158.52After 5 months: €198.29 rate · balance €25,198.29After 6 months: €238.06 rate · balance €25,238.06After 7 months: €278.02 rate · balance €25,278.02After 8 months: €317.98 rate · balance €25,317.98After 9 months: €357.95 rate · balance €25,357.94After 10 months: €398.10 rate · balance €25,398.10After 11 months: €438.25 rate · balance €25,438.25After 12 months: €478.40 rate · balance €25,478.40

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

1.90% from 18 Sep 2026 until now
FromRateUntil
18 Sep 20261.90%current
2 Sep 20261.50%18 Sep 2026

All historic rates of Evi van Lanschot →All savings products of Evi van Lanschot →

  • 18 Sep 2026Evi van Lanschot – Evi Sparen: 1.50% → 1.90%
  • 2 Sep 2026New: Evi van Lanschot – Evi Sparen 1.50%

Rate checked on 18 Sep 2026.